United Credit Union Grand Rapids MI | Affordable Auto Loans & Top Checking

Introduction

Welcome to United, where we believe in empowering our community through reliable financial services. Located at 1600 E Beltline Ave Ne Ste 111, Grand Rapids, MI 49525, our branch has been serving members since 1949. With a total membership of over 192,997, we are committed to providing personalized banking solutions tailored to your unique needs. At United, we pride ourselves on our strong financial foundation, boasting total assets of $4,127,673,172 and a net worth of $457,241,625. Our dedicated team of 726 employees, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to help you navigate your financial journey with confidence. Whether you're looking for a new auto loan or planning for your future with savings accounts and mortgage options, we've got you covered. While members can visit us at our branch location, official correspondence should be directed to our mailing address: PO Box 146, St Joseph, MI 49085. At United, we value transparency and trust; that's why we ensure easy access to your accounts through online and mobile banking services. Our commitment extends beyond just numbers; we strive to make a positive impact in the Grand Rapids community. With total deposits amounting to $301,665,562, we're proud to reinvest in local projects and initiatives that benefit all of us. Explore more about what we offer on our website here. Have questions or need assistance? Don't hesitate to call us at 888-982-1400. Come visit us today; together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Our roots are deeply planted in community support. We actively engage in outreach efforts and partnerships that uplift local organizations and residents alike. Through various initiatives, we aim not only to provide financial products but also to enhance the quality of life for everyone around us. While members can visit us at 1600 E Beltline Ave Ne Ste 111, official correspondence should be sent to PO Box 146, St Joseph, MI 49085 if needed. We offer convenient operating hours from Monday to Friday, 9 AM to 5 PM by appointment only.

Embracing Innovation

In today's fast-paced world, we're dedicated to incorporating technology that makes banking easier and more accessible for our members. From online banking and mobile applications to electronic signatures and e-statements, we've taken steps to ensure that your banking experience is both secure and user-friendly. At United, your journey matters to us. If you're looking for a credit union that prioritizes people over profit and values community growth as much as individual success, we invite you to join us today! Experience the benefits of being part of United where your financial future is brightened by a supportive community spirit. For more information about membership options or services available at our branch, please contact us at 888-982-1400 or visit our website at unitedfcu.com. Together, let's build a brighter tomorrow!

Our Journey

From our humble beginnings, United has grown significantly. Today, we proudly manage total assets of over $4.1 billion, which allows us to offer a wide range of financial services. Located at 1600 E Beltline Ave Ne Ste 111, Grand Rapids, MI 49525, our branch is easily accessible for members in the area. Whether you're near local landmarks or just passing by, we're here to help you with your financial needs. Our mission is simple yet powerful: to provide exceptional financial services while supporting our community's growth and well-being. We believe that by helping individuals achieve their financial goals, we contribute to a stronger community overall. This commitment drives everything we do from personal banking solutions like checking and savings accounts to auto loans and mortgages.

Branch Location & Accessibility

Welcome to United, your trusted financial partner located conveniently at 1600 E Beltline Ave NE Ste 111 in Grand Rapids, MI. Nestled in the vibrant community of Kent County, our branch is easy to find and accessible for all your banking needs. Whether you're looking to open a new account or need assistance with loans, we're here to help. For members who wish to send official correspondence, please note that our mailing address is PO Box 146, St Joseph, MI 49085. While you can visit us at our branch location, this mailing address ensures your documents reach us quickly and securely. Our branch is located near popular landmarks like the Grand Rapids Public Library and the bustling East Beltline shopping district, making it a familiar spot for many locals. When you arrive, you'll find ample parking available right outside our doors, ensuring easy access for everyone. We also prioritize accessibility; our facility is ADA compliant and features ramps for those who may need them. At United, we understand that your time is valuable. That's why we're committed to providing service during convenient hours. Our lobby is open Monday through Friday from 9 AM to 5 PM, and we offer appointments tailored to your schedule. If you have any questions or need assistance outside of these hours, feel free to call us at 888-982-1400 we're always happy to help! While we currently do not have ATM services or drive-thru banking available at this location, our dedicated team is ready to assist you with a full range of personal banking services including checking and savings accounts, auto loans, mortgage options, and more. We invite you to visit us soon or give us a call to discover how United can support your financial journey!

