UNITED FEDERAL CREDIT UNION

Welcome to United, your trusted financial partner in the heart of Niles, MI! Located at 123 Sycamore St, we have proudly served our community since 1949. With a commitment to providing exceptional service, we currently support over 192,997 members and manage assets totaling an impressive $4,127,673,172. At United, we believe in fostering strong relationships with our members while offering a wide range of financial solutions tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered. Our total deposits stand at $301,665,562, reflecting the trust our members place in us. Our leadership team is dedicated to your financial success. Under the guidance of CEO Terry O'Rourke and Board President Troy Tolle, we strive to create a supportive environment where every member feels valued. With a net worth of $457,241,625 and cash reserves of $28,466,527, you can rest assured that your finances are in capable hands. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to explore how United can assist you on your financial journey. For inquiries or to learn more about our services, feel free to call us at 888-982-1400. We look forward to welcoming you into the United family!

Welcome to United, a proud part of the community in Niles, MI. Since our doors opened in 1949, we have dedicated ourselves to serving the financial needs of our members, growing from humble beginnings to a thriving credit union with a total membership of over 192,997. Our journey has been marked by milestones that reflect not only our commitment to financial excellence but also our deep connection to the communities we serve. Located at 123 Sycamore St Niles Mi 49120, right near the heart of Niles, we are easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or looking to discuss your financial goals, you can rely on us to provide personalized service in a welcoming environment. For official correspondence, please note that our mailing address is PO Box 125, St Joseph, MI 49085. At United, we believe in putting people first. Our mission is simple: to empower our members with the tools and resources they need to achieve their financial dreams while fostering a sense of community and support. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions, all designed with your unique needs in mind. Our commitment goes beyond just banking; we actively engage in community outreach initiatives, partnering with local organizations to make a positive impact. As technology advances, we remain dedicated to enhancing your experience. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier or more secure. We also ensure accessibility for all our members, complying with ADA standards and offering services through both drive-thru and shared service centers. Our branch is staffed by knowledgeable professionals who are here to help you navigate your financial journey. From expert advice on loans and investments to everyday banking transactions, we strive to make every visit a rewarding one. You can reach us at (888) 982-1400 during our operating hours: M-Th 9-5, Fri 9-5:30, and Sat 9-12 (Drive Thru Only). We invite you to join the United family and experience firsthand the benefits of membership. Together, let's build a brighter financial future! Visit us today or explore more about how we can assist you at our website.

At United, we believe that everyone deserves to be part of a friendly community where financial well-being is a priority. Becoming a member is simple! If you live, work, worship, or attend school in the Niles area or are related to someone who does, you're likely eligible. Plus, we welcome members from all walks of life. Joining us means gaining access to exclusive benefits like competitive loan rates, personalized service, and various financial products tailored just for you. To learn more about our eligibility criteria, feel free to visit this link for all the details. Ready to take the next step? Opening an account at United is straightforward and can be done online. If you have any questions or need assistance, don't hesitate to call us at (888) 982-1400. We're here to help you every step of the way as you join our growing family at 123 Sycamore St Niles Mi 49120!

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in good hands. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, United is your trusted partner. Visit us at 123 Sycamore St Niles Mi 49120 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.