UNITED FEDERAL CREDIT UNION

Welcome to United, your trusted financial partner located at 1075 Washington Ave, Holland, MI 49423. Established in 1949, we have proudly served our community for over seven decades, growing alongside our members and fostering a spirit of cooperation and support. With a membership of nearly 193,000, we're more than just a credit union; we are a family dedicated to helping you achieve your financial goals. At United, we manage total assets of $4,127,673,172 and offer a wide array of services tailored to meet the unique needs of our members. From personal checking and savings accounts to auto loans and mortgages, we strive to provide solutions that empower you financially. Our commitment is reflected in our total deposits amounting to $301,665,562 and a net worth of $457,241,625, ensuring that your funds are secure with us. Our leadership team is here for you. Led by CEO Terry O'Rourke and Board President Troy Tolle, we prioritize transparency and member engagement in everything we do. With over 726 employees dedicated to serving you, our goal is to make every interaction positive and supportive. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to explore all that we offer on our website at unitedfcu.com. Your journey towards financial wellness starts here! Whether you're looking for loans or need help managing your savings, give us a call at 888-982-1400 or stop by our branch today. Let's work together towards a brighter financial future!

Welcome to the vibrant community at United! Becoming a member is not just about banking; it's about joining a supportive network that values you. If you live, work, worship, or attend school in our local area, you're likely eligible to join us. Additionally, if you have family members who are already part of our credit union, they can help bring you into the fold. With membership, you'll enjoy great benefits like competitive rates on loans and savings, personalized service, and access to financial tools designed with your needs in mind. For a complete overview of eligibility criteria, feel free to check out this link. Ready to take the next step? Opening an account is a breeze! Simply visit us at our branch located at 1075 Washington Ave Holland Mi 49423 or give us a call at (888) 982-1400 for any questions you may have. You can also explore more about account opening online here. We can't wait to welcome you into the United family!

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, ensuring that you have the support you need to thrive. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident in our lending capacity; with $35,348 in used auto loans and $3,047,289,259 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 439,336, showcasing a robust member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) amount to $0, underlining our ability to assist you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1075 Washington Ave Holland Mi 49423 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.