United Credit Union Carson City NV | Affordable Auto Loans & Business Banking

Introduction

Welcome to United at our Carson City South - Branch 32, where our commitment to our members shines through every interaction. Located conveniently at 935 Jacks Valley Rd, Carson City, NV 89705, we are proud to serve a community of over 192,997 members with personalized financial solutions tailored to meet your needs. Since our establishment in 1949, we have grown into a trusted financial partner, boasting total assets of $4,127,673,172 and total deposits amounting to $301,665,562. Our dedication is reflected not only in our robust financial health but also in the services we offer ranging from personal banking and auto loans to mortgage financing and business banking solutions. At United, we understand that every member has unique financial goals. That's why our experienced team of 726 employees, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to support you every step of the way. Whether you need assistance with loans or want to explore our online banking options, you can count on us for reliable guidance. While members can visit us at our Carson City branch, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to explore how we can help you achieve your financial dreams. Feel free to reach out at 888-982-1400 or visit us online at unitedfcu.com for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

United has a proud history of serving the community in Carson City, NV, since its inception in 1949. Over the decades, this branch has grown and evolved, becoming a cornerstone of financial support for our members. Starting with a small group of dedicated individuals, United has blossomed into a trusted institution with nearly 193,000 members and total assets amounting to an impressive $4,127,673,172. Located at 935 Jacks Valley Rd, Carson City, NV 89705, our branch is easily accessible and surrounded by the beauty of the Sierra Nevada mountains. Whether you're visiting us for personal banking needs or seeking advice on loans and mortgages, our welcoming team is here to guide you every step of the way. For official correspondence, please note that our mailing address is PO Box 125, St Joseph, MI 49085. At United, our mission is simple yet profound: we aim to provide exceptional financial services while fostering a sense of community. We understand that each member's journey is unique, which is why we offer a variety of products tailored to meet diverse financial needs from checking accounts and auto loans to mortgage financing and credit cards with rewards. Our commitment goes beyond just banking; we strive to support local initiatives and engage in outreach efforts that make a meaningful impact. In recent years, we've embraced digital advancements to enhance your experience. Our online banking platform allows members to manage their finances conveniently from home or on-the-go through mobile payments and applications. We also ensure accessibility with ADA-compliant facilities and services. As part of our dedication to serving our community better, we are proud to offer shared service centers for our members who wish to access services from partner credit unions. Additionally, our drive-thru banking service makes it easier than ever for you to conduct your transactions quickly and efficiently. Join us at United and become part of a financial family that prioritizes your needs while actively contributing to the well-being of the Carson City community. Whether you're looking for reliable banking options or want to be involved in local events and initiatives, we invite you to explore what United has to offer. Connect with us today at 888-982-1400 or visit us online at unitedfcu.com to learn more about membership benefits!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your comfort in mind. Whether you're visiting us during lobby hours from Monday to Friday, 9 AM to 5:30 PM, or taking advantage of our drive-thru service available until 6 PM on weekdays, you'll find that banking with us is a breeze. Parking is ample and straightforward, ensuring you can get in and out quickly. Plus, our facility complies with ADA standards, making it accessible for everyone. If you prefer cash transactions, we have an ATM on-site for your convenience. We also offer shared services for members of partner credit unions, allowing you to perform basic transactions with ease.

Stay Connected

While you're welcome to visit us at our branch address, any official correspondence should be sent to PO Box 125 in St Joseph, MI 49085. If you have questions or need assistance while you're here or before your visit, feel free to call us at 888-982-1400. Our team is always ready to help! At United, we're more than just a financial institution; we're part of the community. We invite you to stop by today and discover how we can assist you with personal banking needs like checking and savings accounts, auto loans, mortgage options, and much more. Come experience banking that feels like home!

Member Eligibility

Welcome to the welcoming community at United! Becoming a member is simple and rewarding, and we're excited to have you join us. If you live, work, or worship in the area, you're likely eligible for membership. We aim to serve everyone with open arms check out the detailed eligibility criteria at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account to see if you qualify. Once you're ready to take that step, opening an account is just as easy! You can start your journey online by visiting https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions along the way or need assistance, feel free to give us a call at (888) 982-1400. Our friendly team is here to help you every step of the way as you enjoy all the benefits that come with being part of United, located at 935 Jacks Valley Rd Carson City Nv 89705. Join us today and experience a supportive financial family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your operations smoothly without worrying about payment processing. Our merchant services make transactions easy for you and your customers. From credit card processing to online payment solutions, we help ensure you get paid quickly so you can focus on what matters most growing your business. Located at 935 Jacks Valley Rd Carson City Nv 89705 in Carson City, NV, we're here to provide personalized support tailored to your business needs. Connect with us today at (888) 982-1400 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, business banking at United includes essential services like merchant services and business loans. We understand the challenges of running a business and aim to support you with tools that promote growth.

