United Credit Union Hendersonville NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 101 Jack St, Hendersonville, NC 28792. Established in 1949, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a total membership of 192,997 and assets exceeding $4.1 billion, we are dedicated to providing personalized banking solutions that empower individuals and businesses alike. At United, we believe in the importance of community and commitment. Our team is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We take pride in being more than just a bank; we strive to be a vital part of your financial journey. While you can visit us at our Hendersonville branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, we continue to focus on building lasting relationships with our members while maintaining a robust financial standing boasting a net worth of $457,241,625 and total deposits of $301,665,562. Our experienced staff is ready to help you achieve your financial goals. Whether you're looking to secure a loan or start saving for the future, we invite you to experience the difference at United. Feel free to give us a call at 888-982-1400 or visit us online at unitedfcu.com for more information. Join us today and see how we can work together for a brighter financial future!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. We take pride in partnering with local organizations and participating in outreach initiatives that uplift those around us. Supporting education programs, local charities, and events helps us build a stronger Hendersonville. As we look towards the future, we remain dedicated to adapting to changing needs while maintaining our core values of integrity and service. Join us at United and experience firsthand how we can help you achieve your financial goals while making a difference in our community. We invite you to become part of our family today! For more information or to open an account, visit our website or call us at 888-982-1400. Your journey toward financial empowerment starts here!

Our Mission

The mission of United is clear: to empower our members through affordable financial services while giving back to the community that supports us. We believe that financial health is crucial for everyone, and we strive to make banking accessible and straightforward. By offering tools like online banking, mobile payments, and ATMs available for your convenience, we ensure that managing your finances is both easy and efficient. While members can visit us at our branch location, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if needed. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also offer drive-thru services for quick transactions and shared service center access for even more convenience.

Branch Location & Accessibility

Call to Action

We invite you to stop by or give us a call at 888-982-1400 if you have any questions or need assistance. Experience the welcoming atmosphere at United today your trusted partner in financial well-being!

Nearby Landmarks and Accessibility

Nestled in the heart of Hendersonville, our branch is just a short stroll from local favorites like the Historic Courthouse and the vibrant downtown area. With ample parking available, accessing our services is simple and hassle-free. Our facilities are fully ADA-compliant, featuring ramps and accessible entrances to ensure that everyone can bank comfortably.

Operating Hours and Services Offered

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends to 6 PM on Fridays, making it easy for you to fit banking into your schedule. At United, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our offerings cater to all members of the community. Plus, with an ATM on-site and drive-thru banking available for quick deposits and withdrawals, managing your finances has never been more convenient.

Member Eligibility

Becoming a member of United is like joining a family where your financial well-being comes first. If you live, work, worship, or attend school in the community, you're likely already eligible to join us! We welcome individuals from all walks of life, whether you're starting your financial journey or looking for better ways to manage your money. At United, we pride ourselves on offering personalized service and a range of products tailored just for you. You can find detailed eligibility criteria by visiting this link. Opening an account is simple! Just give us a call at (888) 982-1400, or check out our easy online account opening process here. We're located at 101 Jack St Hendersonville Nc 28792, and we can't wait to welcome you into our community. Join us today and start enjoying the benefits that come with being part of United!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. Imagine having the capital needed to purchase new equipment, hire more staff, or invest in marketing strategies that propel your business forward.

Non-Member Commercial Loans

- We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, we are ready to assist you in achieving your business goals.

Outstanding Commercial Loans

- With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses. This investment reflects our dedication to fostering a vibrant local economy right here in Hendersonville, NC. In addition to lending, our merchant services simplify payment processing for businesses of all sizes. From point-of-sale solutions to online payment systems, we ensure you have the tools necessary to thrive in today's marketplace. Visit us at 101 Jack St Hendersonville Nc 28792 or call us at (888) 982-1400 to learn how we can help your business grow!

Comprehensive List Of Services

Business Solutions

Running a business comes with its own set of challenges. That's why we offer specialized Business Banking services including Merchant Services & Business Loans. We want to support local entrepreneurs by providing the financial tools needed to grow and thrive.

Convenient Access to Your Money

Need quick access to cash? Our branch features an ATM for easy cash withdrawals, and our Drive-Thru Banking allows for fast transactions without leaving your car perfect for those busy days when time is precious. Additionally, we offer basic shared branch transactions for members of partner credit unions, making it easy to manage funds wherever you are.

Financing Your Dreams

If you're considering buying a new car or refinancing your home, look no further! Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream vehicle. We also provide Mortgage Loans & Refinancing, ensuring you can find the best rates and terms that fit your budget. Plus, if you ever face unexpected expenses, our Personal Loans & Debt Consolidation services can help ease financial stress.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options tailored just for you. Whether you are looking to open a new checking or savings account, our Personal Banking services provide the flexibility you need. Imagine having the ability to manage your money effortlessly, with tools that allow you to track your spending and savings goals right from your smartphone through our Online & Mobile Banking platform.

Rewarding Credit Options

For those who love rewards, our Credit Cards with Rewards program is designed for you. Enjoy points on every purchase that can be redeemed for travel, cash back, or gift cards making every swipe count!

Stay Connected Anytime

With modern banking needs in mind, we offer robust digital solutions. Our Online & Mobile Banking capabilities mean you can check balances, transfer funds, and pay bills anytime, anywhere. And with features like Person-to-Person payments, sending money to friends or family has never been easier. At United, we prioritize convenience and accessibility while ensuring that each member feels valued and supported. Our friendly team is ready to assist you with any questions or needs you may have. Ready to explore these services? Give us a call at (888) 982-1400 or visit us at our branch in Hendersonville, NC. Together, let's pave the way for a brighter financial future!

Digital & Online Banking

Key Features for Your Convenience

We provide E-Statements Availability so you can view your financial statements online without the hassle of paper. Plus, with Electronic Signature Authorization, signing documents online is quick and secure no more printing and mailing forms! For those who are always on the go, our Mobile Application Availability ensures that you have all banking features right in your pocket. You can make Mobile Payments seamlessly and send money to friends or family with our Person-to-Person Transfers feature. No need for cash; just a few taps on your phone will do!

Security You Can Trust

Your security is our top priority. We implement strong measures to protect your personal information, giving you peace of mind as you manage your finances online. With each transaction, know that you're in safe hands. At United, we believe in making banking accessible and efficient for all our members. Explore all these features today by visiting us at https://unitedfcu.com/ and discover how easy it is to take control of your finances with our digital banking solutions!

Financial Strength

A Dedicated Team for You

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Commitment to Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases.

Member Savings and Investments

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share Accounts: 439,336, show a strong and growing member base that trusts us with their finances. This trust is built on transparency regarding how we manage funds available for lending and investments: $0 net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 101 Jack St Hendersonville Nc 28792 or call 888-982-1400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

In addition to these loan products, we also offer refinancing options for many of our loans. If you're interested in exploring eligibility options or refinancing your current loans, please reach out so we can discuss how we can assist you further. At United, we pride ourselves on offering personalized service and competitive rates that cater to your individual needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're planning for a big purchase or need help managing debt, we're here to support you through every financial decision. Come visit us today at 101 Jack St Hendersonville Nc 28792, or call us at (888) 982-1400 to learn more about our loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to drive away with your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are committed to supporting their financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we are here to help you navigate the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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UNITED FEDERAL CREDIT UNION