United Credit Union Reno NV | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted partner in financial services, located conveniently at 13989 S Virginia St, Reno, NV 89511. Established in 1949, we take pride in serving our community with a commitment to excellence and member satisfaction. With a robust membership of 192,997 individuals, we have built lasting relationships based on trust and reliability. At United, we understand that financial needs are personal. That's why we offer a range of products designed to help you thrive whether it's personal banking solutions like checking and savings accounts or specialized services such as auto loans and business financing. Our total assets stand at an impressive $4,127,673,172, reflecting our strength and stability in the financial landscape. Led by our dedicated CEO Terry O'Rourke and Board President Troy Tolle, our team of 726 employees is here to support you every step of the way. We believe that every member deserves exceptional service tailored to their unique circumstances. Our total deposits amount to $301,665,562, showcasing the trust placed in us by our members. While members can visit us at our Reno branch for face-to-face assistance, official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. Feel free to reach out via phone at 888-982-1400 for any inquiries or assistance you may need. Join us at United as we continue to foster a community-oriented approach to finance that not only meets your needs but also enhances your financial well-being. Whether you're looking for a loan or simply want guidance on your financial journey, we're here for you. Don't hesitate come visit us today or explore more about what we offer at unitedfcu.com. Your financial success is just a conversation away!

Branch History & Mission

A Legacy of Growth

Over the years, United has evolved significantly. From humble beginnings, we have expanded our services to meet the changing needs of our community. We now offer a wide array of financial products including personal banking accounts, auto loans, mortgages, and business banking solutions. Our focus has always been on creating value for our members through competitive rates and exceptional service. Our location in Reno is not just a branch; it's a hub for community engagement. We actively participate in local events and initiatives that uplift our neighbors and foster economic growth. Our dedication extends beyond traditional banking as we strive to make a positive impact wherever we can.

Commitment to Innovation

In addition to traditional banking services, we embrace technology to enhance member experience. From online banking and mobile applications to secure electronic signatures and e-statements, we provide convenient solutions tailored for today's fast-paced world. We also ensure accessibility with ADA-compliant facilities so that everyone can engage with us comfortably.

Join Us

With an ATM available on-site but no drive-thru service at this location, we're here to assist you in person or digitally. Whether you're looking for personal loans or want help with your business finances, United is ready to be your partner in success. We invite you to join United today and experience firsthand how we can help you achieve your financial dreams while making a meaningful difference in your community. Visit our website at unitedfcu.com or call us at 888-982-1400 for more information. Together, let's build a brighter future!

Our Mission

At United, our mission is clear: we are dedicated to improving the lives of our members by providing accessible financial services while giving back to the communities we serve. We believe that financial well-being is essential for everyone, which drives us to offer tools and resources that empower our members to achieve their goals. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if needed. Our operating hours are Monday through Friday from 9 AM to 5 PM by appointment only, ensuring that we are available when you need us most.

Branch Location & Accessibility

Get in Touch

Feel free to reach out by calling us at 888-982-1400 if you have any questions or need further assistance. We invite you to stop by United today your trusted partner in personal and business banking!

Operating Hours

Our lobby hours are conveniently set from Monday to Friday, opening at 9 AM and closing at 5 PM. We encourage you to call ahead or schedule an appointment if you need specialized assistance our team is ready to help!

Parking and Accessibility

We understand that accessibility is important. That's why our branch offers ample parking right outside, along with ADA-compliant features to ensure everyone can easily access our services. Whether you're walking in or need assistance, we strive to make your visit comfortable and welcoming.

Services Offered

At United, we provide a range of banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need to manage your finances effectively. Plus, with ATM availability on-site, accessing your cash has never been easier! While we currently do not offer drive-thru banking or shared services at this location, we assure you that our team is dedicated to providing the best experience possible during your visit.