Credit Options

In addition to auto loans, our personal loans and debt consolidation services can assist you in managing existing debts or funding personal projects. With flexible terms and straightforward applications, accessing the funds you need is easier than ever. For those who enjoy rewards on their purchases, our credit cards come equipped with various benefits designed to enhance your spending power.

Digital Banking Features

Our commitment to convenience extends into the digital realm. Our robust online and mobile banking platforms allow you to manage all your accounts from one place. You can easily access ATM services for cash withdrawals or make basic transactions through our drive-thru service without leaving your car. Plus, if you're a member of a partner credit union, you can perform shared branch transactions right here at our location.

Getting Started

Ready to take control of your financial future? Contact us today at (888) 982-1400 or visit us at 935 Jacks Valley Rd Carson City Nv 89705 for more information about our services. Whether you're interested in opening an account or learning more about loan options, we're here to help! Don't forget to check out our website at Carson City South - Branch 32 for additional resources and service details. At United, we're not just a credit union; we're a partner in your financial journey!

Personal Banking Solutions

For individuals looking to manage their day-to-day finances, we offer various checking and savings accounts that fit your lifestyle. Our accounts come with user-friendly online and mobile banking options, allowing you to track your spending, transfer funds, and pay bills anytime, anywhere. Imagine being able to deposit checks directly from your phone or set up automatic transfers for savings all designed to make your banking experience smoother. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates that can help you get behind the wheel without breaking the bank. We also understand that homeownership is a significant goal for many of our members; that's why we offer mortgage loans and refinancing solutions that can help you secure your dream home or lower your monthly payments.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://unitedfcu.com/ , you can check your account balance, pay bills, and transfer funds whenever it suits you. No need to rush to the bank before closing time; your finances are just a few clicks away, day or night.

Mobile Banking Convenience

For those who prefer banking on the go, our mobile application makes it easy to manage your accounts from anywhere. Need to send money to a friend? With our person-to-person transfers feature, you can quickly and conveniently send funds directly through the app. And if you're out shopping, our mobile payments feature lets you pay right from your phone making checkout faster than ever!

Secure Transactions

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, providing peace of mind while saving you a trip to the branch. Plus, you can receive e-statements, which not only reduces paper clutter but also helps keep your financial information safe and accessible.

User-Friendly Features

We pride ourselves on making banking simple and user-friendly. You'll find that navigating through our online platform and mobile app is straightforward, allowing you to focus on what really matters your financial goals. Explore all these features and more by visiting https://unitedfcu.com/ today. At United, we're here to help you take control of your finances with confidence!

Financial Strength

Commitment to Growth and Innovation

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $35,348 in used auto loans and $3,047,289,259 in total loans and leases, we support our members' financial goals across various sectors.

Community Trust

Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. This community trust is vital as it allows us to foster an environment where your financial well-being comes first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 935 Jacks Valley Rd Carson City Nv 89705 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget, making it easier than ever to get behind the wheel of your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We believe that supporting local businesses is vital for community growth, and our loan products are crafted with that goal in mind.

Credit Card Options

Managing everyday expenses is important, which is why we also offer flexible terms on unsecured credit card loans. With a total of $85,303,113 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process every step of the way.

Refinancing and Eligibility

We understand that life changes and so do financial needs. That's why we offer refinancing options for many of our loan products. If you're interested in refinancing an existing loan or learning more about eligibility requirements, feel free to reach out to us at (888) 982-1400 or visit us at our location at 935 Jacks Valley Rd Carson City Nv 89705 in Carson City, NV. At United, we're committed to providing personalized service and support as you navigate your financial journey. For more insights into our performance and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority, and we look forward to helping you find the right loan solution today!

Loan Aggregator

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UNITED FEDERAL CREDIT UNION