United Credit Union Fort Smith AR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted partner in financial success located at 5800 Rogers Ave, Fort Smith, AR 72903. Since our establishment in 1949, we have dedicated ourselves to serving our community with integrity and commitment. With a robust membership of over 192,997 individuals, we pride ourselves on providing exceptional financial services tailored to meet the unique needs of our members. At United, we understand that every dollar counts. That's why we manage a total of $4,127,673,172 in assets and hold $301,665,562 in deposits for our members' security and growth. Our leadership team, headed by CEO Terry O'Rourke and Board President Troy Tolle, works tirelessly to ensure that your financial well-being is always at the forefront of our mission. As you explore what we offer, you'll find various services ranging from personal checking and savings accounts to auto loans and business banking options. We are also proud to support local businesses with a net member business loan balance of $418,850,076. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to join our family at United. Experience the difference of being part of a credit union that truly cares about its members. For more information or to speak with one of our friendly staff members, don't hesitate to call us at 888-982-1400 or visit us online at unitedfcu.com. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to United, where our story began in 1949 in Fort Smith, Arkansas. Since opening our doors at 5800 Rogers Ave, we have grown from a small credit union into a trusted financial partner for over 192,997 members. Our branch is not just a place to bank; it's a hub for community engagement and support. Over the years, United has achieved significant milestones. We now proudly manage total assets of over $4.1 billion, allowing us to offer a wide range of services that cater to the diverse needs of our members. From personal banking products like checking and savings accounts to auto loans and mortgage options, we strive to provide accessible financial solutions. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering community growth. We believe that when our members succeed, the entire community thrives. This commitment drives us to not only focus on financial health but also actively participate in local outreach efforts. While members can visit us at 5800 Rogers Ave, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. Our branch operates with convenience in mind, featuring drive-thru banking and ATM availability for quick access to your funds. We are dedicated to ensuring all our services meet ADA compliance standards so everyone can benefit. At United, we embrace innovation with online and mobile banking options that make managing your finances easier than ever. You can take advantage of features like electronic signatures and person-to-person payments right from your smartphone or computer. We also take pride in partnering with local organizations and initiatives that uplift our community. Our shared service center allows us to extend our reach and provide even more opportunities for support. As we look toward the future, we invite you to join the United family. Experience the benefits of being part of a credit union that truly cares about its members and the community. Connect with us today at 888-982-1400 or visit us online at unitedfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to United, located conveniently at 5800 Rogers Ave in Fort Smith, AR! Our branch is nestled in a vibrant area, making it easy for you to drop by while running errands or enjoying your day out. Whether you're near the local parks or the shopping centers, you'll find us right where you need us. At United, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking to ensure everyone can visit us without hassle. Plus, if you prefer quick transactions, our drive-thru service allows for simple banking on the go. If you're looking to withdraw cash or check your balance, we've got you covered with an ATM available on-site. For those who enjoy the convenience of shared services, we also offer basic transactions for partner credit union members right here at our location. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon drive-thru service only on Saturdays. You can reach us at 888-982-1400 if you have any questions or need assistance before your visit. While members can visit us at 5800 Rogers Ave, official correspondence should be sent to PO Box 125 in St Joseph, MI. We're excited to serve you and help meet your financial needs! So why wait? Stop by today and see what we can do for you!

Member Eligibility

At United, we believe that becoming a member is like joining a supportive family where your financial well-being is our priority. If you're looking to join us at our location in 5800 Rogers Ave Fort Smith Ar 72903, you're in the right place! To become a member, you just need to meet some simple eligibility criteria. Generally, individuals who live, work, worship, or attend school in our community are welcome to join. This means if you're part of our local area or have a connection with it, we'd love to have you as part of our credit union family! Once you confirm your eligibility, opening an account is straightforward and convenient. You can find all the details about membership requirements on our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . If you're ready to take the next step, visit us online for account opening instructions at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400. We can't wait to help you start your journey with us!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient payment solutions is vital. Our merchant services provide businesses with tools to accept payments seamlessly, whether in-store or online. Imagine a busy Saturday at your café; with our services, you can process transactions quickly, keeping lines short and customers happy. Located at 5800 Rogers Ave Fort Smith Ar 72903 in Fort Smith, AR, we are here to ensure your business thrives. Reach out at (888) 982-1400 and discover how we can help you take the next step toward success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide specialized services such as merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we understand the unique challenges businesses face and are here to support you every step of the way.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also come with perks that can save you money on everyday purchases. You can earn points or cash back simply by using your card for things you already buy!

