Unify Financial Norfolk VA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Unify Financial, your trusted partner in financial well-being since 1963. Located at 2 Commercial Pl, Norfolk, VA 23510, we proudly serve over 252,000 members with a commitment to providing exceptional financial services tailored to your needs. Whether you're looking for personal banking options, auto loans, or business financing solutions, our team is here to help you achieve your goals. At Unify Financial, we understand the importance of community and the impact we can have on the lives of our members. With total assets exceeding $3.5 billion and net worth reaching $280 million, we are well-equipped to support you financially. Our total deposits amount to $193 million, showcasing the trust our members place in us. Additionally, we have successfully facilitated over 122,000 loans and leases, ensuring our members have access to the funds they need when they need them. Our dedicated staff of 474 employees, led by CEO Gordon Howe and Board President Tony Tam, works tirelessly to create a welcoming environment where you feel valued and supported. We invite you to explore our range of services that include personal banking accounts, mortgage loans, credit cards with rewards, and more all designed with your financial success in mind. While members can visit us at our Norfolk branch for any banking needs, official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. Ready to take the next step toward financial empowerment? Contact us today at 877-254-9328 or visit our website at www.unifyfcu.com for more information. Join us in building a brighter financial future together!

Branch History & Mission

Community Connections

Unify Financial is deeply rooted in the Norfolk community. We actively participate in local outreach programs and initiatives that aim to uplift those around us. Partnerships with local organizations allow us to extend our support beyond traditional banking services making a positive impact where it matters most. With operating hours designed for your convenience Tuesday through Thursday from 9 AM to 1:30 PM and 2:30 PM to 5 PM we invite you to stop by or give us a call at 877-254-9328. While drive-thru banking isn't available at this location, our friendly staff is ready to assist you in person during lobby hours.

Join Us!

As we continue this journey together with our valued members, we invite you to become part of the Unify Financial family. Experience firsthand how we can help you reach your financial goals while enjoying the benefits of being part of a community-focused credit union. Explore membership options today at Unify Financial. Together, let's build a brighter financial future!

Our Journey

Located at 2 Commercial Pl in the heart of Norfolk (zip code 23510), our branch has been a beacon of hope and guidance for individuals and families looking to achieve their financial dreams. Over the years, we've expanded our services and embraced technological advancements while staying true to our mission of providing personalized banking solutions. Our commitment to serving the community goes beyond just offering financial products; it encompasses building lasting relationships with our members. While members can visit us at our Norfolk address for all their banking needs, official correspondence should be sent to PO Box 10018 in Manhattan Beach, California. This dual approach ensures that we are accessible to everyone we serve.

Our Mission

The mission of Unify Financial is straightforward: to empower our members through exceptional financial services while fostering a sense of belonging. We understand that each member's journey is unique, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our focus is not just on transactions but on transforming lives by supporting each member's financial journey. We are proud to provide essential services such as online and mobile banking options that enhance convenience and accessibility. Whether you're withdrawing cash from one of our ATMs or managing your account from your smartphone, we're here to make banking easy and efficient.

Branch Location & Accessibility

Accessibility and Convenience

At Unify Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can easily access our services. Plus, there's ample parking available, so you won't have to worry about finding a spot during your visit.

Operating Hours

We understand that life gets busy! That's why our operating hours are designed to fit your schedule. Visit us Tuesday through Thursday from 9 AM to 1:30 PM and again from 2:30 PM to 5 PM. Please note that we're closed on Mondays and Fridays, so plan your visit accordingly!

Services Offered

Our branch offers a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also enjoy the convenience of ATM access for cash withdrawals and balance checks anytime.

Stay Connected

If you have any questions or need assistance while banking with us, don't hesitate to call us at 877-254-9328. Our friendly staff is always ready to help! We invite you to come visit Unify Financial in Norfolk today! Experience the difference of personalized service at your local credit union where community matters most.

Member Eligibility

Becoming a member of Unify Financial is like joining a friendly family that cares about your financial well-being. If you live, work, or worship in the Norfolk area, you're likely eligible to join us. We welcome individuals from various backgrounds, including those who are part of certain employee groups and their family members. The best part? Membership opens the door to a variety of services designed to help you thrive financially. You can learn more about our specific eligibility criteria by visiting http://www.unifyfcu.com/unify-membership , which provides detailed information to ensure you're ready to take this exciting step. When you're ready to open an account, the process is simple and straightforward. Just head over to https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e where you can complete your application online. If you have any questions or need assistance along the way, don't hesitate to give us a call at (877) 254-9328. We're here to support you on your journey towards better financial health at Unify Financial, located at 2 Commercial Pl Norfolk Va 23510. Join us today and experience the difference of being part of our community!