Member Eligibility

Becoming a member of United feels like joining a warm and welcoming community where your financial well-being is the top priority. To be eligible, you simply need to meet some straightforward criteria that focus on your connection to our mission. If you live, work, worship, or attend school in certain areas, or if you have family members who are already members, you're likely good to go! We want to make this journey easy for you, so check out the full eligibility details at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you're ready to join us, opening an account is a breeze! You can get started online by visiting https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin , or feel free to give us a call at (888) 982-1400 if you have any questions. We can't wait to welcome you through our doors at 13989 S Virginia St Reno Nv 89511 and help you achieve your financial goals together!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions, making it easier for you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers while managing your finances effortlessly. Our services include everything from point-of-sale systems to online payment solutions tailored for your needs. Located conveniently at 13989 S Virginia St Reno Nv 89511, Reno, NV, we're here to help you thrive. If you're ready to take your business to the next level, give us a call at (888) 982-1400. Let's work together to achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our small business owners, we offer specialized services including merchant services and business loans. We understand that running a business comes with its own set of challenges. Our goal is to provide solutions that help you thrive in today's market.

Convenience at Your Fingertips

In addition to these services, we prioritize convenience and accessibility for all our members. Our branch offers dedicated support during operating hours from Monday through Friday, 9 AM to 5 PM by appointment only. You can reach us easily at (888) 982-1400 for any inquiries or assistance you may need. Visit us at 13989 S Virginia St Reno Nv 89511, or explore more about our offerings online at Reno Summit Loan Office. We're excited to support you in achieving your financial goals! Take the next step in securing your financial future with us today!

Home Financing Solutions

When it comes to homeownership, we know how important it is to have the right support. Our mortgage loans and refinancing solutions are designed to help you find the perfect fit for your budget and goals. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team is ready to assist you through the process.

Personal Banking Made Easy

We understand that managing your personal finances can be challenging. That's why we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking options, allowing you to check balances, pay bills, and transfer money anytime, anywhere. Plus, our ATM services make cash withdrawals simple and convenient. If you're considering purchasing a new car or refinancing your current one, our auto loans and vehicle financing options can make those dreams come true. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Smart Borrowing Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for a big purchase or want to simplify multiple debts into one manageable payment, we've got options that work for you. Don't forget about our credit cards with rewards! Enjoy benefits while making everyday purchases rewards can add up quickly!

Digital & Online Banking

Key Features

Our online banking offers a variety of features that cater to your needs. Enjoy the simplicity of e-statements, which help you keep track of your finances without the clutter of paper statements. You can also take advantage of electronic signature authorization for a quick and secure way to sign documents. And if you're ever on the go, our mobile application makes it easy to bank right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to send cash instantly and securely. Plus, with mobile payments enabled, you can make purchases directly from your phone no wallet required.

Security and Accessibility

Security is a top priority at United. We implement robust measures to protect your personal information so you can bank with peace of mind. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate our online services easily. With all these tools at your fingertips, you'll have real-time access to manage your accounts efficiently. Join us at United today and discover how our digital banking services can enhance your financial management!

Financial Strength

Building Trust Together

The total number of share accounts stands at 439,336, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 13989 S Virginia St Reno Nv 89511 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Investment in Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well: with $35,348 in used auto loans and $3,047,289,259 in total loans and leases, we support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business operations. We understand that every business has unique needs, and we're committed to finding the right financing solution for you.

Credit Lines

If you're looking for additional flexibility, our credit lines totaling $1,074,727,648 can be an excellent option. They allow you to borrow what you need when you need it, making it easier to manage unexpected expenses or cash flow gaps.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide competitive rates and flexible terms that fit your budget.

Refinancing Options

We also offer refinancing options for existing loans. This can help lower your monthly payments or reduce interest rates, depending on your current financial situation. Our team is ready to discuss eligibility options tailored specifically for you. If you're interested in any of these loan products or have questions about how they work, don't hesitate to reach out! You can contact us at (888) 982-1400, or visit us at our branch located at 13989 S Virginia St Reno Nv 89511, Reno, NV. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United, we're here to help guide you through your financial journey with clarity and confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in building credit while enjoying rewards for everyday purchases.

Loan Aggregator

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UNITED FEDERAL CREDIT UNION