Union Pacific Streamliner Credit Union Omaha NE | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Union Pacific Streamliner, your trusted financial partner located at 1400 Douglas St, Omaha, NE 68179. Since our establishment in 1937, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With a thriving membership of 2,480 and total assets amounting to an impressive $19,996,999, we are proud to offer a range of services designed to meet your personal and business banking needs. At Union Pacific Streamliner, we understand the importance of building lasting relationships with our members. Our team of 6 employees, led by CEO Jonathon Miller and Board President Nathan McLaughlin, is here to provide personalized service tailored to your unique financial situation. Whether you're looking for auto loans, mortgages, or checking and savings accounts, we've got you covered with total loans exceeding 1,247 and deposits reaching $1,304,753. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address: 1400 Douglst St MS 40, Omaha, NE 68179-1001. Our commitment extends beyond just numbers; we strive to positively impact the communities we serve. We invite you to join us on this journey toward financial empowerment. If you have questions or need assistance, don't hesitate to reach out at 402-544-2500 during our operating hours from 8:00 AM to 4:30 PM (M-F). Explore more about what we offer by visiting our website at upcu.org. Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to the Union Pacific Streamliner, where our story is deeply rooted in community and member-focused service. Established in 1937, we have grown alongside our members in Omaha, NE, fostering a spirit of cooperation and mutual support that defines credit unions. Our branch is conveniently located at 1400 Douglas St, Omaha, NE 68179. This prime location not only makes us accessible but also places us at the heart of a vibrant community. While we encourage you to visit us at this address, any official correspondence should be directed to our mailing address: 1400 Douglas St MS 40, Omaha, NE 68179-1001. Since our inception, we have proudly served over 2,480 members and managed total assets amounting to nearly $20 million. Our mission goes beyond just providing financial services; it's about empowering individuals and families with the tools they need for financial well-being. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment to our members reflects in our continuous efforts to support the community through various outreach initiatives. As technology evolves, so do we. Our branch embraces digital advancements such as online banking and mobile payments to ensure that our members can manage their finances conveniently and securely. We also maintain high standards of accessibility and customer service, ensuring that everyone can benefit from our offerings. At Union Pacific Streamliner, we believe in the power of partnerships. We actively collaborate with local organizations to enhance our community outreach efforts, ensuring that we contribute positively to the lives of those we serve. We invite you to join us on this journey. Experience firsthand how Union Pacific Streamliner can help you achieve your financial goals while being a part of a caring community. Visit us during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. If you have any questions or need assistance, feel free to give us a call at 402-544-2500. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Union Pacific Streamliner branch located at 1400 Douglas St, Omaha, NE 68179! Our branch is easily accessible and conveniently situated in the heart of Omaha, making it simple for you to drop by for your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away from popular spots like the Old Market and the Omaha Community Playhouse. At Union Pacific Streamliner, we prioritize your convenience. Our location features ample parking, including accessible spaces for those who need them. We are committed to ensuring that everyone can visit us comfortably with ADA-compliant ramps and entrances. Our friendly staff is here to assist you during our operating hours, which are Monday through Friday from 8:00 AM to 4:30 PM. If you have any questions or need assistance outside of these hours, feel free to give us a call at 402-544-2500. We're always ready to help! While members can visit us at our branch address, please note that official correspondence should be sent to our mailing address at 1400 Douglas St MS 40, Omaha, NE 68179-1001. Although we currently do not have ATM or drive-thru services available at this location, we offer a full range of banking services designed to meet your needs. From personal banking accounts and auto loans to mortgage refinancing and credit cards with rewards, we've got you covered. Plus, you can take advantage of our online and mobile banking options for easy access anytime. We invite you to come by and see how we can help you with your financial goals. Experience the friendly service that makes Union Pacific Streamliner a trusted choice in Omaha!

Member Eligibility

Joining the Union Pacific Streamliner is like stepping into a welcoming community where your financial well-being is prioritized. To become a member, you just need to meet a few simple eligibility criteria. If you live or work in our service area, which includes Omaha and surrounding areas, you're already on your way! We're here to support individuals from all walks of life, and becoming a member opens the door to a range of benefits tailored just for you. Whether it's personal banking, auto loans, or credit cards with rewards, we're committed to helping you thrive financially. Opening an account at Union Pacific Streamliner is straightforward and convenient. You can start the process online by visiting this link or give us a call at (402) 544-2500 if you have any questions. We want to make this journey as smooth as possible for you! For detailed and updated eligibility criteria, feel free to check out our resource page at . Join us today at our branch located at 1400 Douglas St Omaha Ne 68179, and let's build a brighter financial future together!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services can help streamline your operations. Imagine being able to accept payments seamlessly, whether in-store or online. Our solutions are designed to enhance customer experience while making transactions easier for you. This means less hassle and more time focusing on what you do best growing your business. Located at 1400 Douglas St Omaha Ne 68179 in Omaha, NE, we invite you to explore how Union Pacific Streamliner can be your partner in success. Reach out at (402) 544-2500 to learn more about our offerings!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

For those on the road, we offer flexible auto loans and vehicle financing options. Whether you're purchasing a new car or refinancing an existing loan, our team is here to help you find the best solution for your budget. Picture yourself driving off in your dream vehicle without the stress of high payments.

Business Banking Solutions

For small business owners, we have specialized business banking services, including merchant services and business loans. You can focus on growing your business while we handle the financial aspects that keep it running smoothly.

Convenience at Your Fingertips

Accessibility is key in today's world. With features like ATM services, cash withdrawal options, and person-to-person payment capabilities through our digital platforms, managing your finances has never been easier. If you're ready to take advantage of these great services or want more information about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (402) 544-2500 or visit us at 1400 Douglas St Omaha Ne 68179, and let's discuss how Union Pacific Streamliner can support you today!

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for everyday purchases. Imagine getting rewarded for spending on things you already buy! This is a great way to make your money work harder for you while enjoying benefits like cashback or travel rewards.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are designed to make homeownership more accessible. We also provide refinancing options that could lower your monthly payments or help you tap into your home's equity for other needs. Let us guide you through the process so that you feel confident every step of the way.

Personal Banking

Navigating your finances starts with the right accounts. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your everyday expenses while saving for future goals all from the comfort of your home through our online and mobile banking platforms. This means you can check your balances, transfer funds, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, and when it does, having access to personal loans can provide peace of mind. Additionally, if you're juggling multiple debts, our debt consolidation services can simplify your payments into one manageable loan helping you save money on interest over time.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://upcu.org/, you can easily check your account balances, view transactions, and transfer funds all from the comfort of your home or on the go. We offer 24/7 online banking services, so whether it's early morning or late at night, you'll have complete control over your finances. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile payments option, you can make purchases directly from your smartphone, adding an extra layer of convenience to your shopping experience. For those who prefer paperless options, we provide e-statements that allow you to keep track of your financial activities without the clutter of physical documents. You can also authorize transactions securely using electronic signatures, ensuring that your information stays protected.

User-Friendly Experience

Our mobile application offers all the features you need right at your fingertips. From accessing statements to making payments, everything is user-friendly and straightforward. This means less hassle for you and more time to focus on what really matters in life. At Union Pacific Streamliner, we believe in giving our members easy access to their accounts while maintaining top-notch security measures. You can rest assured that your data is safe as you manage your finances online. Explore these features and more by visiting us at https://upcu.org/ today!

Financial Strength

At Union Pacific Streamliner, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which enables us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,724,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,996,477 in share certificates and $1,382,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,724,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $272 in used auto loans and $16,454,505 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 4,162, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Union Pacific Streamliner is your trusted partner. Visit us at 1400 Douglas St Omaha Ne 68179 or call (402) 544-2500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,084,027 in used vehicle loans and $3,257,966 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our flexible financing options can make it happen.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer credit lines totaling $750,000 and flexible terms on unsecured credit card loans. With a total of $1,060,116 in unsecured credit card loans assisting members with managing their finances effectively, you can gain access to cash when you need it most without putting your assets at risk. At Union Pacific Streamliner located at 1400 Douglas St Omaha Ne 68179, we're here to help you navigate your borrowing options with ease. If you're interested in refinancing or exploring eligibility for any of our loan products, please call us at 402-544-2500 during our business hours from 8:00 AM to 4:30 PM on weekdays. For more details about our services or to start your application process today, visit us online at Union Pacific Streamliner. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,316,394, make buying or refinancing simple. We aim to provide competitive rates and terms that fit your budget. Don't hesitate to reach out if you want to discuss eligibility options.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent. You can trust that the information you receive reflects actual rates available from legitimate lenders.