Union Trades Credit Union Huntington WV | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Union Trades, your trusted partner in financial services located at 1955 9Th Ave, Huntington, WV 25703. Established in 1972, we have proudly served our community for over five decades, building strong relationships with our 2,961 members. With total assets of $32,117,048 and total deposits reaching $4,955,262, we are committed to helping you achieve your financial goals. At Union Trades, we understand the importance of personalized service. Our dedicated team of 11 employees, led by CEO Dianah Angert and Board President Lynford Lovell, works tirelessly to ensure that each member feels valued and supported. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1955 9TH AVE, HUNTINGTON, WV 25703-1737. Our drive-thru service offers convenience for simple transactions without the need to leave your vehicle. With a net worth of $5,496,447 and cash in hand amounting to $395,272, Union Trades is financially sound and ready to meet your needs. We believe that a strong financial foundation benefits not just individuals but the entire community. By choosing Union Trades, you are supporting a credit union that reinvests in local initiatives and fosters growth within Huntington. Explore our website at uniontradesfcu.com for more information about our services or to apply for an account online. If you have any questions or wish to speak with one of our friendly representatives, don't hesitate to call us at 304-523-7284. Join us at Union Trades today; together we can build a brighter financial future!

Branch History & Mission

Community Engagement

Community outreach is at the heart of what we do. We actively seek partnerships that uplift our local area and contribute to its prosperity. Through various initiatives and programs, we aim to foster a sense of belonging among our members while addressing local needs. While you can visit us at our Huntington branch for personal service or utilize our drive-thru banking option for quick transactions, official correspondence should be sent to our mailing address at 1955 9TH AVE, HUNTINGTON, WV 25703-1737. As we look forward to the future, we invite you to join Union Trades. Experience firsthand the benefits of being part of a credit union that genuinely cares about your financial journey. Together, let's build a stronger community one member at a time. For more information about our services or how to become a member, feel free to contact us at 304-523-7284 or visit us online at Union Trades.

Our Mission

Our mission is clear: to provide accessible financial services while enhancing the lives of our members through education and community engagement. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a car, saving for a home, or planning for retirement. This belief drives us to offer a range of services including checking and savings accounts, auto loans, credit cards with rewards, and business banking solutions. Union Trades is dedicated to ensuring that every member feels valued and supported. We are committed to ADA compliance and prioritize customer-centric initiatives that make banking easier for everyone. With services available online and via mobile applications, we ensure that our members can manage their finances conveniently.

Branch Location & Accessibility

Call to Action

We invite you to come by Union Trades today! Experience personalized service and explore the range of financial products we offer from checking accounts to auto loans and more. Join our community where your financial needs come first!

Nearby Landmarks and Accessibility

Union Trades sits in the heart of Cabell County, close to several well-known spots. If you're visiting us, you might notice we are just a short drive from popular local landmarks. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access for all members.

Operating Hours and Contact Information

We are open on Thursdays from 9:00 a.m. to 4:30 p.m., making it easy for you to stop by during your busy week. Have questions or need assistance? Don't hesitate to give us a call at 304-523-7284; our friendly staff is always ready to help! While members can visit us at 1955 9Th Ave for all their banking needs, please note that official correspondence should be sent to our mailing address at 1955 9TH AVE, HUNTINGTON, WV 25703-1737.

Parking and Drive-Thru Services

Parking is hassle-free with ample space available right outside the branch. Plus, we understand that sometimes you need quick banking solutions on the go. That's why we offer drive-thru banking services. You can handle deposits, withdrawals, and simple transactions without ever leaving your car!

Member Eligibility

At Union Trades, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in the area surrounding 1955 9Th Ave Huntington Wv 25703, you're likely eligible to join us! We proudly serve individuals from all walks of life, and our membership is designed to be inclusive and supportive. By choosing to become a member, you'll gain access to a range of benefits such as competitive loan rates, personalized service, and resources tailored to help you achieve your financial goals. Joining is easy! Simply visit us at our branch or give us a call at (304) 523-7284 for more information on how to get started. For detailed eligibility criteria, check out our resource page. Ready to open an account? You can find all the information you need at https://my.homecu.net/banking/hcuactivate.prg?cu=utfcu. We can't wait to welcome you into the Union Trades family!

Business Banking & Commercial Services

Member Commercial Loans

For our members, we've funded over $0 in commercial loans, helping businesses scale and succeed. Whether you're looking to renovate your storefront or purchase new inventory, we're here to help turn your vision into reality.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who need it most.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Huntington, WV. In addition to loans, our merchant services simplify payment processing so you can focus on what you do best: running your business. From credit card processing to online payment solutions, we've got you covered. Let's work together to build a stronger future for your business! Visit us at 1955 9Th Ave, Huntington, WV 25703 or call us at 304-523-7284 for more information about how we can assist you today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services provide essential tools for growth. We offer merchant services and business loans that can help you take your venture to the next level. With Union Trades by your side, managing cash flow and financing expansions becomes easier.

Convenient Banking Solutions

We know convenience is key in today's fast-paced world. That's why our branch provides basic drive-thru banking services for quick deposits and withdrawals. You can also access ATM services for cash withdrawals whenever needed. Our commitment extends beyond traditional banking hours as well; with online and mobile banking options available, you can manage your accounts anytime from anywhere. If you're ready to experience the benefits of membership at Union Trades, don't hesitate to reach out! Call us at 304-523-7284 or visit our website at uniontradesfcu.com to learn more about how we can support your financial journey today!

Credit Cards

Looking for rewards? Our credit cards come equipped with attractive rewards programs that let you earn points on purchases. This means every time you shop, you could be working towards your next vacation or special treat.

Loans for Every Need

We understand that life can bring unexpected expenses or exciting opportunities. That's why we offer various loan options including auto loans and vehicle financing for when you need a reliable ride. If you're thinking about buying a new home or refinancing your current mortgage, we have flexible mortgage loans that can fit your budget. Additionally, our personal loans can assist with debt consolidation or other financial needs.

Personal Banking

For those who want to streamline their everyday banking, our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your funds with online banking features that allow you to check balances, transfer money, and pay bills from the comfort of your home. Our mobile app makes it even easier to keep track of your finances on-the-go.

Digital & Online Banking

Key Features

Our online banking offers a range of features that make it simple to keep track of your money. You can view your balances, transfer funds between accounts, and even make person-to-person payments with ease. Plus, if you're looking for a paperless option, we offer electronic statements so you can go green while staying informed about your account activity.

Security First

When it comes to security, we've got you covered. Our electronic signature authorization feature ensures that your transactions are safe and secure. You can bank confidently knowing that your information is protected. In summary, with services like online banking available 24/7, easy access to e-statements, and the ability to manage person-to-person transfers right from your device, Union Trades is committed to making banking accessible and hassle-free for all our members. Experience the difference today!

User-Friendly Experience

Navigating our mobile application is a breeze. Whether you're checking your balance on the go or making payments, our app is designed with you in mind. And if you prefer to handle things from a computer, our website provides an intuitive experience that makes banking straightforward and stress-free.

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reflects our core mission: serving you first.

Growing Member Base

Total Share Accounts stand at 4,684, showing a strong and growing member base that trusts us with their finances. Our community continues to grow because members recognize the unique advantages of being part of Union Trades. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Union Trades is your trusted partner. Visit us at 1955 9Th Ave Huntington Wv 25703 or call (304) 523-7284 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $338 in used auto loans and $11,851,071 in total loans and leases available for you to utilize when pursuing your dreams or addressing unexpected needs.

Operational Efficiency

Our $108,058 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees who are dedicated to helping you with your banking needs.

Reinvestment for Growth

With $5,496,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means your financial future is supported by a credit union that believes in constant improvement.

Secure Savings Options

Members' savings are secured through $3,887,369 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares at this time, our focus remains on maximizing the value of every dollar you save with us.

Strong Net Worth

With a net worth of $5,496,447, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,071,929 in used vehicle loans and $2,382,492 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

For those needing extra flexibility, our total credit lines amount to $1,500,000, allowing you to access funds when you need them most. This can be particularly useful for managing cash flow or funding short-term projects without the hassle of applying for multiple loans. Our team is here to assist you through every step of the borrowing process. If you're interested in refinancing any existing loans or would like to check your eligibility for our products, feel free to reach out. You can contact us at 304-523-7284 or visit us at 1955 9Th Ave Huntington WV 25703 during our lobby hours on Thursdays from 9:00 a.m. - 4:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our comprehensive loan offerings and dedicated service team at Union Trades, achieving your financial dreams is within reach!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,031, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process and find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $817,653 in loans helping members manage their finances effectively. These cards come with low-interest rates and no hidden fees, making it easier for you to handle unexpected expenses or build your credit history.

Loan Aggregator

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UNION TRADES FEDERAL CREDIT UNION - Huntington, WV

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