Unify Financial San Antonio TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Unify Financial, your trusted partner in financial well-being right here in the heart of San Antonio, TX. Located at 1 Lone Star Pass Bldg 1, our branch has been serving members since 1963, and we are proud to have built a community of over 252,000 members. With total assets exceeding $3.5 billion, we are dedicated to providing personalized services tailored to meet your needs. At Unify Financial, we understand that every member's journey is unique. That's why our team, led by CEO Gordon Howe and Board President Tony Tam, is committed to helping you navigate your financial goals. Whether you're looking for checking accounts, auto loans, or business banking services, we have a range of options available designed with you in mind. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. Our dedicated staff of 474 employees is here to assist you during lobby hours from 9 AM to 6 PM, Monday through Friday. With total deposits amounting to $193 million and a net worth of $280 million, we prioritize the safety and growth of your finances. We also boast a total loan portfolio of 122,006 loans, ensuring that we can support both personal and business needs effectively. Join us today at Unify Financial and experience the difference of being part of a community-focused credit union that truly cares about its members. For more information or assistance, don't hesitate to call us at 877-254-9328 or visit our website at www.unifyfcu.com. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to the heart of our community at Unify Financial, a credit union that has been proudly serving the residents of San Antonio, TX, since 1963. Over the years, we have evolved into a trusted financial partner for more than 252,000 members, providing them with essential financial services and support. Our branch is located at 1 Lone Star Pass Bldg 1, San Antonio, TX 78264, a place where we strive to make banking accessible and friendly. Unify Financial started with a simple yet powerful mission: to empower our members by providing comprehensive financial solutions while fostering a strong sense of community. From our humble beginnings to becoming a thriving institution with total assets exceeding $3.5 billion, our growth reflects our commitment to helping individuals and families achieve their financial goals. Our mission extends beyond just offering personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards. We aim to make a positive impact in our community through various outreach programs and partnerships that promote financial literacy and economic well-being. We understand that each member's journey is unique; therefore, we focus on personalized service that meets their specific needs. While members can visit us at our branch location in San Antonio for assistance during our operating hours from Monday to Friday between 9 AM and 6 PM, we also embrace modern conveniences. Our commitment to digital banking allows members to manage their finances online or through mobile applications easily. This includes secure access to accounts, loan applications, and person-to-person payments all designed with your convenience in mind. We are dedicated to ensuring that everyone can access our services comfortably. Our facilities are ADA compliant, making it easier for all members of the community to engage with us. Although we currently do not offer ATM or drive-thru services at this branch, we invite you to explore other ways we can assist you. As we look toward the future, Unify Financial remains committed to its mission of supporting its members and the wider community in meaningful ways. We encourage anyone interested in joining our growing family of satisfied members to take action today. Experience firsthand how Unify Financial can help you navigate your financial journey. For more information about membership and our services, please call us at 877-254-9328 or visit us online at http://www.unifyfcu.com. Join us at Unify Financial where your dreams meet opportunity!

Branch Location & Accessibility

Accessibility Features

At Unify Financial, we believe in making banking accessible for everyone. Our branch features ADA-compliant entrances and parking facilities to ensure that all members can visit us without any hassle. If you need assistance while on-site, our team is always available to help.

Conveniently Located

Located near major landmarks, including the bustling shopping centers and community parks, our branch is perfectly situated for a quick stop during your day. Our friendly staff are ready to assist you with a range of services tailored to meet your financial goals.

Operating Hours

We understand that life gets busy, which is why we offer convenient operating hours from Monday through Friday, from 9 AM to 6 PM. This allows you to fit banking into your schedule easily. For any inquiries or support outside these hours, feel free to give us a call at 877-254-9328; we're here to answer your questions.

Services Offered

While you're here, take advantage of our variety of services designed for both personal and business banking. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Although we currently do not offer ATM or drive-thru services at this location, our dedicated staff are eager to assist you with in-person transactions and consultations.

Visit Us Today!

We invite you to stop by Unify Financial at 1 Lone Star Pass Bldg 1 in San Antonio. Join our family of satisfied members who enjoy personalized service and a commitment to their financial well-being. For official correspondence, please send mail to PO Box 10018, Manhattan Beach, CA 90267. We look forward to welcoming you soon!

