UNITED FEDERAL CREDIT UNION

Welcome to United, your trusted credit union located at 25 Michigan Ave W Ste 140, Battle Creek, MI 49017. Since our establishment in 1949, we have been dedicated to serving our community and fostering financial well-being among our 192,997 members. With a robust asset base of $4,127,673,172 and total deposits reaching $301,665,562, United is well-positioned to offer a variety of financial services that cater to your needs. At United, we pride ourselves on being more than just a financial institution; we are a vital part of the Battle Creek community. Our commitment to supporting local families and businesses is reflected in our total loans of 111,125, which empower individuals to achieve their dreams be it buying a home, financing a vehicle, or starting a business. We also hold a net worth of $457,241,625, ensuring that we remain financially sound while providing you with peace of mind. Our leadership team, headed by CEO Terry O'Rourke and Board President Troy Tolle, is committed to guiding United with integrity and transparency. With a dedicated staff of 726 employees, we are here to support you every step of the way. Whether you're exploring personal banking options or seeking business financing solutions, our knowledgeable team is ready to assist. While members can visit us at our branch location for personalized service and support, official correspondence should be directed to our mailing address: Po Box 125, St Joseph, MI 49085. Feel free to reach out to us at 888-982-1400 during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We invite you to explore our website at unitedfcu.com for more information about our services or how you can become a member today! Join us at United where your financial success is our priority!

At United, our story began in 1949 when we opened our doors in Battle Creek, MI. Over the years, we have grown from a small financial institution into a trusted partner for nearly 193,000 members. Our branch, located at 25 Michigan Ave W Ste 140, stands as a testament to our commitment to providing exceptional financial services and community support. From the start, our mission has been clear: to empower our members by offering accessible financial solutions that enhance their lives. We believe in fostering strong relationships within our community while promoting financial wellness through education and personalized service. As we continue to evolve, we remain steadfast in our dedication to helping members achieve their goals and dreams. With total assets exceeding $4.1 billion, United offers a wide array of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. We take pride in being available for our members with convenient operating hours: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. For those on the go, we offer ATM access and shared service centers that allow for basic transactions across partner credit unions. Our impact goes beyond just numbers; it's about the relationships we've built and the lives we've touched throughout Calhoun County and beyond. We regularly engage in community outreach efforts, partnering with local organizations to provide support where it's needed most. This includes everything from financial literacy workshops to charitable events aimed at improving the quality of life for residents in our area. While you can visit us at our branch location for your banking needs, please note that official correspondence should be sent to Po Box 125, St Joseph, MI 49085 if it differs from your visit. As we look ahead, we invite you to join the United family. Experience firsthand how we can assist you with your financial journey while remaining committed to serving our wonderful community. Whether you're opening an account or seeking a loan for that new vehicle or home, let us help you turn your aspirations into reality. Contact us today at 888-982-1400 or visit us online at unitedfcu.com to learn more!

At United, we believe that everyone deserves a chance to thrive within a supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join our family. We also extend membership to immediate family members of current members, making it even easier for loved ones to benefit from our services. Our focus at United is on providing personalized financial solutions that truly fit your needs, whether that's saving for a dream vacation or financing your first home. To get started with your membership journey, simply check out the detailed eligibility criteria on our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you're ready to take the plunge, opening an account is just as simple. You can find all the necessary information at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions or need assistance, don't hesitate to give us a call at (888) 982-1400. Join us at United, located at 25 Michigan Ave W Ste 140 Battle Creek Mi 49017, and experience the benefits of being part of a community-focused credit union!

At United, we understand that your time is valuable. That's why we've made banking easier and more secure through our digital and online services. Whether you're at home, on the go, or anywhere in between, you can manage your finances with just a few clicks or taps. Our online banking platform is accessible 24/7, allowing you to check balances, transfer funds, and pay bills anytime you need. You can explore all of these features by visiting https://unitedfcu.com/ . We prioritize your security and offer electronic signature authorization for a smooth and safe signing experience. Plus, with e-statements available, you can go green and keep track of your finances without the clutter of paper statements. If you're always on the move, you'll love our mobile application. It not only supports mobile payments but also allows for person-to-person transfers making it easy to send money to friends or family without any hassle. Imagine being able to split a dinner bill or lend a friend cash right from your phone! With our user-friendly design, managing your accounts has never been simpler. Enjoy real-time account management that keeps you in control of your finances at all times. We are committed to making sure that your banking experience is both easy and enjoyable. Feel free to reach out to us at (888) 982-1400 if you have any questions or need assistance. At United, we're here to help you navigate your financial journey with confidence!

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the best possible service while ensuring your financial well-being. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases available to support your financial goals across various sectors. Our efficient operations are reflected in our net income of $0, demonstrating our commitment to managing resources wisely while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we have 439,336 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 25 Michigan Ave W Ste 140 Battle Creek MI 49017 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.