Unify Financial Las Vegas NV Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Unify Financial, your trusted partner in financial growth and community support, located at 7985 W Sahara Ave Ste 101, Las Vegas, NV 89117. Since our establishment in 1963, we've proudly served over 252,000 members, helping them achieve their financial dreams with a commitment to personalized service and innovative solutions. At Unify Financial, we believe in the power of community. With total assets exceeding $3.5 billion and a strong net worth of $280 million, we ensure that our members have access to robust financial resources. Whether you're looking for auto loans, mortgages, or personal banking options, our wide range of services is designed to meet your unique needs. Our leadership team, under the guidance of CEO Gordon Howe and Board President Tony Tam, is dedicated to fostering a welcoming environment where every member feels valued. With a dedicated staff of 474 employees, we're here to provide you with the support you need whether it's face-to-face or through our online platforms. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 10018, Manhattan Beach, CA 90267. We invite you to explore all that Unify Financial has to offer. Call us today at 877-254-9328 or visit our website at unifyfcu.com to learn more about how we can help you navigate your financial journey!

Branch History & Mission

Community Focus

While members can visit us at 7985 W Sahara Ave Ste 101, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. This ensures that all communications are handled efficiently while we continue focusing on what matters most our members. In today's digital age, we offer modern conveniences such as online banking, mobile payments, and e-statements, ensuring that you can manage your finances anywhere you go. We also maintain ADA compliance to ensure accessibility for all members of our community.

Join Us

We invite you to experience the benefits of membership at Unify Financial. With operating hours from Monday through Thursday from 10 AM to 6 PM and Friday from 9 AM to 6 PM, we're here when you need us most. Whether you're looking for personal banking services or exploring options for business banking, we are ready to assist you. With an ATM available for your convenience (though we do not have drive-thru service), we're committed to making banking easy and accessible for everyone in Las Vegas. Join us today and become part of a legacy built on trust, support, and shared success! For more information or inquiries, please contact us at 877-254-9328 or visit our website at Unify Financial. Together, let's build a brighter financial future!

Mission Statement

At Unify Financial, our mission is to enhance the financial well-being of our members while contributing positively to the communities we serve. We aim to provide exceptional service through innovative solutions that meet our members' needs. We are committed to being more than just a financial institution; we strive to be a cornerstone of support for our community's growth and development.

Our Story

Unify Financial began as a small credit union dedicated to providing accessible financial services to the local community. Over the years, we have expanded our offerings and adapted to meet the changing needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to be your trusted partner in achieving financial success. Our growth is not just about numbers; it's about building relationships. We believe that strong communities are built on trust and support. That's why we actively engage in partnerships and outreach programs aimed at improving the lives of those around us. Our mission is simple: to empower our members through comprehensive financial services while fostering a spirit of community.

Branch Location & Accessibility

Getting Here

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can bank comfortably. Whether you're stopping by for personal banking or exploring loan options, we've made it easy for you to access our services.

Hours of Operation

We know your time is valuable! That's why we're open Monday through Thursday from 10 AM to 6 PM and Friday from 9 AM to 6 PM. Our team is ready to assist you during these hours, ensuring that you receive the support you need when it matters most.

Services Offered

At Unify Financial, we offer a range of services tailored to fit your needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we're here to help you manage your finances effectively. Plus, with ATM availability on-site, accessing cash is quick and easy. While members can visit us at our Las Vegas branch for all their banking needs, any official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. If you have any questions or need assistance before your visit, feel free to give us a call at 877-254-9328. We look forward to welcoming you soon!