Member Eligibility

Joining the Unify Financial family is like becoming part of a close-knit community where your financial well-being is our top priority. To be eligible for membership, you just need to meet a few friendly criteria. If you live, work, or worship in certain areas, or if you're related to an existing member, you're likely to qualify! We welcome individuals from diverse backgrounds and experiences, making it easy for you to find a place here. For more specific details on eligibility, feel free to check out our website at http://www.unifyfcu.com/unify-membership. Once you know you're eligible, opening an account is a breeze! You can start your journey with us online by visiting https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e, or simply give us a call at (877) 254-9328 if you have any questions or need assistance. Our team at Unify Financial, located at 1 Lone Star Pass Bldg 1 San Antonio Tx 78264, is excited to help you take this important step toward better banking and greater financial opportunities. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical tools to simplify your operations. Whether it's payment processing or online banking features, we provide solutions that keep your cash flow steady and your transactions smooth. Imagine being able to accept payments seamlessly while having access to real-time data on your sales this is just one way we help businesses like yours flourish. Choose Unify Financial for all your business banking needs, and let's work together to achieve your goals! For more information, call us at (877) 254-9328 or visit our website at http://www.unifyfcu.com.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATMs at this branch location, rest assured that cash withdrawal services remain accessible through other means. We are always looking for ways to enhance convenience for our members. At Unify Financial, we believe in providing comprehensive financial solutions that cater to all aspects of life whether personal or professional. We're here for you Monday through Friday from 9 AM - 6 PM at 1 Lone Star Pass Bldg 1 San Antonio Tx 78264 in San Antonio, TX. Feel free to reach out at (877) 254-9328 for any inquiries or visit us online at http://www.unifyfcu.com. Join us today and discover how we can help you achieve your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options. We provide competitive rates and flexible terms, making it easier for you to drive off in your dream car without breaking the bank. Imagine hitting the road with confidence, knowing that your financing is handled by a trusted partner.

Business Banking

For local entrepreneurs and business owners, our Business Banking services provide essential support. From merchant services that help streamline transactions to business loans designed to fuel growth, we understand the challenges you face and are here to help.

Credit Cards with Rewards

Maximize your spending power with our Credit Cards with Rewards program. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded for simply using your card!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Unify Financial, we support you through it all with our Mortgage Loans & Refinancing services. Our team is here to guide you through the mortgage process, helping you find the right loan that fits your budget. Whether you're buying your first home or looking to refinance an existing mortgage, we make it simple and stress-free.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. Access your accounts anytime, anywhere from your smartphone or computer. Pay bills, transfer funds, and check balances without needing to visit us in person.

Personal Banking

For individuals looking to take charge of their finances, we offer Personal Banking services that include checking and savings accounts designed for every lifestyle. Whether you're saving for a big purchase or just need a reliable place to keep your money, our accounts come with features that make banking straightforward and convenient.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. These loans can help cover unexpected costs or consolidate debt into one manageable monthly payment, allowing you to regain control of your financial situation.

Digital & Online Banking

Key Features

With our online banking platform, accessible through http://www.unifyfcu.com, you can check your account balances, pay bills, and transfer funds whenever it suits you. Our 24/7 online banking services ensure that you have access to your financial information at any time, giving you peace of mind. For added convenience, our mobile application allows you to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or utilizing our mobile payments feature, everything is just a tap away. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal information. You can feel confident knowing that your data is safe as you navigate through our services. Additionally, e-statements are available, allowing you to view your account statements digitally without the clutter of paper. Whether you're checking on the go or making important transactions from the comfort of your home, Unify Financial ensures that all these features are user-friendly and easily accessible. Join us today and experience a new level of banking convenience!

Financial Strength

At Unify Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to provide exceptional services and support to our members. With a net worth of $280,101,782, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also significant; we have $23,905 in used auto loans and a total of $2,942,195,674 in loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $8,660,810, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 479,637, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Unify Financial is your trusted partner. Visit us at 1 Lone Star Pass Bldg 1 San Antonio TX 78264 or call us at 877-254-9328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road, we're committed to providing financing that fits your lifestyle. Whether you are purchasing a brand-new model or a reliable used vehicle, our dedicated team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your entrepreneurial journey. At Unify Financial, we also offer refinancing options for many of our products. If you're considering refinancing an existing loan or exploring eligibility options for new financing, please reach out to us at (877) 254-9328 or visit us at our location: 1 Lone Star Pass Bldg 1 San Antonio Tx 78264 in San Antonio, TX. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to empowering our members with the resources they need for financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced staff will assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday expenses while building your credit history.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan data is both reliable and accurate. All loan offers featured on the platform come directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: NCUA). This commitment to compliance guarantees that users receive fair and transparent offers, giving them peace of mind in their loan search.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness of LendMesh in navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Unify Financial