Unify Financial Frisco TX Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Unify Financial, your trusted partner in financial services located at 3333 Preston Rd, Frisco, TX 75034. Since our establishment in 1963, we have proudly served over 252,000 members with a commitment to provide personalized banking solutions tailored to your needs. With total assets exceeding $3.5 billion, we are dedicated to fostering financial wellness within our community. At Unify Financial, we believe that every member deserves access to reliable banking services and opportunities for growth. Our extensive range of offerings includes everything from checking and savings accounts to auto loans and mortgage refinancing. With a total loan portfolio of 122,006 loans, we aim to empower you on your financial journey. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. As a cornerstone of the Frisco community, our mission is not just about numbers; it's about people. Under the leadership of CEO Gordon Howe and Board President Tony Tam, our team of 474 employees works diligently to ensure your banking experience is seamless and supportive. We take pride in our strong financial foundation, which includes net worth of $280 million and cash reserves of $22.6 million available for your needs. Whether you're looking for personal loans or business financing options, we're here to help you achieve your goals. Feel free to reach out at 877-254-9328 during our lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM to discuss how we can assist you further. Visit us online at unifyfcu.com for more information about our services or to become a member today! Your financial future starts with us at Unify Financial.

Branch History & Mission

Welcome to the heart of Frisco, Texas, where Unify Financial has proudly served the community since its establishment in 1963. Located at 3333 Preston Rd, our branch has witnessed remarkable growth and transformation over the decades, evolving alongside the vibrant city we call home. With a commitment to enhancing financial well-being, we have built a legacy of trust and service that resonates with our members. From humble beginnings, Unify Financial has flourished into a significant financial institution with a total membership of over 252,000. Our success is reflected not only in our substantial assets, totaling ${3509573656}, but also in the relationships we've nurtured within our community. Our mission is clear: to provide exceptional financial services while fostering a supportive environment for every member who walks through our doors. At Unify Financial, we understand that banking is more than just transactions it's about building connections. That's why we offer a range of services tailored to meet your needs, including personal banking accounts, auto loans, mortgages, and business banking solutions. We strive to empower individuals and families through financial education and resources that promote long-term stability. While members can visit us at 3333 Preston Rd Frisco Tx 75034, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. We invite you to explore our branch during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you prefer visiting us in person or accessing our digital services like online banking and mobile payments, we're here to serve you. In addition to traditional banking services, we recognize the importance of adapting to the needs of our members. Our drive-thru service allows for quick transactions without leaving your vehicle, while our ATMs are available for easy access whenever you need it. We also take pride in being ADA compliant, ensuring that all members can comfortably navigate our facilities. Unify Financial is dedicated not just to individual success but also to uplifting the community as a whole. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact beyond financial services. We encourage you to join Unify Financial and experience the difference for yourself. Become part of a community-focused credit union that genuinely cares about your financial journey. Together, we can achieve great things! For more information or to become a member today, visit us at www.unifyfcu.com or call us at (877) 254-9328. Your future starts here!

Branch Location & Accessibility

Accessibility Features

At Unify Financial, we believe that banking should be easy for everyone. Our branch is equipped with ADA-compliant features to ensure accessibility for all members. Plus, we offer ample parking right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 877-254-9328. Our team is always ready to help you with any inquiries or guidance you may need. We invite you to visit Unify Financial today and experience the difference of community-focused banking!

Operating Hours

We know that life can get busy, which is why our operating hours are designed to fit your schedule. You can come see us Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. Need some weekend banking? We're here for you on Saturdays from 9 AM to 1 PM as well!

Services Offered

When you step into our branch, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, our drive-thru service makes it easy for those quick transactions whether it's a deposit or withdrawal without even leaving your car.

