United Credit Union Evergreen Park IL | Best Auto Loans & Business Banking

Introduction

Welcome to United Credit Union's Evergreen Park Branch, where your financial well-being is our top priority. Located at 9148 S Western Ave, Evergreen Park, IL 60805, our branch has proudly served the community since 1931. With a strong commitment to our members, we have grown to support over 19,273 individuals and families, ensuring they have access to the financial resources they need. At United, we understand that trust is earned through transparency and reliability. That's why we're excited to share that our total assets amount to an impressive $279,755,119, reflecting our stability and dedication to sound financial practices. With total deposits of $31,446,302 and a net worth of $22,503,736, you can feel confident knowing your money is in safe hands. Our team, led by CEO Mario Aguirre and Board President Phillip Moore, consists of 45 dedicated employees who are here to provide personalized service tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we have something for everyone. While our main address is where you can meet us face-to-face during our lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM we're also equipped with online banking options for your convenience. Feel free to reach out via phone at 800-848-3444 if you have any questions or need assistance. Join us today at United Credit Union in Evergreen Park; let's work together towards achieving your financial goals!

Branch History & Mission

Community Focus

We understand that a credit union thrives on its ability to connect with the community it serves. That's why we actively engage in partnerships with local organizations and initiatives that aim to make Evergreen Park a better place for everyone. Whether it's sponsoring events or supporting local schools, we strive to make a positive impact in the lives of our members.

Join Us Today!

As we continue to grow and adapt alongside our community, we invite you to join United Credit Union. Experience the benefits of being part of a member-focused organization dedicated not only to your financial success but also to the well-being of Evergreen Park as a whole. For more information or assistance, feel free to reach out at 800-848-3444 or visit us online at vicinitycreditunion.com. Together, let's build a brighter financial future!

Our Evolution

Located at 9148 S Western Ave, Evergreen Park, IL 60805, our branch has become a cornerstone for residents seeking personal banking solutions. Over the decades, we have embraced change and innovation to better serve our members' needs. We offer an array of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With convenient operating hours from Monday to Friday, 9:00 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM, we ensure that banking is both accessible and accommodating.

Our Mission Statement

Our mission goes beyond just providing financial products; it is about empowering individuals and families within our community. We strive to foster financial literacy and promote responsible banking practices while supporting local initiatives that uplift those around us. At United, we believe in building strong relationships based on trust and transparency. As part of our commitment to inclusivity and accessibility, we are proud to offer ADA-compliant services. Additionally, our digital advancements allow members to manage their finances conveniently through online banking options. For those who prefer face-to-face interactions, our shared service center ensures that members can access essential transactions even when they are away from our branch.

Branch Location & Accessibility

Accessible Banking for Everyone

At United, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily access our services. For those driving to us, we have ample parking available right outside the branch, making your visit hassle-free.

Connect with Us Today!

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 800-848-3444. We invite you to visit us at our Evergreen Park location and discover how United Credit Union can help meet your financial needs. We look forward to welcoming you soon!

Friendly Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM. Whether you need personal banking services such as checking and savings accounts or loans for your next vehicle purchase, our friendly staff is here to assist you. For added convenience, we offer ATM services on-site, allowing you to withdraw cash or check your balance anytime during operating hours. While we do not have drive-thru banking available at this location, our shared service center ensures that members can perform basic transactions like deposits and withdrawals even if they are part of a partner credit union.

Member Eligibility

Becoming a member of United is like joining a warm, welcoming community where your financial well-being is our priority. We invite you to explore membership if you live, work, worship, or attend school in the areas we serve. Our commitment is to provide personalized service and support that helps you achieve your financial goals. You'll enjoy benefits such as competitive rates on loans and savings, access to online banking, and a range of services tailored just for you. To start your journey with us at United, simply visit us at our location: 9148 S Western Ave Evergreen Park Il 60805 or give us a call at (800) 848-3444. For detailed eligibility criteria, please check out our resource page here: . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're a retail shop or a service provider, our services help you accept payments smoothly and efficiently. This means more time for you to focus on what you do best serving your customers and growing your business. Connect with us today at our branch located at 9148 S Western Ave Evergreen Park Il 60805 or call us at (800) 848-3444. Let's work together to turn your business goals into reality!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans, we continually seek ways to empower local entrepreneurs. By providing flexible financing solutions, we aim to foster a vibrant business community in Evergreen Park, IL.

Comprehensive List Of Services

Call Us Today!

If you're ready to explore how these services can enhance your financial journey, don't hesitate to reach out! Contact us at (800) 848-3444 for any questions or visit us at Evergreen Park Branch during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM. We're here to help you achieve your financial goals!

Credit Cards and Business Banking

For those who love rewards, our credit cards come with benefits that add value to every purchase. You can earn points while taking care of your daily expenses! Moreover, if you're a business owner, United offers specialized business banking services including merchant services and business loans that can support your growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your accounts anytime and anywhere. With online banking available at Evergreen Park Branch, you can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go. While mobile payments are not currently offered, our commitment remains strong in enhancing your overall banking experience.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine being able to easily access your funds online or through our ATM services whenever you need them. For those in need of financing, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. If homeownership is on your mind, our mortgage loans and refinancing services are here to assist you every step of the way. We understand that each member's journey is unique, which is why we also provide personal loans and debt consolidation solutions to help simplify your finances.

Shared Branch Transactions

We also recognize that sometimes you may need services outside of our branch hours. That's why we provide basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from United.

Digital & Online Banking

E-Statements and Account Management

Gone are the days of waiting for paper statements in the mail. We provide e-statements so you can view your account activity digitally and securely. This not only saves trees but also keeps your information organized and easily accessible.

Mobile Features

While we currently don't offer a mobile application or mobile payments, you can still manage your account efficiently through our website on your smartphone or tablet. Plus, even without mobile payments, you can quickly transfer money between accounts or set up automatic payments online.

Security You Can Trust

Your safety is a top priority at United. Although we do not utilize electronic signature authorization at this time, we ensure that all online transactions are protected with the latest security measures. You can feel confident knowing your personal information is safe while using our online banking services. In addition, if you ever need to send money to friends or family, we currently do not support person-to-person transfers directly through our platform. However, our team is always available to help answer any questions you may have about alternative options. At United, we're committed to providing members with easy access to their accounts and financial tools. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

Commitment to Growth

Our commitment extends beyond just numbers. With $9,584,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $52,997 in used auto loans and a total of $116,324,435 in loans and leases.

Growing Member Base

With a strong member base of 30,413, it's clear that more people trust us with their finances every day. Our net shares available for lending stand at $0, showcasing our ability to support even more member needs as they arise. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 9148 S Western Ave Evergreen Park Il 60805 or call (800) 848-3444 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings for Members

Your savings are our priority. Members' savings are secured through $27,879,909 in share certificates and $6,739,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $22,503,736, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who may need extra support for larger purchases or projects, our total credit lines amounting to $83,979,982 provide additional flexibility. This can be especially useful for managing business expenses or unexpected costs that arise. At United, we pride ourselves on being more than just a lender; we are a partner in your financial journey. Our team is committed to working with you to explore refinancing options or eligibility criteria tailored to your specific situation. If you have questions about any of our loan products or want to start your application process, don't hesitate to reach out! You can contact us at (800) 848-3444, and our dedicated staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and see how we can help turn your financial aspirations into reality!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,139,860 in used vehicle loans and $16,011,630 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used option, our team is here to guide you through the process and help you find the best fit for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,272,134 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while providing you with convenient access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,332,737, make buying or refinancing simple. We know that purchasing a home is one of the most significant decisions you'll make, and we are dedicated to ensuring that you feel supported every step of the way. If you're considering refinancing, we also provide tailored solutions that could lower your monthly payments or help you access equity from your home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh offers users the tools they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on verified institutions, LendMesh maintains a standard of integrity in its loan comparisons. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This approach allows for unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in helping individuals secure better financing options. To explore how LendMesh can assist you in finding the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VICINITY CREDIT UNION