UNITED FEDERAL CREDIT UNION

Welcome to United, your trusted financial partner located at 2780 Greenville Hwy, Flat Rock, NC 28731. Since our establishment in 1949, we have been committed to serving our members with a personal touch, fostering a sense of community and trust. With a robust membership base of over 192,997 members and total assets reaching an impressive $4,127,673,172, we are proud to be a pillar of support in the Flat Rock area. At United, we believe in empowering our members through accessible financial services. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have something for everyone. Our dedicated team of 726 employees, led by our CEO Terry O'Rourke and Board President Troy Tolle, is always here to help you navigate your financial journey. While members can visit us at our branch address, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. We invite you to reach out to us at 269-982-1400 or explore our website at unitedfcu.com for more information on how we can assist you. With total deposits of $301,665,562 and cash in hand amounting to $28,466,527, we ensure that your money is safe and secure with us. Our commitment extends beyond just numbers; we aim to make a positive impact on your financial well-being and the community as a whole. Join us today at United where members are more than just numbers. Come visit us or give us a call to learn more about how we can support your financial goals!

Becoming a member of United is like joining a family that truly cares about your financial well-being. To qualify for membership, you simply need to be affiliated with certain groups or meet specific criteria outlined on our website. This includes those who live, work, worship, or attend school in our community, among others. Once you see that you fit the eligibility requirements, opening an account is straightforward and welcoming just visit us at 2780 Greenville Hwy Flat Rock Nc 28731 or check out the details online at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . We're here to support you with great services like personal banking, loans, and more! If you have any questions or need assistance, don't hesitate to call us at (269) 982-1400. We can't wait to welcome you into our community!

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and performance, which is why we want to share some key insights into our financial health. All data has been sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 2780 Greenville Hwy Flat Rock NC 28731 or call 269-982-1400 to learn more about how we can help you achieve your financial goals.