United Credit Union Springdale AR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 6706 W Sunset Ave, Springdale, AR 72762. Established in 1949, our credit union has grown to serve over 192,997 members, offering a wide range of services designed to meet your financial needs. With total assets reaching an impressive $4,127,673,172 and total deposits of $301,665,562, we are dedicated to providing our members with the financial resources they need to achieve their goals. At United, we pride ourselves on our community commitment and member-focused approach. Our team of 726 employees works tirelessly to ensure that you receive personalized service tailored to your unique situation. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, we strive to create an environment where every member feels valued and understood. While members can visit us at our Springdale branch for personal banking needs like checking accounts, auto loans, and mortgage options, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. With a strong net worth of $457,241,625 and cash in hand amounting to $28,466,527, we are well-equipped to support our members' aspirations. Whether you're looking for competitive loan options or safe places to save your money, we have something for everyone. Our online resources make banking easier than ever explore our website at unitedfcu.com for more information about membership eligibility or to open an account today! We invite you to visit us or give us a call at 888-982-1400. Experience the difference that comes with being part of the United family!

Branch History & Mission

Join Us Today

As we continue to grow and evolve since our opening in 1949, we invite you to experience the benefits of membership at United. Join us today and discover how we can help you achieve your financial dreams while being an integral part of this wonderful community. For any inquiries or assistance, feel free to reach out at 888-982-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. We look forward to welcoming you into the United family!

Mission Statement

At the heart of United's mission is the belief that everyone deserves access to quality financial services and support. We strive to create an inclusive environment where all members can achieve their financial goals. Our team works diligently to ensure that we are not just a bank but a partner in your financial life. Whether you need assistance with basic transactions or complex financing options, we are here for you. In addition to our core services, we take pride in our community outreach initiatives. Our partnerships with local organizations help us give back and make a positive impact right here in Springdale. We believe that by supporting our neighbors, we strengthen the entire community.

Modern Banking Services

To better serve you, we have embraced digital advancements while ensuring compliance with ADA standards for accessibility. With features like online banking, mobile payments, and ATM availability at our branch location, managing your finances has never been easier. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle. While members can visit us at 6706 W Sunset Ave for all their banking needs, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if different from the branch address.

Branch Location & Accessibility

Welcome to United, conveniently located at 6706 W Sunset Ave in Springdale, Arkansas! Our branch is nestled in a vibrant area, making it easy for you to stop by while running errands or enjoying the local sights. Whether you're near the bustling shopping centers or taking a stroll through one of the nearby parks, we're just a quick drive away. At United, we prioritize accessibility and convenience. Our branch is equipped with ADA-compliant features, ensuring that everyone can access our services with ease. Plus, we offer ample parking space right outside our doors for your convenience. For those who prefer to bank on the go, we have an ATM available for quick cash withdrawals and balance checks. If you're in a hurry, you can also take advantage of our drive-thru banking service for simple transactions without leaving your vehicle. We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. You can also reach us at 888-982-1400 if you have any questions or need assistance. While members can visit us at 6706 W Sunset Ave, official correspondence should be sent to PO Box 125 in St Joseph, MI. We're here to serve you with a range of personal banking options, including checking and savings accounts, auto loans, mortgages, and more all tailored to meet your financial needs. So why wait? Stop by United today and discover how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of United is like joining a warm and welcoming family that cares about your financial journey. If you live, work, worship, or attend school in our community, or if you have an immediate family member who is already a member, you're eligible to join us! We believe in making banking accessible for everyone, so even if you're not in the immediate area, there are still pathways for you to become part of our supportive network. For detailed eligibility criteria, feel free to check out our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Opening an account with United is simple and straightforward. You can start your membership online by visiting https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin , or give us a call at (888) 982-1400 if you have any questions or need assistance. We're here to help you every step of the way as you take advantage of all the benefits we offer, from competitive rates on loans and savings accounts to personalized service that puts your needs first. Join us at our branch located at 6706 W Sunset Ave Springdale Ar 72762, and let's work together towards your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine running your business without worrying about whether you can accept various payment methods. Our services help you manage transactions efficiently, so you can focus on what really matters growing your business. Visit us at 6706 W Sunset Ave Springdale Ar 72762 in Springdale, AR, or give us a call at (888) 982-1400 to learn how we can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face transactions or quick cash withdrawals, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATM services allow for easy access to cash whenever you need it whether it's checking your balance or making a withdrawal.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your growth and success. We know how important it is for businesses to have access to funds when they need them most.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking are integral parts of what we offer. Check balances, transfer funds, or pay bills from anywhere using your smartphone or computer. You can even send money directly to friends through our person-to-person payment service.

