United Credit Union Stevensville MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted partner in financial well-being since 1949. Located at 5611 Cleveland Ave, Stevensville, MI 49127, we are proud to serve our community with a commitment to personalized banking and member satisfaction. With over 192,997 members and total assets exceeding $4.12 billion, we offer a range of services designed to meet your unique needs. At United, we understand that financial decisions can be daunting. That's why our experienced team is here to guide you every step of the way. Whether you're looking for competitive auto loans, mortgages, or personal banking solutions, we've got you covered. Our total loans and leases amount to 111,125, reflecting our dedication to empowering our members through accessible financing options. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 125, St Joseph, MI 49085. Our leadership team is committed to ensuring that your experience with us is exceptional. Under the guidance of CEO Terry O'Rourke and Board President Troy Tolle, we strive to make a positive impact on our community by providing reliable financial services. With a robust net worth of $457,241,625 and cash in hand totaling $28,466,527, you can trust that your money is safe with us. Join the thousands of satisfied members who have chosen United for their financial journey. We invite you to explore our website at unitedfcu.com or call us at 888-982-1400 for more information about how we can assist you today! Your financial future starts here at United where community comes first!

Branch History & Mission

Community-Centric Approach

In an ever-changing world, we embrace technological advancements to enhance your banking experience. Our digital services include online banking and mobile payments, ensuring you have convenient access to your finances anytime, anywhere. We're also dedicated to ADA compliance so that everyone can enjoy seamless access to our services. As part of our commitment to serving you better, we offer various amenities such as ATM availability and drive-thru banking for quick transactions. Whether it's depositing checks or withdrawing cash on the go, we've designed our services with your convenience in mind.

Join Us!

United is proud of its legacy and excited about its future. With total assets amounting to $4,127,673,172, we are well-equipped to serve your needs today and into tomorrow. We invite you to become part of our growing family and experience the benefits of membership firsthand. If you're ready to take the next step towards achieving your financial dreams with a trusted partner by your side, give us a call at 888-982-1400 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM until noon (drive-thru only). Together, let's build a brighter future!

Our Mission

At United, our mission is simple yet profound: we strive to provide accessible financial services while supporting our community's growth and well-being. We believe that by offering personalized banking solutions ranging from checking and savings accounts to auto loans and mortgages we can help our members achieve their financial goals. We take pride in being more than just a credit union; we're a partner in your journey toward financial stability. Our commitment extends beyond banking; we actively engage in community outreach programs that uplift local initiatives and foster connections among residents.

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Feel free to give us a call at 888-982-1400. Our dedicated team is eager to help you navigate your financial journey. Come visit us at United your trusted partner in achieving financial wellness!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon perfect for those quick weekend errands. Whether you're looking to open an account or manage your existing finances, we're ready to assist you.

Parking and Accessibility

At United, we understand that convenience matters. That's why we offer ample parking right outside our branch. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy our services comfortably.

Services Offered

Our branch offers a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Need cash? We have an ATM available on-site for your convenience. For those who prefer extra flexibility, we also feature drive-thru banking for quick deposits and withdrawals without leaving your car!

Member Eligibility

Welcome to the friendly community at United! Becoming a member is easier than you might think. If you live, work, worship, or attend school in certain areas, you're likely eligible to join us. We're dedicated to supporting our members with personalized services and a commitment to your financial well-being. For those interested in membership, you can find detailed eligibility criteria by visiting https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . It's a simple process that opens the door to fantastic benefits like lower loan rates and personalized banking solutions. Ready to take the next step? Opening an account is just as straightforward! You can start your journey by visiting https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400 if you have any questions. We're located at 5611 Cleveland Ave Stevensville Mi 49127, and we'd love to help you become part of our growing family at United!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer essential merchant services that simplify daily operations for your business. Imagine processing payments seamlessly, managing transactions with ease, and having access to tools that enhance customer experiences all while knowing you have reliable support at your fingertips. Located at 5611 Cleveland Ave Stevensville Mi 49127 in Stevensville, MI, our dedicated team is ready to partner with you on your journey to success. Give us a call at (888) 982-1400 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM services allow you to withdraw cash or check balances conveniently. Plus, our basic drive-thru banking makes deposits and withdrawals quick and hassle-free perfect for busy schedules.