Digital Banking Convenience

In today's fast-paced world, digital banking features are crucial. At United, we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments, our user-friendly app makes banking simple and efficient. Need cash? Our ATMs provide easy access for withdrawals and balance checks without any hassle.

Drive-Thru & Shared Branch Services

For those who prefer face-to-face interaction but have limited time, our basic drive-thru banking service allows for quick deposits and withdrawals without leaving your car. Additionally, we participate in shared branch transactions, so if you're a member of a partner credit union, you can easily conduct deposits and withdrawals at our location. With all these services available at Rogers Avenue - Branch 2, we invite you to experience how easy managing your finances can be. If you're ready to take the next step or have any questions about what we offer, please don't hesitate to reach out at (888) 982-1400 or visit us at 5800 Rogers Ave Fort Smith Ar 72903. Join us today and discover how we can help make your financial goals a reality!

Loans and Financing Options

When it comes to financing, United has you covered. If you're thinking about buying a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those considering homeownership, our mortgage loans and refinancing services are designed to simplify the process and help you find the right loan for your budget. Plus, if you're looking to consolidate debt or need extra cash for unexpected expenses, our personal loans can provide the financial relief you need.

Personal Banking

Our personal banking services are designed with you in mind. We offer various checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you track your spending or a savings account that encourages you to save for your next big purchase. With competitive interest rates and low fees, managing your money has never been easier.

Digital & Online Banking

Convenient Access Anytime

Visit us at https://unitedfcu.com/ to explore our online banking features. You'll find that accessing your accounts is simple and straightforward. Whether you need to check your e-statements or make a person-to-person transfer, everything is just a few clicks away. Plus, with our electronic signature authorization, signing documents has never been easier or more secure.

Mobile Banking on the Go

For those who prefer managing their finances via smartphone, our mobile application makes banking a breeze. With features like mobile payments, you can quickly pay for purchases without fumbling for cash or cards. Our app also allows you to view account activity in real-time, ensuring you're always in control of your finances.

Security You Can Trust

We prioritize your security with cutting-edge encryption technology and robust authentication processes. This means that whether you're logging in from a desktop or using our mobile app, your information remains safe. Plus, if you have any questions, our friendly team is just a phone call away at (888) 982-1400. In today's fast-paced world, convenience and accessibility are key. With the digital banking services available at United, managing your money has never been easier or more secure. Join us today and experience the benefits for yourself!

Financial Strength

Commitment to Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $35,348 in used auto loans and $3,047,289,259 in total loans and leases.

Community Trust

Total Share and Deposit Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. With net shares available for lending at $0, we are equipped to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 5800 Rogers Ave Fort Smith Ar 72903 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further reflected in our net worth ratio of $1,105, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing any existing loans or need more information about eligibility options, our knowledgeable staff is ready to assist you. We strive to make the borrowing process as straightforward as possible so that you can focus on what matters most achieving your financial goals. For any inquiries or assistance, feel free to reach us at (888) 982-1400. You can also visit us at our branch located at 5800 Rogers Ave Fort Smith Ar 72903 in Fort Smith, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United, we're committed to supporting our members with the tools they need for financial success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to offering solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide personalized service to help you understand your options and find a mortgage that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. This product is ideal for those who want to make purchases while maintaining control over their spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. Users can trust that the information provided reflects current market conditions, allowing for accurate comparisons.

UNITED FEDERAL CREDIT UNION - Fort Smith, AR