Business Banking & Commercial Services

At Unify Financial, we understand the challenges and opportunities that come with running a business. Whether you're a startup or an established company, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine a local café using our services to accept payments seamlessly, allowing them to focus on what they do best serving great coffee and building community connections. Located at 2 Commercial Pl Norfolk Va 23510, Norfolk, VA, our team is ready to help you navigate your financial journey. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Support

If you're a business owner in need of banking solutions, our business banking services include merchant services and business loans tailored to meet the demands of running a successful enterprise. We take pride in supporting local businesses as they grow and thrive.

Convenient Access Anytime

With ATM availability at our branch, withdrawing cash or checking balances is quick and easy. Our basic ATM access allows for withdrawals and balance checks without any hassle. Plus, with features like electronic signatures and e-statements available through online banking, managing your accounts has never been more straightforward.

Home Financing Options

For those looking to buy their dream home, our mortgage loans and refinancing options make it easier than ever. We know how important homeownership is to many of our members, and we strive to provide flexible terms that suit your lifestyle.

Join Us Today!

We invite you to experience all that Unify Financial has to offer. If you're ready to take the next step in managing your finances more effectively, give us a call at (877) 254-9328 or visit us at 2 Commercial Pl Norfolk Va 23510 in Norfolk, VA. We're excited to assist you on your financial journey!

Loans and Credit Services

Life can throw unexpected expenses at us, which is why we offer personal loans and debt consolidation options. Whether it's an emergency expense or consolidating credit card debt for easier management, we have solutions to help you regain control over your finances. Don't forget about our credit cards with rewards! Earn points on purchases that you can redeem for travel, cash back, or other exciting rewards. It's a great way to make the most out of your spending.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances easily. Imagine having the flexibility to handle your money anytime with our online and mobile banking options. You can view your balances, transfer funds, and pay bills right from your smartphone or computer. If you're considering purchasing a car or need financing for an auto loan, we offer competitive rates on vehicle financing that can fit within your budget. Our team is here to guide you through the process, ensuring you get the best deal possible.

Digital & Online Banking

Key Services

Visit us at http://www.unifyfcu.com to explore all the online banking features available to you. Our 24/7 online banking service allows you to check your balance, pay bills, and transfer funds without the need to visit a branch. Whether you're at home or on the go, we make it simple to manage your accounts in real time. We also provide e-statements for those who prefer digital documentation, making it easier to keep track of your financial records while reducing paper clutter. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. If you're looking for convenience in payments, our mobile payments feature lets you make transactions right from your smartphone. You can also send money to friends and family easily through our person-to-person transfer option no cash or checks needed!

Mobile Banking Experience

For even more convenience, download our mobile application. It brings all the power of online banking directly to your fingertips. Whether you want to deposit a check or monitor spending on the go, our app has you covered. At Unify Financial, we prioritize security and strive to create an online experience that is not only efficient but also safe. Your peace of mind is important to us as you navigate through your financial journey. With our comprehensive digital banking services, managing your finances has never been easier or more secure! Join us today and discover how we can help simplify your banking experience.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 479,637, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 2 Commercial Pl Norfolk Va 23510 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,905 in used auto loans and $2,942,195,674 in total loans and leases.

Solid Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms make it easy to find an option that fits your budget.

Credit Lines and Business Loans

For those looking for extra flexibility, our total credit lines amounting to $872,463,427 provide you with access to funds when you need them. Additionally, if you're a business owner, our outstanding commercial loans totaling $1,070,153,429 are designed to provide the capital needed for growth and expansion. At Unify Financial, we are committed to providing personalized service to help you navigate your borrowing options. If you're interested in refinancing existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. For more information or assistance, give us a call at (877) 254-9328 or visit us at our branch located at 2 Commercial Pl Norfolk Va 23510. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We are here to guide you through the process every step of the way, ensuring you understand all available options and eligibility requirements.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can help you build your credit while enjoying everyday purchasing power.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to regulatory standards ensures that users receive fair and transparent offers.

UNIFY FINANCIAL FEDERAL CREDIT UNION - Norfolk, VA

Type of Loan Offerings

Vehicle Loans