UNIFY FINANCIAL FEDERAL CREDIT UNION

Welcome to Unify Financial, your trusted credit union located at 18554 Buffalo Road, Buffalo, WV 25033. Established in 1963, we have been proudly serving our community for decades, building strong relationships and providing exceptional financial services to our growing family of 252,114 members. With total assets exceeding $3.5 billion, we are committed to ensuring our members achieve their financial goals. At Unify Financial, we understand the importance of having a reliable partner in your financial journey. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our focus is on making banking simple and accessible for everyone. While members can visit us at 18554 Buffalo Road, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. We also provide easy access to your accounts through online and mobile banking options. Under the leadership of our CEO, Gordon Howe, and Board President, Tony Tam, we strive to create a welcoming environment where every member feels valued. Our team of dedicated employees, totaling 474, is here to assist you with any inquiries or needs you may have. Whether you're looking to open an account or apply for a loan, we're here for you. Feel free to reach out to us at 877-254-9328 during our operating hours: Monday-Thursday from 10:30 AM - 1:30 PM & 2:30 PM - 7:00 PM and Friday from 7:30 AM - 12:30 PM & 1:00 PM - 4:00 PM. Join us today and experience the Unify Financial difference! Visit our website at unifyfcu.com for more information on how we can support your financial journey.

Welcome to Unify Financial, your trusted credit union located at 18554 Buffalo Road in the charming town of Buffalo, West Virginia. Our branch is easy to find and accessible for all members of the community. Nestled conveniently near local landmarks, including the scenic Kanawha River, we invite you to stop by and discover how we can support your financial needs. At Unify Financial, we understand that convenience matters. Whether you're popping in for a quick transaction or need assistance with one of our many services, our location is designed with you in mind. We offer ample parking and ADA-compliant features to ensure everyone can access our facilities comfortably. Our operating hours are tailored to fit your busy schedule: we're open Monday through Thursday from 10:30 AM to 1:30 PM and again from 2:30 PM to 7:00 PM. On Fridays, visit us from 7:30 AM until 12:30 PM and again from 1:00 PM to 4:00 PM. These hours give you plenty of opportunities to come by and speak with our friendly staff about personal banking options, auto loans, mortgage refinancing, and more. While you're here, take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. Though we currently do not have drive-thru banking, our lobby is welcoming and equipped to handle all your needs efficiently. If you need to reach us for any inquiries or assistance, feel free to call us at 877-254-9328. While members can visit us at our branch address, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. We look forward to seeing you at Unify Financial! Come visit us soon and let's work together toward achieving your financial goals.

At Unify Financial, we believe in creating a welcoming community where everyone can thrive. Joining us is simple and open to individuals who live, work, or worship in our local area, as well as those who have family members already with us. This means if you have a connection to Buffalo and want to experience the benefits of being part of a member-focused financial institution, you're likely eligible! By becoming a member, you'll gain access to personalized services like competitive loan rates, savings options, and convenient online banking tools tailored just for you. For more detailed eligibility criteria, feel free to check out our website at http://www.unifyfcu.com/unify-membership . Ready to take the next step? Opening an account with us is straightforward! You can easily start your journey by visiting https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e or give us a call at (877) 254-9328 if you have any questions. We can't wait to welcome you into the Unify Financial family at 18554 Buffalo Road Buffalo Wv 25033!

At Unify Financial, we understand the passion and dedication it takes to run a successful business. That's why we offer tailored business banking and commercial services that empower you to reach your goals. Whether you're a small startup or an established company, our commercial loan options can be the key to unlocking your business's potential. Imagine needing funds to purchase new equipment or expand your workforce. With our support, you can secure financing quickly and efficiently. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing so you can focus on what matters serving your customers. Imagine having seamless transactions that enhance customer satisfaction while streamlining your operations. Visit us at 18554 Buffalo Road Buffalo Wv 25033 in Buffalo, WV or call us at (877) 254-9328 to learn how we can help you take your business to the next level!

At Unify Financial, we understand that convenience and security are essential for managing your finances. That's why we offer a variety of digital and online banking services designed to keep you connected to your accounts anytime, anywhere. Whether you're at home, at work, or on the go, our online banking platform is here to make your financial life easier. Our comprehensive online banking services can be accessed easily at http://www.unifyfcu.com . With 24/7 access, you can check your balances, transfer funds, and manage your accounts whenever it suits you. Plus, with our user-friendly mobile application available for download, banking has never been more convenient. You can even make person-to-person transfers quickly and securely, so sending money to friends or family is just a few taps away. Security is a top priority for us at Unify Financial. We use advanced encryption methods to ensure that your personal information remains safe while you bank online. Additionally, our electronic signature authorization feature allows you to sign documents securely from the comfort of your own home no need for inconvenient trips to the branch. We also offer e-statements for those who prefer paperless options. This means you can receive your account statements electronically, keeping everything organized and reducing clutter in your mailbox. With features like mobile payments available through our app, managing daily transactions is simple and straightforward. Whether you're checking your account balance or making payments on the go, our digital banking services provide real-time access and management of your finances. Join us today and experience the ease of banking with Unify Financial!

At Unify Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, we ensure that your money is in good hands. Our financial position is strong, with a net worth of $280,101,782, which allows us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you confidence that your savings are secure and that we can meet your financial needs now and in the future. Our net worth ratio of $795 further underscores our capital strength. This ratio ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $6,999,000, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $23,905 in used auto loans and $2,942,195,674 in total loans and leases. Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 479,637, it's clear that more members are trusting us with their finances. Our strong performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 18554 Buffalo Road Buffalo Wv 25033 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.