Business Banking Solutions

For business owners, we offer specialized services like merchant services and business loans. Running a business is challenging enough; let us help streamline your financial processes so you can focus on growth and success.

Credit Cards with Benefits

Our credit cards with rewards are perfect for everyday spending while also earning points that can be redeemed for exciting perks. Whether you're planning a vacation or just doing groceries, why not earn rewards on every purchase?

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few taps on your smartphone, you can manage accounts, transfer funds, pay bills, and even send money to friends through our person-to-person payment service. You'll appreciate the ease of accessing your finances anytime, anywhere.

Loans for Every Journey

When it comes to financing, we understand that life brings different opportunities and challenges. That's why we offer auto loans and vehicle financing designed for all budgets. Picture driving off in your dream car without breaking the bank! If you're considering a new home or looking to refinance, our mortgage loans provide reliable solutions with attractive rates. For those unexpected expenses or big purchases, our personal loans and debt consolidation options can help ease financial stress.

Personal Banking Made Easy

For those looking to manage their day-to-day finances, our personal banking services offer a variety of options tailored to your needs. Whether you're opening a checking or savings account, you can enjoy competitive rates and flexible terms that fit your lifestyle. Imagine having easy access to your funds while earning interest our accounts make it possible!

Shared Branch Transactions

If you're a member of another credit union that participates in shared branching, don't worry! At United, you can conduct basic transactions like deposits and withdrawals at our location as well. Whether you're in Stevensville or just passing through, we're here for all your financial needs. If you'd like more information about any of these services or if you're ready to get started on your financial journey with us, please call us at 888-982-1400 or visit us online at unitedfcu.com. Let United be your trusted partner in achieving financial success!

Digital & Online Banking

Easy Account Management

Managing your accounts has never been simpler. With options like electronic signature authorization, you can complete transactions securely without the need for paper forms. E-statements are also available, allowing you to view and manage your statements online, reducing clutter and making it easier to track your spending.

Mobile Features for Your Lifestyle

For those who prefer banking on their mobile devices, our mobile application is here to help. It offers features like mobile payments, so you can make purchases directly from your phone without fumbling for cash or cards. And if you need to send money to friends or family, our person-to-person transfer feature makes it quick and easy. With all these tools at your fingertips, you'll find it simple to stay on top of your finances while enjoying peace of mind knowing that every transaction is secure. Embrace the future of banking with us at United where convenience meets safety!

Financial Strength

Commitment to Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us continuously improve the services we provide.

Dedicated Team

We take pride in having 717 full-time employees and 9 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is here to answer your questions and guide you through your banking needs.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that efficient operations lead to better service for you.

Secure Savings Opportunities

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. This dedication to your savings ensures that your hard-earned money is well-protected while also working for you.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and $3,047,289,259 in total loans and leases. This wide array of lending options means you can find the right solution tailored just for you.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0 highlight our ability to support both current needs and future ambitions. With a total of 439,336 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 5611 Cleveland Ave Stevensville Mi 49127 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand that every business has unique needs, and our lending solutions are designed to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Our team can guide you through the process, ensuring you understand all your options, whether you're buying your first home or refinancing an existing mortgage.

Refinancing Options

If you're considering refinancing any of these loans, our team is here to discuss eligibility options and help you find the best solution for your situation. We aim to make borrowing as straightforward as possible so you can focus on what matters most. For more information or to speak with one of our knowledgeable representatives, please call us at (888) 982-1400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United, we're committed to helping you navigate your financial journey with confidence.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday purchases.

Loan Aggregator

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UNITED FEDERAL CREDIT UNION - Stevensville, MI