Credit Options

For those times when unexpected expenses arise, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with our credit cards featuring rewards, you can earn points on your everyday purchases while enjoying the flexibility of credit.

Personal Banking Solutions

We offer a variety of personal banking options, including checking and savings accounts that make managing your money easy and efficient. Whether you're saving for a vacation or simply looking for a reliable place for your paycheck, our accounts come with features that suit different lifestyles. When it comes to financing, our auto loans and vehicle financing options are tailored to help you hit the road in your dream car without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing services. We provide competitive rates and personalized advice to guide you through the process smoothly.

Shared Branch Transactions

Additionally, if you're part of another credit union that partners with us, enjoy the ease of shared branch transactions where you can perform deposits and withdrawals conveniently at our location. At United, we strive to create an environment where all members feel valued and supported in their financial journeys. With so many options available tailored specifically for you, we encourage you to reach out! Call us at (888) 982-1400 or visit us today to explore how we can help meet your financial needs better than ever before.

Digital & Online Banking

Key Features

We've made it easy for you to stay connected with your finances. You can enjoy e-statements, which provide a secure and environmentally friendly way to view your account statements whenever you want. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more waiting for paperwork to be mailed back and forth. If you're always on the go, our mobile application offers a range of features right in your pocket. You can make mobile payments effortlessly and even conduct person-to-person transfers to send money to friends or family in an instant.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to keep your information safe while providing user-friendly access to all our digital services. With simple navigation and real-time account management, you'll find that keeping track of your finances has never been easier. At United, we're committed to making banking simple, safe, and accessible for everyone. Explore our digital offerings today at https://unitedfcu.com/ and take charge of your financial journey!

Financial Strength

Commitment to Growth and Innovation

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases.

Member Trust

Total Share Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, reflecting our focus on direct benefits for our members rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 6706 W Sunset Ave Springdale AR 72762 or call 888-982-1400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our performance metrics. Despite reporting a net income of $0, our ongoing commitment to cost-effective operations allows us to provide competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans, helping members get on the road affordably. Our flexible terms make it easy for you to drive away in the vehicle you want.

Business Financing

If you are a business owner, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses by offering tailored financing solutions that meet unique business needs.

Credit Card Options

For those looking for additional financial flexibility, we also offer unsecured credit card loans with a total of $85,303,113 available. These cards come with manageable repayment options to help you handle your finances effectively while enjoying rewards on your purchases.

Eligibility and Refinancing Options

We also encourage you to explore our refinancing options if you're looking to reduce your monthly payments or consolidate debt. To learn more about eligibility requirements for any of our loan products, please visit our membership page. In addition, if you're ready to take the next step toward securing a loan with us, you can start the application process online at our account opening page. Our dedicated team is here to guide you through every step of the process. For more information or assistance, feel free to contact us at (888) 982-1400 or visit us at our branch located at 6706 W Sunset Ave Springdale Ar 72762 in Springdale, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, simplify the process of buying or refinancing a home. We offer competitive rates and flexible terms that fit your budget and lifestyle.

Loan Aggregator

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UNITED FEDERAL CREDIT UNION - Springdale, AR