Union Trades Credit Union Parkersburg WV | Best Auto Loans & Business Banking

Introduction

Welcome to Union Trades, your trusted partner in financial growth since 1972! Located at 1925 Murdoch Ave, Parkersburg, WV 26101, we have proudly served our community for over five decades. With a commitment to our members and a solid foundation of trust, we aim to provide exceptional financial services tailored to your needs. Our dedicated team is here to support you with personal banking solutions, including checking and savings accounts, auto loans, mortgage financing, and more. At Union Trades, we take pride in our strong membership base of 2,961 individuals who benefit from our extensive range of services. Our total assets stand at an impressive $32,117,048, with total deposits reaching $4,955,262. This stability allows us to offer competitive rates on loans and deposits alike. As of now, we have issued 1,615 loans and leases to help you achieve your financial goals. Our leadership is committed to the community's well-being. Under the guidance of CEO Dianah Angert and Board President Lynford Lovell, we strive to create a welcoming environment where everyone feels like family. You can trust that your financial needs are in capable hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1682, Parkersburg, WV 26102. Ready to take the next step? Call us today at 304-485-1421 or visit our website at Union Trades FCU for more information about how we can help you reach your financial dreams!

Branch History & Mission

Welcome to Union Trades, a cornerstone of financial support in Parkersburg, WV, since our doors first opened in 1972. Over the years, we have built a strong legacy rooted in community values and dedicated service. Our branch at 1925 Murdoch Ave, Parkersburg, WV 26101 has become more than just a place to bank; it's a gathering spot for friends and families who share a commitment to helping each other succeed financially. From humble beginnings, Union Trades has grown significantly. Today, we proudly serve 2,961 members, managing assets totaling over $32,117,048. This growth reflects our unwavering commitment to providing quality financial services tailored to the needs of our community. We understand that every member has unique needs whether it's a first-time auto loan or assistance with mortgage refinancing. At the heart of our mission is the desire to empower individuals and businesses alike. We strive to offer not just banking products but also guidance and education to help you make informed financial decisions. Our services range from personal banking options like checking and savings accounts to business loans and merchant services. We are here for you, whether you're navigating everyday expenses or planning for future investments. While members can visit us at 1925 Murdoch Ave, official correspondence should be sent to P.O. Box 1682, Parkersburg, WV 26102. We invite you to take advantage of our operating hours: Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Whether you prefer visiting us in person or accessing your accounts online, we are committed to making banking convenient for you. Union Trades is also focused on creating an inclusive environment for all members. Our facilities comply with ADA standards, ensuring everyone can access our services comfortably. Plus, we offer modern conveniences like online banking and mobile applications so you can manage your finances wherever life takes you. Beyond providing financial services, we are deeply invested in our community through various outreach programs and partnerships that support local initiatives and promote growth within Parkersburg. We believe that by uplifting one another, we strengthen the entire community. Join us at Union Trades and experience firsthand what it means to be part of a credit union that truly cares about its members' financial well-being. Together, let's build a brighter future! For more information or to become a member today, give us a call at 304-485-1421 or visit our website at Union Trades.

Branch Location & Accessibility

Accessibility and Convenience

We take pride in providing a welcoming environment for everyone. Our branch is ADA-compliant, featuring ramps for easy access, so all members can visit us comfortably. Parking is available right outside our doors, making it simple for you to stop by whenever you need assistance. Our operating hours fit perfectly into your busy schedule. We're open Monday through Friday from 8:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 12:00 p.m., giving you plenty of time to come in and discuss your banking needs.

Services Offered

At Union Trades, we offer a variety of services tailored to meet your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or planning for the future with auto loans and mortgages, our knowledgeable staff is here to help. We also provide convenient ATM access and drive-thru banking services for quick transactions such as deposits and withdrawals. You can reach us at (304) 485-1421 if you have any questions or need assistance before visiting. We're excited to meet you and help you navigate your financial journey! So why wait? Come visit us at Union Trades today! Your financial well-being is just around the corner!

