United Credit Union Reno NV | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 10705 Double R Blvd, Reno, NV 89521. Since our establishment in 1949, we have proudly served our community with a commitment to providing exceptional service and support. With over 192,997 members and total assets amounting to an impressive $4,127,673,172, we strive to empower individuals and families on their financial journeys. At United, we understand that your financial needs are unique. That's why we offer a range of services designed to fit every lifestyle from personal banking and auto loans to mortgage options and business financing. Our dedicated team of 726 employees is led by CEO Terry O'Rourke and Board President Troy Tolle, who ensure that our mission of member satisfaction is at the forefront of everything we do. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. With total deposits reaching $301,665,562 and a net worth of $457,241,625, we're not just a credit union; we're a solid foundation for your financial future. Whether you're looking for loans over 111,125 have been issued or seeking guidance on savings and investment options, we're here to help you every step of the way. Join us at United today! Give us a call at 888-982-1400, or visit our website at unitedfcu.com to learn more about how we can assist you in achieving your financial goals. Your journey towards financial well-being starts here!

Branch History & Mission

Accessibility and Services

For those looking for convenience, we offer an array of services including ATM availability and drive-thru banking for quick transactions. Our shared service center allows members from partner credit unions to access essential services without hassle. We are committed to ADA compliance ensuring that everyone can benefit from our services comfortably. While members can visit us at 10705 Double R Blvd, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if necessary. As we look ahead, we invite you to join us on this journey toward financial empowerment. Experience the difference that comes from being part of a community-focused credit union dedicated to your success. Visit us today or call us at 888-982-1400 to learn more about how United can support your financial goals!

Our Journey

Since opening our doors, we have focused on creating strong relationships with our members while providing essential financial services tailored to their needs. Over the years, we have witnessed remarkable growth in total assets, now standing at an impressive $4,127,673,172. This growth reflects our dedication to delivering value and trust within the community. United is not just about numbers; it's about people. We understand that each member's financial journey is unique. Our team of passionate professionals strives to support every member with personalized service and guidance. The introduction of online banking and mobile payment options makes managing finances convenient for everyone.

Our Mission

Our mission at United is simple yet profound: to enhance the financial lives of our members while contributing positively to the communities we serve. We believe in empowering individuals through education and access to affordable financial products. Whether it's helping someone secure their first auto loan or guiding families through mortgage refinancing, we are here every step of the way. We also recognize the importance of community involvement. Through various outreach programs and partnerships, we actively participate in local initiatives that uplift and support those around us.

Branch Location & Accessibility

Convenient Access

At United, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without any hassle. There's ample parking available, making it convenient for you to stop by whether you're running errands or planning a dedicated visit.

Get in Touch!

While you can visit us at 10705 Double R Blvd, if you need to send official correspondence, please address it to PO Box 125, St Joseph, MI 49085. If you have any questions or would like more information about our services, don't hesitate to give us a call at 888-982-1400. Come see us soon at United where your financial success is our top priority!

Operating Hours & Services

We understand that your time is valuable. That's why our lobby is open from Monday through Friday, from 9:00 AM to 5:30 PM, and our drive-thru service is available even longer from 8:30 AM to 6:00 PM on weekdays. Whether you need help with personal banking, auto loans, or credit cards with rewards, our friendly staff is ready to assist you during these hours. For those who prefer banking on the go, we also offer ATM availability right here at our branch. With services ranging from deposits and withdrawals to basic shared branch transactions for partner credit union members, we've got your banking needs covered.

Member Eligibility

At United, becoming a member is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in certain areas, you're likely eligible to join us! We believe that everyone deserves access to affordable financial services, and our community-focused approach makes it easy for you to become part of our supportive network. To find out the specific eligibility details, check out this link: https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Opening an account at United is a breeze and can be done online or by visiting us at our convenient location at 10705 Double R Blvd Reno Nv 89521. Whether you're looking to save for the future, finance a vehicle, or manage your daily banking needs, we offer a variety of options tailored just for you. Plus, as a member, you'll enjoy lower fees and better rates compared to traditional banks. If you have any questions or need assistance with the application process, feel free to give us a call at (888) 982-1400. Join us today and start experiencing the benefits of being part of United!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they pay in-store or online. This not only enhances customer satisfaction but also boosts your bottom line by making it easier for people to do business with you. Located at 10705 Double R Blvd Reno Nv 89521 in Reno, NV, our team is ready to partner with you on your financial journey. For inquiries or to learn more about how we can assist your business, give us a call at (888) 982-1400. Let's work together to achieve your goals!

Comprehensive List Of Services

A Friendly Reminder

At United, we're more than just a bank; we're a community partner dedicated to supporting your financial journey. Our team is always ready to assist you just give us a call at 888-982-1400, or visit us during our lobby hours from Monday through Friday. We invite you to explore all that United has to offer. Whether it's opening an account or applying for a loan, let us help you achieve your financial goals today!

ATM Access & Additional Services

Need cash in a pinch? Our branch offers an ATM for easy cash withdrawals, along with basic drive-thru banking services for deposits and simple transactions. If you're a member of a partner credit union, feel free to use our shared branch for deposits and withdrawals as well.

Business Banking Services

For business owners, we offer specialized services to help your enterprise thrive. From merchant services that facilitate transactions to business loans that support growth initiatives, United is here to back your ambitions.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we have embraced technology with our online and mobile banking platforms. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Plus, our mobile payments feature allows for quick transactions on the go.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that help you keep track of your money while earning interest. Need to make a big purchase or cover unexpected expenses? Our auto loans and vehicle financing options are flexible and designed to fit your budget. For those looking to buy a home, our mortgage loans and refinancing solutions make the process simple and straightforward. Additionally, if you're facing debt challenges, our personal loans and debt consolidation services can provide relief by helping you manage your payments more effectively. Don't forget about our credit cards with rewards, which not only give you purchasing power but also reward you for every dollar spent.

Digital & Online Banking

Key Features

For those on the go, our mobile application is a game changer. You can easily make person-to-person transfers with friends or family without having to visit a branch. If you're looking for speed and ease, mobile payments allow you to pay for purchases directly from your phone no cash needed! Plus, electronic signature authorization makes signing documents simpler than ever. We also offer e-statements, so you can keep track of your finances without the clutter of paper statements. This not only helps the environment but also allows you quick access to your account history whenever you need it. At United, we prioritize your security. Our robust measures ensure that your information is safe while providing all these convenient services. Experience real-time account management and enjoy the freedom of banking on your terms. Join us today and take advantage of our innovative digital banking solutions!

Financial Strength

A Solid Foundation

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Trust

Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. We have the resources necessary to support your dreams today while planning for tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 10705 Double R Blvd Reno NV 89521 or call 888-982-1400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is robust; with $35,348 in used auto loans and $3,047,289,259 in total loans and leases available for our members' needs across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates and flexible terms make financing easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We recognize that having access to funds is crucial for your business's success, and our team is ready to assist you through the application process. Additionally, if you're considering refinancing options or want to know about eligibility requirements, we encourage you to reach out. Our dedicated staff can guide you through your choices and ensure you find the best solution for your situation. At United, we are committed to helping you navigate your financial journey. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you reach your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide tailored solutions that meet your specific circumstances, ensuring you have access to the resources necessary for one of life's biggest investments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards come with beneficial features designed to help you build your credit while offering convenience for everyday purchases.

Loan Aggregator

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UNITED FEDERAL CREDIT UNION