Member Eligibility

At United, we believe that everyone deserves the chance to be part of a supportive financial community. Becoming a member is simple! If you live, work, worship, or attend school in our service area, you're likely eligible to join us. We warmly welcome individuals from all walks of life and are excited to provide you with tailored financial solutions that fit your needs. Plus, being a member means you get access to exclusive benefits like competitive rates on loans and savings accounts, personalized service, and a wealth of resources designed just for you. To learn more about the specific eligibility requirements and ensure you meet them, we invite you to check out our detailed information at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . When you're ready to open an account, just visit us at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin , or give us a call at (888) 982-1400. We're located at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525, and our team is eager to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly with efficient payment solutions. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. From credit card processing to online payments, we provide tools that help streamline operations and enhance customer experience. Discover how United can be your partner in success at our location: 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525, Grand Rapids, MI. For more information or to get started, call us at (888) 982-1400 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We know how hard you've worked to build your business, and we're here to support its growth with tailored financial solutions.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why United offers robust online and mobile banking features. From paying bills to checking balances and transferring money with just a few taps on your smartphone banking has never been easier! For any questions or to learn more about how we can assist you with these services, feel free to reach out at 888-982-1400. We're available Monday through Friday from 9 AM to 5 PM by appointment only. At United, we are committed to helping our members achieve their financial goals with ease and confidence. Visit us today or check out our website at unitedfcu.com for more information!

Home Financing Solutions

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing options are designed to simplify the home buying process. We guide you through each step so that you can focus on finding the perfect place to call home without worrying about complicated paperwork.

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why at United, we offer checking and savings accounts tailored to fit your lifestyle. Our accounts come with features like online banking and mobile payments, ensuring you can manage your money anytime, anywhere. Imagine having all your transactions at your fingertips whether you're checking your balance on the go or transferring funds from the comfort of your home. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself cruising down the road in a car you love while knowing you've secured an affordable loan that fits within your budget.

Personal Loans for Every Need

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services that allow you to tackle those challenges head-on. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, our team is ready to help you find a solution that works for you.

Rewarding Credit Card Options

Looking for a credit card that offers more? Our credit cards with rewards let you earn points on everyday purchases. Use them wisely, and watch those rewards add up whether it's cash back for groceries or travel perks for your next vacation.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://unitedfcu.com/ , you can easily check your account balance, pay bills, and transfer funds from the comfort of your home or on the go. Our user-friendly platform ensures that you have complete control over your finances whenever it suits you.

E-Statements and Electronic Signatures

Stay organized and reduce paper clutter with our e-statements feature. You can access your statements securely online whenever you need them. And if you're looking to streamline paperwork, our electronic signature authorization makes signing documents quick and easy all while keeping your information secure.

Mobile Application for On-the-Go Access

Our mobile application makes banking even more convenient. Whether you're at work or running errands, you can manage your accounts right from your smartphone. Enjoy features like mobile payments, allowing you to make quick transactions without needing cash or cards. Plus, with person-to-person transfers, sending money to friends and family is just a few taps away.

Security You Can Trust

At United, your security is our top priority. We use the latest technology to protect your personal information and financial transactions. With robust security measures in place, you can bank with confidence knowing that your data is safe. Experience the convenience of modern banking with us today! Visit https://unitedfcu.com/ to explore all the digital banking options available at United. Your financial freedom is just a click away!

Financial Strength

A Growing Community

We have a strong and growing member base with 439,336 total share accounts that trust us with their finances. Our net shares (funds available for lending and investments) amount to $0, further strengthening our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Approach

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $35,348 in used auto loans and $3,047,289,259 in total loans and leases.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing options or checking your eligibility, please visit our website for more information. Our dedicated team is here to assist you in finding the best loan solutions tailored to your financial situation. Whether you're located at our branch at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525, Grand Rapids, MI, or want to reach us by phone at (888) 982-1400, we are here to help you navigate your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial goals with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive through tailored lending solutions.

Credit Card Loans

Managing day-to-day expenses has never been easier with our credit card offerings. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Enjoy benefits like low-interest rates and no annual fees while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your existing mortgage, our competitive rates and personalized service will guide you every step of the way.

Loan Aggregator

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UNITED FEDERAL CREDIT UNION - Grand Rapids, MI