Member Eligibility

At Union Trades, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you'll be pleased to know that eligibility is accessible to many! Generally, anyone who lives, works, worships, or attends school in the area around 1925 Murdoch Ave Parkersburg Wv 26101 can join us. We welcome individuals and families alike, providing an opportunity for everyone to benefit from our services and programs tailored just for you. Opening an account with us is straightforward and welcoming. You can find all the necessary details on how to get started by visiting our website at https://my.homecu.net/banking/hcuactivate.prg?cu=utfcu. Should you have any questions or need assistance, feel free to reach out to us at (304) 485-1421. For further information on eligibility criteria, please check out this resource. We can't wait to have you as a valued member of our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your daily operations. Imagine having a reliable payment processing system that allows you to accept various payment methods seamlessly. This not only enhances customer satisfaction but also boosts sales. Our services ensure you can focus on what you do best running your business. Visit us at 1925 Murdoch Ave Parkersburg Wv 26101 in Parkersburg, WV, or call us at (304) 485-1421 to learn more about how our business banking solutions can elevate your enterprise!

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we understand the importance of having reliable financial support.

Community Commitment

Located at 1925 Murdoch Ave Parkersburg Wv 26101, we are proud to serve the community of Parkersburg. Our friendly staff is always ready to assist you with any questions or concerns you may have. You can reach us at (304) 485-1421 during our operating hours: Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. We invite you to explore all that Union Trades has to offer. From personal banking solutions to business support, we are here for you every step of the way. Visit us today or check out our website at Main Office for more information on how we can assist you in achieving your financial goals!

Convenient Access

Accessing your accounts is made simple with our ATM and cash withdrawal services, available at various locations for your convenience. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without ever leaving your vehicle.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine easily accessing your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on-the-go. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. We also offer mortgage loans and refinancing solutions, perfect for first-time homebuyers or anyone seeking better terms on their current mortgage. If you're facing unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with our credit cards featuring rewards, you can earn points on your purchases while managing your spending wisely.

Digital & Online Banking

Key Features of Our Online Services

With our user-friendly online banking services, you can easily check your account balances, transfer funds, and manage your transactions in real time. We also offer the convenience of electronic statements, allowing you to view and download your financial documents securely from anywhere. Plus, with electronic signature authorization available, signing important documents has never been easier or more convenient. For those who enjoy mobile banking, our dedicated mobile application gives you access to all your essential banking features right at your fingertips. You can even send money directly to friends and family with our person-to-person transfers feature. While we currently don't offer mobile payments, we're committed to providing tools that simplify your financial life.

Security and Accessibility

Your security is our top priority. Our online services are designed with advanced security measures to protect your personal information while ensuring a smooth banking experience. The combination of user-friendly features and robust security means you can bank confidently from anywhere. At Union Trades, we strive to make banking not just easier but more accessible for everyone. Explore all these services today by visiting us at https://www.uniontradesfcu.com/ and take the next step towards effortless financial management!

Financial Strength

At Union Trades, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 1925 Murdoch Ave Parkersburg Wv 26101 in Parkersburg, WV, we are committed to maintaining a strong financial foundation that benefits you. With a net worth of $5,496,447, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,887,369 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to member security is further emphasized by our focus on community; unlike traditional banks, we prioritize our members above all else. Our financial strength is reflected in our operations as well. With $5,496,447 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. We also have $338 in used auto loans and $11,851,071 in total loans and leases, which supports our members' financial goals across various sectors. Our net income of $108,058 highlights our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 11 full-time employees ready to assist you with your banking needs. In summary, total share accounts stand at 4,684, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Union Trades is your trusted partner. Visit us at 1925 Murdoch Ave Parkersburg Wv 26101 or call (304) 485-1421 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,071,929 in used vehicle loans and $2,382,492 in new vehicle loans already helping members get on the road. We provide financing options tailored to your situation, making it easier than ever to drive away in the vehicle you want.

Business Loans

For those interested in expanding their business ventures, while we currently do not have outstanding commercial loans available at this branch, we are committed to supporting local businesses when opportunities arise. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. You can contact us at 304-485-1421 or visit us at 1925 Murdoch Ave Parkersburg WV 26101 during our operating hours from Monday through Friday between 8:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Union Trades help you take the next step towards achieving your financial aspirations today!

Credit Options

We also provide flexible terms on unsecured credit card loans, with a total of $817,653 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the benefits of low-interest rates and manageable payment plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,031, make buying or refinancing simple. We offer flexible terms and competitive rates to ensure that your journey toward owning a home is as smooth as possible.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results from NCUA, which guarantees that users receive fair and transparent offers (Source: https://www.ncua.gov). By relying on verified information, LendMesh eliminates uncertainty and builds trust among its users.

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Users can feel confident knowing they are viewing authentic offers that reflect current market conditions. No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh's goal is to provide unbiased results. This means you will see a clear view of your options without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you'll have access to the latest information at your fingertips. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNION TRADES FEDERAL CREDIT UNION - Parkersburg, WV

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