Member Eligibility

At Unify Financial, we believe that joining our community is about more than just banking it's about becoming part of a supportive family where your financial goals matter. If you're wondering how to become a member, the good news is that eligibility is quite straightforward! We welcome individuals who live, work, worship, or attend school in our community. Whether you're looking to open a checking account, apply for an auto loan, or simply take advantage of our great rates and services, you'll find that we're here to help you every step of the way. For more detailed information about eligibility criteria, feel free to check out this resource: http://www.unifyfcu.com/unify-membership . Ready to get started? Opening an account with us is simple and convenient! You can begin the process online by visiting https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, don't hesitate to reach out to us at (877) 254-9328. We can't wait to welcome you to Unify Financial located at 3333 Preston Rd Frisco Tx 75034, where your financial journey begins with a community that cares!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, our merchant services simplify transactions so you can focus on what you do best running your business. Imagine a customer walking into your store, making a quick purchase using their mobile payment app while you watch your sales grow effortlessly. With our services, you can process payments efficiently, giving your customers a smooth shopping experience while keeping your cash flow steady. Whether you're starting out or looking to expand, Unify Financial is here to provide the financial backing you need. Let us partner with you on your journey towards success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services ensure that withdrawing money is quick and simple. For those who prefer face-to-face interaction but want speed, our basic Drive-Thru Banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car. At Unify Financial, we strive not only to provide exceptional financial products but also an experience that prioritizes ease and accessibility for all members. Whether you're just starting out in life or managing complex financial needs, we invite you to explore all that we have to offer. If you're ready to take the next step toward achieving your financial goals or simply want more information about any of our services, don't hesitate to reach out! Call us at (877) 254-9328 or visit us in person at our branch in Frisco, TX. Together, let's achieve your financial dreams!

Business Banking Solutions

For our local entrepreneurs, Unify Financial offers specialized Business Banking services including Merchant Services and Business Loans. We believe in supporting small businesses because they are the backbone of our community. Our team is here to assist you in growing your business with tailored financial solutions.

Credit Cards and Rewards

We know that every little reward counts! That's why our Credit Cards with Rewards allow you to earn points on everyday purchases. Imagine redeeming those points for travel, cash back, or gift cards it's a smart way to make your spending work for you.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online and Mobile Banking services, allowing you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier!

Personal Banking Services

When it comes to managing your finances, our Personal Banking options are here to support you every step of the way. Whether you're opening a new Checking or Savings Account, or you're ready to finance your next vehicle with one of our Auto Loans, we have tailored solutions just for you. Need a home? Our Mortgage Loans and Refinancing services can help you find the perfect fit for your budget and lifestyle. If you're looking to consolidate debt or fund a special project, check out our Personal Loans they're designed to give you the flexibility you need.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform makes it easy to check balances, pay bills, and transfer funds all at your fingertips. You can enjoy the ease of electronic signature authorization, allowing you to sign documents quickly and securely without the hassle of printing or mailing. Plus, our e-statements feature lets you view your account statements online, so you can keep track of your finances while reducing paper clutter. If you're always on the go, you'll love our mobile application. It provides all the essential banking features right in your pocket! You can even make mobile payments seamlessly, allowing you to shop or pay friends with just a tap on your phone. Need to send money to someone? Our person-to-person transfer service makes it simple and fast to send money directly to anyone no checks or cash needed!

Security You Can Trust

At Unify Financial, we prioritize your security. Our online banking services are equipped with the latest security measures to protect your personal information and transactions. You can bank with confidence knowing that we are committed to keeping your data safe. Whether you're checking in on your account balance late at night or transferring funds during lunch, our user-friendly interface ensures that managing your finances is straightforward and hassle-free. With all these features combined, you'll find that staying connected to your finances has never been easier. Explore all that digital banking has to offer at http://www.unifyfcu.com today!

Financial Strength

A Solid Foundation

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 479,637, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $0, we are well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 3333 Preston Rd Frisco Tx 75034 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is reflected in our lending capacity; we currently have $23,905 in used auto loans and a total of $2,942,195,674 in loans and leases available to help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Financing

For business owners seeking to expand or improve their operations, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed for growth. We understand the challenges businesses face and are here to support you with tailored lending solutions. Our commitment extends beyond just offering loans; we also provide refinancing options to help you lower your interest rates or adjust payment terms as your financial situation evolves. If you're considering refinancing or want to check your eligibility for any of our loan products, don't hesitate to reach out. To learn more about how our loan products can fit into your financial plan or if you have any questions about eligibility requirements, please contact us at 877-254-9328 or visit us at 3333 Preston Rd Frisco TX 75034. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, we also offer total credit lines amounting to $872,463,427. These lines allow you to access funds when needed without taking on a traditional loan structure. Additionally, our unsecured credit card loans total $93,657,378, providing you with a convenient way to handle unexpected expenses and everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We offer various mortgage solutions to help you secure your dream home while providing guidance through every step of the process.

Loan Aggregator

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UNIFY FINANCIAL FEDERAL CREDIT UNION - Frisco, TX

Type of Loan Offerings

Vehicle Loans