United Credit Union Granger IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted partner in financial wellness, located conveniently at 7514 Gumwood Rd, Granger, IN 46530. Established in 1949, we have proudly served our community for over seven decades, fostering relationships built on trust and commitment. With a robust membership base of 192,997 members, we are dedicated to providing exceptional financial services that cater to your unique needs. At United, we understand that your financial journey is important. That's why we manage total assets of approximately $4.1 billion while ensuring the security of your funds with total deposits reaching $301,665,562. Our net worth stands strong at $457,241,625, reflecting our stability and commitment to sound financial practices. With a team of 726 employees, led by our CEO Terry O'Rourke and Board President Troy Tolle, we are here to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or considering a new auto loan or mortgage refinancing, we've got you covered. Our community-focused approach ensures that every member feels valued and has access to vital resources for their financial growth. While members can visit us at 7514 Gumwood Rd, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. We invite you to explore all our offerings online at unitedfcu.com, where you can easily open an account or learn more about our services. Join us today and experience the difference that a member-centric credit union can make in your life! If you have any questions or would like to speak with one of our friendly representatives, please call us at 888-982-1400. We look forward to welcoming you into the United family!

Branch History & Mission

Join Us Today!

With ATM availability and drive-thru banking options at your convenience, United is committed to making your banking experience as smooth as possible. We invite you to explore how becoming a member can enrich your financial journey. Discover the benefits of being part of our family by visiting us online or calling us at (888) 982-1400. Join us at United today and experience firsthand the difference that comes from being part of a community-focused credit union!

Our Journey

Since our inception in 1949, we have dedicated ourselves to providing exceptional service and support to our members. Over the years, we have expanded our offerings to meet the evolving needs of our growing membership base, which now boasts nearly 192,997 individuals. As we transitioned through various economic landscapes, we remained committed to our foundational values: trust, integrity, and community spirit. Our headquarters in St Joseph, MI serves as a beacon of leadership and innovation, guiding our branches towards providing cutting-edge services while maintaining personalized attention for every member. We have embraced advancements in technology to enhance our services while ensuring ADA compliance so that everyone can benefit from what we offer.

Our Mission

At United, our mission is simple yet powerful: to improve the lives of our members by providing access to quality financial products and services tailored to their unique needs. We believe in building long-lasting relationships based on mutual respect and understanding. Whether it's helping families secure auto loans or guiding businesses through their banking needs, we are here to support you every step of the way. We also recognize the importance of giving back. Through various partnerships and community outreach efforts, we strive to make a positive impact in Granger and beyond. From local sponsorships to financial literacy programs, we're dedicated to fostering a strong sense of community. While members can visit us at 7514 Gumwood Rd Granger In 46530, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if different from your visit. Our branch offers convenient operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM making it easier for you to access our services when you need them most.

Branch Location & Accessibility

Accessibility Features

At United, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can easily access our services. You'll find ample parking available right outside our doors, and ramps are provided for those who may need them.

Convenient Banking Hours

We know your time is valuable! That's why we offer convenient operating hours: from Monday to Thursday, we're open from 9 AM to 5 PM and on Fridays until 5:30 PM. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle purchase, we have you covered.

Get in Touch

Have questions or ready to visit? Don't hesitate to give us a call at 888-982-1400. We're always happy to help! Come visit us at United where your financial well-being is our top priority.

Services Available

Our branch offers a variety of services designed to meet your financial needs. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Prefer face-to-face interaction? Our drive-thru banking allows you to conduct simple transactions without leaving your car. Plus, if you're a member of another participating credit union, feel free to use our shared service center for deposits and withdrawals.

Member Eligibility

At United, we believe that becoming a member is like joining a welcoming family where your financial well-being is our top priority. If you live, work, or worship in the areas we serve, you're already on your way to enjoying the benefits of membership. Our community-focused approach means that anyone who meets these simple eligibility criteria can take advantage of our personalized banking services. You'll find that being part of United not only provides access to a variety of financial products, but also connects you with a supportive network dedicated to helping you achieve your goals. Getting started is easy! Just head over to our website for detailed information about eligibility and how to open an account at United by visiting https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . If you have any questions or need assistance, feel free to give us a call at (888) 982-1400. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services designed to streamline your day-to-day operations. Imagine being able to process payments quickly and securely, allowing you to focus on what you do best growing your business. With our merchant services, you can accept payments from various platforms, enhancing convenience for both you and your customers. Discover how United, located at 7514 Gumwood Rd Granger In 46530 in Granger, IN, can be your partner in success. For inquiries, call us at (888) 982-1400 or visit our website here. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find valuable support here too. Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive in today's competitive landscape.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online and mobile banking. Access your accounts anytime, anywhere with ease. You can make deposits, transfer funds, and even manage payments from your smartphone or computer. Our members also benefit from ATM services for quick cash withdrawals and balance checks.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without having to leave your vehicle. Additionally, as part of our commitment to accessibility, we offer basic shared branch transactions for partner credit union members making it easier than ever to access your funds when you're on the go.

Get Started Today!

Ready to experience the difference at United? We invite you to visit us at our Granger location or give us a call at 888-982-1400. Our friendly staff is here to assist you with any questions or concerns you may have. Explore all that we have to offer by visiting our website at unitedfcu.com. Join us today and take control of your financial future!

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why we offer personal banking options like checking and savings accounts tailored to fit your lifestyle. Need a new vehicle? Our auto loans and vehicle financing make it easy for you to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can help you navigate the process with ease. For those unexpected expenses or plans that need funding, our personal loans and debt consolidation options provide flexible solutions. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're at home or on the go, simply visit https://unitedfcu.com/ to check balances, pay bills, or transfer funds. Our platform is designed for ease of use, ensuring that you can handle your banking needs quickly and efficiently.

Mobile Banking Made Simple

Our mobile application brings banking right to your fingertips. You can make mobile payments effortlessly and even send money to friends and family with our person-to-person transfer feature. This means whether you're splitting a dinner bill or sending a gift, it's all just a few taps away.

Real-Time Management at Your Fingertips

Real-time account management is essential in today's fast-paced world. With features like mobile payments and 24/7 access through our online banking portal, you have complete control over your finances wherever life takes you. Explore all these digital services today at https://unitedfcu.com/ and experience how banking should be convenient, secure, and tailored to meet your needs!

Secure and Innovative Features

Your security is our priority. We provide electronic signature authorization, making it simple for you to complete transactions without compromising safety. Plus, with e-statements available, you'll receive your account statements securely online no more paper clutter.

Financial Strength

Commitment to Service

Our $0 net income reflects our operational efficiency while ensuring we remain dedicated to serving you with competitive loan rates and solid financial products. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at an impressive 439,336, showing a strong and growing member base that trusts us with their finances. This growing community strengthens our ability to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 7514 Gumwood Rd Granger IN 46530 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases.

Strong Financial Position

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we also provide personal loans for debt consolidation and other needs. If you're considering refinancing any existing loans or want to know about eligibility options, our knowledgeable staff is ready to help guide you through the process. For more information about our loan offerings or to discuss which option might be best for you, feel free to reach out at (888) 982-1400. We're located at 7514 Gumwood Rd Granger In 46530, Granger, IN, ready to assist you during our operating hours: M-Th 9-5 and Fri 9-5:30. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible terms and competitive interest rates that make owning a car more accessible than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We know how crucial access to funding is for small businesses, and our team is here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We offer various loan types to fit different financial situations, ensuring you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, making it easier for you to use them for everyday purchases while enjoying benefits like cash back or points towards travel.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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UNITED FEDERAL CREDIT UNION - Granger, IN