UNITED FEDERAL CREDIT UNION

Welcome to United, your trusted financial partner located at 8900 Jenny Lind Rd, Fort Smith, AR 72908. With a rich history dating back to 1949, we have proudly served our community for over seven decades. At United, we prioritize the needs of our members, striving to provide personalized banking solutions and exceptional service. As a member of our credit union, you are part of a thriving community that boasts a total membership of 192,997 individuals. Our commitment to your financial well-being is evident in our robust resources, with total assets exceeding $4.1 billion and total deposits reaching $301,665,562. We understand that trust is earned through transparency and reliability; that's why we maintain a net worth of $457,241,625 and keep $28,466,527 in cash on hand for your peace of mind. Our leadership team, guided by CEO Terry O'Rourke and Board President Troy Tolle, is dedicated to fostering an environment where you can thrive financially. With a workforce of 726 employees, we are here to assist you with various services ranging from personal banking and auto loans to business banking solutions. Whether you're looking for checking accounts or mortgage refinancing options, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to explore our comprehensive range of services available online at unitedfcu.com. Ready to take control of your financial future? Reach out to us at 888-982-1400, or better yet stop by the branch! We look forward to serving you with dedication and care as part of the United family.

At United, we take pride in our rich history and unwavering commitment to serving the community of Fort Smith, Arkansas. Established in 1949, our branch has grown from humble beginnings into a trusted financial partner for nearly 193,000 members. Located at 8900 Jenny Lind Rd, we are easily accessible to those who seek our services, and we invite everyone in the area to stop by and see what we have to offer. Over the years, our mission has remained clear: to empower our members with financial solutions that enhance their lives while contributing positively to our local community. We understand that each member's journey is unique, which is why we provide personalized service and a range of products tailored to meet diverse needs. Our total assets have reached an impressive $4,127,673,172, reflecting our growth and stability as a credit union dedicated to member satisfaction. While members can visit us at 8900 Jenny Lind Rd, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. We're open for business with convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM until noon for drive-thru services only. Our branch not only offers traditional banking services but also embraces modern technology with features like online and mobile banking. Whether you're looking for checking accounts, auto loans, or personal loans, we're here to make your banking experience smooth and efficient. Our ATM is available for those who prefer quick transactions on the go. United takes pride in its partnerships within the community. We actively engage in outreach programs aimed at supporting local initiatives that foster growth and development. Through these efforts, we aim not just to serve our members financially but also to uplift the community where we live and work. As we look ahead, our commitment remains steadfast providing valuable financial education and resources that help individuals achieve their goals. We invite anyone interested in being part of something bigger to join us at United. Experience firsthand how we can help you reach your financial dreams while making a positive impact right here in Fort Smith. For more information or assistance, don't hesitate to call us at 888-982-1400 or visit us online at unitedfcu.com. Join us today!

Becoming a member of United is like joining a family that truly cares about your financial well-being. If you're looking to enjoy personalized banking services, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in certain areas. This inclusive approach means that whether you're a long-time resident or new to the community, you can easily take advantage of all the fantastic benefits we offer. As a member, you'll gain access to competitive loan rates, low fees, and a range of financial products designed just for you. To learn more about the specific eligibility criteria and ensure you meet them, check out our detailed information at this link. When you're ready to join us, opening an account is simple! You can start the process by visiting our online account opening page at this link, or feel free to reach out to us at (888) 982-1400 if you have any questions. We're here to help you every step of the way!

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your peace of mind with our strong financial foundation. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 8900 Jenny Lind Rd Fort Smith Ar 72908 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*