Union Pacific Employees Credit Union Beaumont TX | Affordable Auto Loans & Business Banking

Introduction

At Union Pacific Employees, we believe that banking should be a personal experience, designed around you. Located at 550 Lindbergh Dr, Beaumont, TX 77707, our branch has been a trusted financial partner for our community since 1953. With over 640 members and total assets amounting to $3,769,263, we are committed to providing exceptional service tailored to meet your financial needs. While our members can visit us directly at our branch location, official correspondence should be sent to the same address: 550 Lindbergh Dr, Beaumont, TX 77707. Our team of dedicated professionals, led by CEO Darlene Stokes and Board President Braddley McClelland, is here to ensure that you receive personalized attention and expert guidance in all your banking endeavors. With a strong focus on community and member satisfaction, we've built a solid foundation reflected in our impressive financial health. We proudly maintain $909,965 in total deposits and have issued a total of 286 loans and leases to support your dreams be it home ownership, vehicle financing, or personal loans. Our net worth stands at $945,583, showcasing our stability and commitment to serving our members. Whether you're looking for checking and savings accounts or exploring options for auto loans and mortgages, we offer a variety of services designed with you in mind. Plus, with our commitment to online banking solutions, accessing your accounts has never been easier. We invite you to visit us during our operating hours from Monday to Friday between 8:00 AM and 4:00 PM. If you have any questions or need assistance, don't hesitate to reach out at 409-842-2560. Experience the difference of banking with a credit union that puts its members first! For more information about our services and offers, check out our website at Union Pacific Employees.

Branch History & Mission

Welcome to the heart of financial service in Beaumont, Texas Union Pacific Employees. Founded in 1953, our branch has grown from a small local credit union into a vital part of the community, proudly serving over 640 members. With total assets reaching an impressive $3,769,263, we are dedicated to providing personalized financial solutions that empower individuals and families to achieve their dreams. Located at 550 Lindbergh Dr, Beaumont, TX 77707, our branch is easily accessible to all members of the community. Whether you're near the bustling streets of downtown or enjoying the serene parks nearby, we're just around the corner, ready to assist you with your banking needs. While members can visit us at this address for all services, official correspondence should be directed to our mailing address at 550 Lindbergh DR, Beaumont, TX 77707. Our mission is simple yet profound: to enhance the lives of our members through exceptional financial products and services while fostering a spirit of community support. We believe in building lasting relationships with our members and are committed to helping them navigate their financial journeys with confidence. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, every service we offer is designed with your best interests in mind. As we continue to evolve, we embrace technology while ensuring that our services remain accessible and user-friendly. Our commitment to ADA compliance means that everyone can benefit from our offerings without barriers. Although we currently do not have ATM or drive-thru facilities, our dedicated team is here during operating hours Monday through Friday from 8:00 AM to 4:00 PM to provide face-to-face assistance tailored to your unique needs. Throughout the years, Union Pacific Employees has actively engaged in community outreach initiatives. We partner with local organizations and schools, supporting programs that promote financial literacy and well-being among residents. These efforts reflect our belief that a strong community leads to stronger individuals. Join us at Union Pacific Employees and experience firsthand how we can support your financial goals. Whether you're looking for a safe place for your savings or need guidance on loans and investments, we're here for you every step of the way. Don't hesitate contact us today at (409) 842-2560 or visit us in person to learn more about how you can become part of our growing family!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed to be welcoming to everyone, with ADA-compliant features such as ramps and designated parking spaces.

Address & Mailing Information

While you can find us at our physical location in Beaumont, official correspondence should be sent to the same address: 550 Lindbergh DR, Beaumont, TX 77707.

Contact Us

If you have questions or need assistance, don't hesitate to reach out! You can call us at 409-842-2560 during business hours. We look forward to helping you achieve your financial goals. So why wait? Visit Union Pacific Employees today and experience friendly service in a convenient location!

Operating Hours

We are here to serve you from Monday through Friday, opening our doors at 8:00 AM and closing at 4:00 PM. This schedule gives you plenty of time during the workweek to handle your financial matters without feeling rushed.

Services Offered

At Union Pacific Employees, we offer a range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you every step of the way. While we currently do not have ATM or drive-thru services available, our staff is always on hand to provide personalized service inside the branch.