Member Eligibility

Joining the Unify Financial family is a warm invitation to be part of a community that truly cares about your financial well-being. If you're looking to become a member of Unify Financial, you'll be pleased to know that eligibility is straightforward. You can join if you live, work, worship, or attend school in certain areas, and there are various other criteria that may apply. For more specific details about eligibility, check out our resource at Unify Membership. Once you're ready to open an account, the process is simple and welcoming. You can start your journey online by visiting Account Opening or give us a call at (877) 254-9328 for any questions you might have. Our branch, located at 7985 W Sahara Ave Ste 101 Las Vegas Nv 89117, is here to help you every step of the way. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services offer reliable payment solutions that can help streamline your operations. Picture a busy café where customers can easily pay with their cards or mobile wallets, enhancing their experience while speeding up service at the counter. This not only boosts customer satisfaction but also helps you manage cash flow effectively. Let us be your partner in success at Unify Financial, located at 7985 W Sahara Ave Ste 101 Las Vegas Nv 89117, Las Vegas, NV. Together, we can navigate the challenges of running a business and pave the way for future growth.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust Business Banking services, including Merchant Services & Business Loans. These tools help businesses thrive by streamlining operations and providing necessary funding when needed.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Need cash? With our ATM & Cash Withdrawal Services, accessing your money has never been easier. Whether you're making withdrawals or checking balances at one of our ATMs, you'll enjoy basic access that keeps your banking simple and straightforward.

Get Started Today!

At Unify Financial, we're dedicated to supporting you every step of the way with friendly service and expert advice. If you have questions or want to explore any of these services further, don't hesitate to reach out! Call us at (877) 254-9328 or visit us at 7985 W Sahara Ave Ste 101 Las Vegas Nv 89117 in Las Vegas, NV. Together, let's find the right financial solutions for you!

Personal Banking Options

We understand that personal banking is about more than just numbers; it's about helping you achieve your financial goals. That's why we offer Checking & Savings Accounts designed for every lifestyle. Whether you're saving for a special occasion or just want easy access to your funds, our accounts come with features that suit your needs. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options are here to help. We offer competitive rates that make it easier for you to hit the road in style without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide personalized assistance throughout the process.

Supporting Your Financial Journey

Sometimes life throws unexpected challenges your way. That's where our Personal Loans & Debt Consolidation options come into play, allowing you to consolidate debt or fund personal projects without stress. Plus, if you're looking for rewards on everyday spending, check out our Credit Cards with Rewards they're perfect for earning points while making purchases.

Digital & Online Banking

Accessibility and Ease-of-Use

We know that life can get busy. That's why our 24/7 online banking services allow you to manage your finances whenever it suits you best. Have a quick question about your account? You can find answers quickly without having to wait in line at a branch. Whether you're looking to set up automatic payments or simply want to keep track of your spending, our user-friendly platform is here to help. At Unify Financial, we're committed to providing you with the tools you need for real-time account management so you can stay on top of your financial goals. Experience the future of banking today with Unify Financial where convenience meets security!

Key Services

With our online banking platform, accessible at http://www.unifyfcu.com , you can easily check your account balances, pay bills, and transfer funds all with just a few clicks. We prioritize security in every transaction, ensuring that your information is protected while you enjoy the flexibility of banking on your schedule. Our mobile application takes this convenience even further. Whether you're on the go or relaxing at home, managing your accounts is simple and straightforward. You can make mobile payments, conduct person-to-person transfers, and access e-statements right from your smartphone. Plus, with electronic signature authorization available, signing documents has never been easier or more efficient.

Financial Strength

Commitment to Growth

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $23,905 in used auto loans and $2,942,195,674 in total loans and leases to support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $8,660,810, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 7985 W Sahara Ave Ste 101 Las Vegas Nv 89117 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Assist You

We also take pride in having 473 full-time employees and 1 part-time employees ready to assist you. This dedicated team ensures our branches operate smoothly and are always prepared to provide knowledgeable service. In addition, our total share accounts stand at 479,637, showing a strong and growing member base that trusts us with their finances.

Member Savings and Investments

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This level of financial strength means we can continue serving you with confidence. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. With $47,810 total auto loans available, you can trust that we have options that fit your budget and lifestyle.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to expand operations or invest in new initiatives. We cater to both member and non-member businesses alike.

Credit Card Loans

Managing expenses effectively is crucial for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members maintain control over their finances. These credit cards come with competitive interest rates and rewards tailored to your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We know that securing a mortgage can be daunting; that's why we provide clear guidance throughout the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team at Unify Financial is here to help you explore eligibility options that could save you money over time. We want to ensure you're making the best financial choices for your future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at 877-254-9328 or visit us at 7985 W Sahara Ave Ste 101 Las Vegas NV 89117 for more information about our loan offerings. Let's work together toward achieving your financial goals!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the tool can be for those seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their specific circumstances.

UNIFY FINANCIAL FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans