United Credit Union Chicago IL | Best Auto Loans & Credit Cards

Introduction

Welcome to United, your trusted partner in financial wellness, located at 4444 S Pulaski Rd, Chicago, IL 60632. Established in 1931, we have dedicated ourselves to serving our community with integrity and care. With over 19,273 members, we pride ourselves on being more than just a credit union; we are a family that values each member's unique needs. At United, we understand that financial decisions can be daunting. That's why we offer a wide range of services tailored to help you succeed from personal checking and savings accounts to auto loans and business financing solutions. With total assets of $279,755,119 and deposits exceeding $31,446,302, you can trust that your finances are safe with us. Our commitment to our members is evident through our robust offerings. We currently have 82,689 loans and leases available, showcasing our ability to support both individual and business financial goals. Under the leadership of CEO Mario Aguirre and Board President Phillip Moore, we ensure that every decision made reflects our core values of community service and member satisfaction. While you're here at our branch for friendly service or financial guidance, don't hesitate to reach out! You can contact us at 773-376-6000 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM. If you prefer official correspondence, please send it to the same address as our branch location. We're excited to help you navigate your financial journey and look forward to welcoming you soon! To learn more about what we offer or get started today, visit us online at unitedcreditunion.com. Your future starts here with United!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of United. Whether you are looking for checking accounts, loans, or simple guidance on your financial journey, our friendly staff is here to help you every step of the way. Come see how membership can make a difference in your life and in our community! Visit us today or explore more about what we offer at our website. Together, let's build a brighter future!

Our Evolution

The journey of United has been marked by key milestones that reflect our commitment to our members. From the beginning, we aimed to provide accessible financial services that empower individuals and families. As Chicago evolved, so did we adapting our offerings to meet the changing needs of our community. Today, we provide a full range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our branch is equipped with modern facilities and technology to ensure a seamless experience for all members. We're proud to offer ATM availability, drive-thru banking, and shared service center options for added convenience. We also prioritize accessibility with features that comply with ADA standards, ensuring everyone can benefit from our services.

Our Mission

At United, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a spirit of community support. We strive not only to provide top-notch financial services but also to give back through partnerships and outreach initiatives that uplift those around us. Whether it's through educational programs or local sponsorships, we believe in making a positive impact. While you can always visit us at 4444 S Pulaski Rd, official correspondence should be directed to the same address. Our team is available during operating hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. You can reach us at 773-376-6000 for any inquiries.

Branch Location & Accessibility

Accessibility Features

At United Credit Union, we believe that everyone should have access to quality financial services. That's why our facility is designed with accessibility in mind. We offer features such as ADA-compliant ramps and clear signage to ensure that all members feel welcome and comfortable.

Convenient Location

Our branch is easy to find, situated near familiar landmarks that make it a breeze to visit. If you're heading out from the local park or nearby shopping areas, you'll appreciate the straightforward access to our location. Plus, ample parking makes your visit hassle-free.

Get in Touch!

Have questions or want more information? Don't hesitate to call us at 773-376-6000. Our friendly team is ready to assist you with any inquiries you may have. So why wait? Come visit us today at United Credit Union where community meets convenience!

Operating Hours

We understand that life can be busy, which is why we've tailored our operating hours for your convenience. Visit us Monday through Friday from 9 AM to 6 PM, or drop by on Saturdays from 8:30 AM to 12:30 PM. Our flexible hours make it easier for you to manage your banking needs around your schedule.

Services Available

When you visit us at the Pulaski Office, you can take advantage of a variety of services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. We also offer drive-thru banking for those who prefer not to leave their car. If you're part of another credit union, don't worry! We participate in shared services that allow basic transactions like deposits and withdrawals for our partner credit union members.

Member Eligibility

At United, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and open to individuals who live, work, worship, or attend school in our local area. Whether you're looking for a checking account, loans, or other financial services, our dedicated team is here to help you every step of the way. We're proud to offer personalized service and a range of products tailored to meet your needs. If you're ready to join us at United, simply visit us at 4444 S Pulaski Rd Chicago Il 60632 or give us a call at (773) 376-6000 for more details on how you can become part of our family. For specific eligibility criteria, feel free to check out our website at . We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Picture this: a customer walks into your store, makes a purchase seamlessly, and you receive the payment instantly. That's the kind of convenience we strive to provide. If you're looking for a dedicated partner in navigating the complexities of business finance, visit us at 4444 S Pulaski Rd Chicago Il 60632 in Chicago, IL or call us at (773) 376-6000. Let's work together to unlock your business's potential!

Tailored Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we aim to offer flexible financing solutions that can help you achieve your vision.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer robust solutions under our Business Banking umbrella. From Merchant Services that streamline payment processing to Business Loans that fuel your growth ambitions, we've got your back as you build your enterprise.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services ensure that banking is always at your fingertips. With these tools, accessing your accounts, making transfers, and paying bills has never been easier. Need cash? Our ATM and cash withdrawal services are readily available for quick access to funds when you're on the go. If you're visiting us in person, enjoy the ease of our basic drive-thru banking for quick deposits and withdrawals. Additionally, as part of our shared service center availability, members can conduct basic transactions at partner credit unions making banking truly accessible wherever you are.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why our personal banking options, including Checking & Savings Accounts, are designed for simplicity and convenience. Imagine having easy access to your funds with features that fit your lifestyle. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases! For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easier to drive off in the car you want. And if buying a home is part of your dream, our Mortgage Loans & Refinancing options are here to guide you through the process smoothly, ensuring you find the best rates available.

Support for Your Financial Journey

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, helping you manage those financial bumps without stress. We believe in supporting our members during tough times, so don't hesitate to ask how we can assist you.

We’re Here for You

At United, located at 4444 S Pulaski Rd Chicago Il 60632, we are committed to providing exceptional service to all our members. Our knowledgeable staff is ready to answer any questions you may have or assist with any financial needs. Feel free to reach out to us at (773) 376-6000 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM to learn more about how we can support you on your financial journey. We invite you to explore all that United has to offer and discover how we can help make your financial goals a reality!

Digital & Online Banking

Key Features

For those who appreciate going paperless, we provide e-statements that make it easy to keep track of your transactions without the clutter. You can receive your statements directly in your inbox, making it simple to stay organized while being environmentally friendly. While we currently do not offer mobile payments or a dedicated mobile application, rest assured that our website is fully optimized for mobile devices. This means you can enjoy all the features of online banking right from your smartphone or tablet. If you're looking to send money quickly to friends or family, note that person-to-person transfers aren't available at this time. However, our online banking system is built for convenience and security. You can manage your accounts with peace of mind knowing that your information is protected.

Why Choose Us?

With United, you get a digital banking experience that's tailored to meet your needs. Our goal is to provide accessible and efficient financial solutions that help you manage your money effectively. Whether you're checking balances or viewing statements online, we're here to support you every step of the way. Experience the ease of digital banking with us today! For more information on how to get started, visit https://vicinitycreditunion.com/ .

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 30,413, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 4444 S Pulaski Rd Chicago IL 60632 or call 773-376-6000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $9,584,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $52,997 in used auto loans and a total of $116,324,435 in loans and leases available for various needs including personal financing and home purchases we're here to support your financial goals.

Member-Centric Savings Options

Members' savings are secured through $27,879,909 in share certificates and $6,739,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members without compromising service quality. We also take pride in having 44 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $22,503,736, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,139,860 in used vehicle loans and $16,011,630 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive away with the car you want.

Credit Lines and Additional Services

For those who prefer flexibility in borrowing, our total credit lines amount to $83,979,982, providing you with resources when unexpected costs arise. Additionally, our services encompass personal banking options that include checking and savings accounts, personal loans for debt consolidation, and business banking solutions. At United, we prioritize transparency and support throughout the borrowing process. If you're considering refinancing or need assistance determining eligibility for any of our products, our knowledgeable team is ready to assist you every step of the way. For more information or to get started on your loan application today, feel free to reach out at 773-376-6000 or visit us at 4444 S Pulaski Rd Chicago IL 60632 during our operating hours: M-F from 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let United help you turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,332,737, make buying or refinancing simple. We provide tailored solutions that guide you through the process and help you secure your dream home.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $2,272,134 in loans helping members navigate their expenses without added stress. Our credit cards come with benefits designed for everyday use while giving you access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that enhance the loan comparison experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for users. Each loan listing is updated in real time, allowing you to see current interest rates and terms as they change.

VICINITY CREDIT UNION - Chicago, IL