Member Eligibility

At Union Pacific Employees, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is an inclusive process designed for those who share our values. To join us, you simply need to be an employee or retiree of the Union Pacific Railroad, or a family member of one. This means if you have a loved one working with us, you can easily become part of our family too! Once you're eligible, opening an account is straightforward and welcoming. You can start your journey with just a few simple steps no complicated hoops to jump through. For more detailed information about our eligibility criteria, feel free to check out this helpful resource. And if you're ready to take the next step or have any questions, don't hesitate to reach out to us at (409) 842-2560. We're here for you at our branch located at 550 Lindbergh Dr Beaumont Tx 77707!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment processing solution that not only accepts payments but also simplifies your cash flow. Our merchant services provide you with the tools to manage transactions seamlessly, allowing you to focus on what truly matters growing your business. Whether you're a retail store or an online shop, we've got you covered. Located at 550 Lindbergh Dr Beaumont Tx 77707 in Beaumont, TX, we're here to partner with you every step of the way. For more information, call us at (409) 842-2560 during our hours of operation from 8:00 AM to 4:00 PM, Monday through Friday. Let's work together to turn your business goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Cash Withdrawal Services

While we don't have ATMs directly at our branch location, our cash withdrawal services ensure that accessing your funds is hassle-free whenever you need it. At Union Pacific Employees in Beaumont, TX, we're more than just a credit union; we're part of your community dedicated to supporting your financial journey. For more information about how our services can benefit you or if you have questions regarding eligibility or account opening procedures, please feel free to reach out at 409-842-2560 or visit us during lobby hours from Monday to Friday between 8:00 AM - 4:00 PM. Your financial wellness is just a call away!

Business Banking Services

For our business-minded members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we provide the financial resources necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we also provide robust online and mobile banking services. Manage your accounts anytime, anywhere with ease check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Credit Cards with Rewards

Looking for a credit card that rewards you for everyday purchases? Our credit cards with rewards program allows you to earn points on your spending. This means every time you swipe your card, you're working towards valuable rewards making it easier to treat yourself or save for something special.

Home Financing Options

If you're considering purchasing a home or refinancing your existing mortgage, look no further than our mortgage loans. We understand that buying a home is one of the most significant decisions you'll ever make. That's why our team is here to walk you through all available options, helping you find a loan that fits your budget and lifestyle.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer various personal banking options including checking and savings accounts. Imagine having a secure place to deposit your paycheck while also earning interest on your savings. Our accounts are designed with you in mind, making it easy to keep track of your money and plan for future expenses.

Personal Loans & Debt Solutions

Sometimes life throws unexpected expenses our way. For those moments, we offer personal loans and debt consolidation options. Whether it's for home repairs or medical bills, our loans can provide the funds you need quickly and easily. We aim to relieve financial pressure by giving you a clear path to managing debt.

Vehicle Financing

Are you thinking about buying a new car? Our auto loans and vehicle financing services provide competitive rates that can help make your dream car a reality. With flexible terms and personalized service, we guide you through every step of the process, ensuring that you get the best deal possible.

Digital & Online Banking

Key Services

Our online banking system allows you to check balances, transfer funds, and pay bills with just a few clicks. Unfortunately, we currently do not offer features like electronic signatures or e-statements, but we are committed to providing a safe and user-friendly experience for all our members. For those looking to send money quickly, while we don't have person-to-person transfer options available just yet, our focus remains on enhancing our services to meet your needs.

Security and Accessibility

Security is always a top priority at Union Pacific Employees. We employ robust measures to ensure that your financial information remains protected while you enjoy the ease of online banking. Our platform is designed for all users, whether you're tech-savvy or just starting out with digital banking. With 24/7 online banking services, you can manage your accounts at your own pace. Although we don't currently support mobile payments or have a mobile application, our dedicated team is here to help you navigate through any questions or concerns you may have. In summary, while there are some features we're still working on, Union Pacific Employees is committed to providing you with accessible and secure online banking solutions. Explore more about what we offer by visiting us at https://www.upfcu.org/ today!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Union Pacific Employees is your trusted partner. Visit us at 550 Lindbergh Dr Beaumont Tx 77707 or call (409) 842-2560 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $932,665 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $54 in used auto loans and $2,804,579 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $485,400 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$9,039 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $945,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 25.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,191 in used vehicle loans and $1,219,267 in new vehicle loans already helping members get on the road. We offer flexible terms to ensure your auto financing is as convenient as possible.

Credit Lines

If you're looking for extra flexibility, our credit lines can give you access to funds when you need them most. With a total available credit line of $400,000, it's an excellent option for managing expenses without the hassle of traditional loans. At Union Pacific Employees, we pride ourselves on serving our community with integrity and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter your financial journey, our team is here to help guide you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide competitive rates and helpful guidance throughout the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards that can help you save even more!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent. Each lender's rates are carefully curated to provide a clear picture of what's available in the marketplace.

UNION PACIFIC EMPLOYEES CREDIT UNION - Beaumont, TX

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