UNITED FEDERAL CREDIT UNION

Welcome to United, your trusted financial partner located at 167 S Paw Paw St, Coloma, MI 49038. Established in 1949, we have proudly served our community for over seven decades, offering a wide range of financial services tailored to meet the needs of our nearly 193,000 members. With total assets amounting to an impressive $4,127,673,172, we are committed to ensuring your financial success and security. At United, we believe in building strong relationships with our members. Under the leadership of our CEO, Terry O'Rourke, and Board President, Troy Tolle, we strive to create a welcoming environment where everyone feels valued. Our dedicated team of 726 employees works hard every day to provide you with exceptional service and support. Whether you need personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our total deposits stand at $301,665,562, reflecting the trust our members place in us. Additionally, with a net worth of $457,241,625 and a cash reserve of $28,466,527, we are well-equipped to handle your financial needs now and in the future. For your convenience, while you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. As part of our commitment to community engagement and member satisfaction, we offer modern banking solutions including online and mobile banking services. We invite you to explore everything United has to offer by visiting our website at unitedfcu.com. Feel free to reach out to us at 888-982-1400 for any questions or assistance. We look forward to helping you achieve your financial goals!

At United, we are proud of our rich history and deep commitment to the community of Coloma, MI. Since opening our doors in 1949, we have evolved from a small credit union into a trusted financial partner for nearly 193,000 members. Our journey began with a vision to provide accessible financial services and foster economic growth in our local area. Over the years, we have achieved significant milestones that reflect our dedication to serving our members and supporting their financial needs. Located at 167 S Paw Paw St, Coloma, MI 49038, our branch is not just a place for banking; it's a community hub. We are easily accessible and close to several landmarks, making it convenient for our members to visit us. If you need to send us official correspondence, please use our mailing address: PO Box 125, St Joseph, MI 49085. Our mission at United is straightforward yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe that by providing these services, we empower individuals and businesses to thrive. In addition to traditional banking services, we continuously invest in digital advancements to make banking easier for everyone. Our offerings include online banking, mobile payments, and person-to-person transfer options. We also ensure that our facilities are ADA compliant so that everyone can access our services comfortably. Community support is at the heart of what we do. Through various partnerships and outreach programs, we strive to give back and uplift those around us. From sponsoring local events to providing financial education workshops, we aim to make a lasting impact on the lives of those in Coloma. Today, with total assets exceeding $4.1 billion and a strong team dedicated to service excellence, United is ready for the future while honoring its past. Our operating hours are tailored for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon with drive-thru service only. We invite you to join our family at United. Experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial success and community well-being. Contact us today at 888-982-1400 or visit our website for more information on how you can become a member!

Becoming a member of United feels like joining a warm, welcoming family where your financial well-being is the top priority. To become part of this supportive community, you simply need to meet a few friendly eligibility requirements. If you live or work in certain areas or have family members who are already members, you're likely good to go! Don't worry if you're unsure; you can check the specific details and get all the latest updates at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you've confirmed your eligibility, opening an account is a breeze! Just visit us at our location on 167 S Paw Paw St Coloma Mi 49038, or give us a call at (888) 982-1400 for more information on how to start your journey with us. We're excited to help you take this step towards better banking with benefits that truly matter. For those ready to dive in, find out more about getting started at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . Welcome aboard!

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation and commitment to serving you, we ensure that your money is in safe hands. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $35,348 in used auto loans and $3,047,289,259 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 167 S Paw Paw St Coloma Mi 49038 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*