Unify Financial Roseland NJ Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Unify Financial, your trusted partner in financial wellness since 1963. Located conveniently at 1 Adp Blvd, Roseland, NJ 07068, our branch is dedicated to serving over 252,114 members with personalized banking solutions that fit their unique needs. With total assets exceeding $3.5 billion, we pride ourselves on being a solid financial institution that prioritizes your success and community engagement. At Unify Financial, our commitment goes beyond just numbers. We understand the importance of building lasting relationships with our members and providing them with the tools they need to achieve their financial goals. Our total deposits amount to $193,298,017, reflecting the trust our members place in us. With a robust loan portfolio of 122,006 loans and leases, we're ready to assist you whether you are looking for auto financing, mortgage options, or personal loans. While members can visit us at our Roseland location, official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. We invite you to explore our comprehensive range of services designed for both individuals and businesses. From checking and savings accounts to business banking solutions, we have something for everyone. Our dedicated team is led by CEO Gordon Howe and Board President Tony Tam, who ensure that we remain focused on member satisfaction and community support. With a staff of 474 employees, we're here to help you navigate your financial journey with ease and confidence. If you're ready to take the next step towards better financial health, give us a call at 877-254-9328 or visit our website at unifyfcu.com today! Your future starts here at Unify Financial where your financial well-being is our priority!

Branch History & Mission

At Unify Financial, our journey began in 1963, right here in the heart of Roseland, NJ. Over the decades, we have grown from a small credit union into a trusted financial partner for over 252,000 members. Our branch at 1 Adp Blvd is more than just a location; it's a place where community and financial wellness intersect. As we evolved, so did our commitment to serving our members and the broader community. With total assets exceeding $3.5 billion, Unify Financial has established itself as a reliable institution that prioritizes the needs of its members above all else. Our mission is clear: to empower our members by providing accessible financial services while supporting local initiatives that enrich our community. While you can visit us at our branch address, official correspondence should be sent to PO Box 10018 in Manhattan Beach, CA, if needed. We pride ourselves on being a member-focused organization where every individual can find solutions tailored to their unique financial goals. At Unify Financial, we aim to create an inclusive environment. Our operating hours are Monday through Thursday from 9 AM to 5 PM, ensuring accessibility for all our members. While we currently do not offer ATM or drive-thru services, we have embraced digital advancements to facilitate online banking and mobile payments. Our goal is to ensure that banking with us is convenient and straightforward. We understand that financial health goes beyond transactions; it's about building relationships. That's why we actively engage in community outreach programs and partnerships designed to uplift those around us. Whether it's through educational workshops or supporting local charities, Unify Financial is dedicated to making a positive impact. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member of Unify Financial. Together, let's build a brighter future for you and our community! For inquiries or assistance, feel free to contact us at 877-254-9328. Your path to financial empowerment starts here!

Branch Location & Accessibility

Welcome to Unify Financial at our Roseland branch! Conveniently situated at 1 Adp Blvd, Roseland, NJ 07068, our location is designed with you in mind. Whether you're heading to work or out for errands, stopping by is a breeze. Look for us near the bustling intersection of major roads, making it easy to swing by anytime. At Unify Financial, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot. We're open Monday through Thursday from 9 AM to 5 PM perfect for your banking needs during the week. Please note that we're closed on Fridays. While we currently do not have ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. If you need to send us official correspondence, please use our mailing address: PO Box 10018, Manhattan Beach, CA 90267. For any questions or assistance, feel free to call us at 877-254-9328. We're here to help and look forward to welcoming you in person!

Member Eligibility

Becoming a member of Unify Financial feels like joining a warm, welcoming community that genuinely cares about your financial well-being. If you're looking to enjoy the benefits of being part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area around our branch at 1 Adp Blvd Roseland Nj 07068. We believe everyone deserves access to quality financial services, and we strive to make it easy for you to join us. For more details on eligibility, feel free to check out our website at http://www.unifyfcu.com/unify-membership. Opening an account with us is a breeze! Whether you're interested in checking and savings accounts, auto loans, or other financial products, we've designed the process to be straightforward and user-friendly. You can start your journey toward membership by visiting our account opening page at https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e. If you have any questions or need assistance along the way, don't hesitate to reach out at (877) 254-9328. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

We offer merchant services that simplify payment processing. Imagine a busy restaurant our services help you accept payments seamlessly, allowing you to focus on serving customers rather than worrying about transactions. Whether you're a retail store or a service provider, our tools make it easy to manage your finances effectively. Join us at Unify Financial, located at 1 Adp Blvd Roseland Nj 07068, and discover how our business banking solutions can help you reach new heights! For more information, give us a call at (877) 254-9328.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

While we don't have ATMs directly at our branch location, we ensure that accessing cash when you need it is straightforward through our cash withdrawal services and partnerships with other financial networks. At Unify Financial, we're committed to making banking accessible and user-friendly for everyone in our community. Whether you're stopping by our branch or managing your finances online, we're here to help every step of the way. For more information about any of these services or to speak with one of our friendly representatives, don't hesitate to give us a call at (877) 254-9328. Let's take the next step together towards achieving your financial goals!

Business Solutions

If you're a business owner, we've got your back too! Our Business Banking services include everything from Merchant Services that help you accept payments easily, to tailored Business Loans that support your growth ambitions. We aim to be a partner in your success, offering tools and resources that make managing finances simpler.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions that let you manage your accounts from anywhere. Pay bills, transfer money between accounts, or check your balance all at your fingertips! With features like mobile payments and person-to-person transactions, handling your finances has never been easier.

Loans Made Simple

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, managing those costs becomes less stressful. We understand that financial flexibility is crucial, so we offer competitive terms that work for you. And for those who love rewards, our Credit Cards with Rewards allow you to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our Personal Banking services are tailored just for you. Enjoy the convenience of both Checking and Savings Accounts that fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. If you're looking to buy a home, our Mortgage Loans & Refinancing services can guide you through every step, ensuring you find the best rates available.

Digital & Online Banking

Accessible Financial Management

Whether you're at home or out running errands, managing your accounts has never been easier. Our user-friendly interface ensures that you can navigate through your banking tasks without any confusion. This way, you have real-time access to your accounts and can stay on top of your financial goals. Explore our digital banking options today and discover how Unify Financial makes it easy for you to manage your money effectively!

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds at your convenience. You can also enjoy the benefits of e-statements, which allow you to view your account statements electronically no more waiting for the mail! For those who are always on the go, our mobile application makes banking even easier. With features like mobile payments and person-to-person transfers, sending money or making purchases right from your phone is simple and quick. Plus, we support electronic signature authorization, so signing documents is hassle-free.

Security You Can Trust

We prioritize your security in every transaction. Our systems are designed with robust safety measures to protect your information. You can bank with confidence knowing that we take every step necessary to keep your data secure.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $234,177,761 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. We also support your financial goals with $23,905 in used auto loans and $2,942,195,674 in total loans and leases.

Growing Member Base

Our total share accounts stand at 479,637, showing a strong and growing member base that trusts us with their finances. This reflects the community's confidence in our ability to manage their funds wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 1 Adp Blvd Roseland Nj 07068 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Opportunities

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $8,660,810, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to drive away with confidence. Plus, if you're interested in refinancing your current auto loan, we can help with that too.

Business Loans

For business owners, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we have solutions tailored for your business needs. At Unify Financial located at 1 Adp Blvd Roseland Nj 07068, we're dedicated to providing personalized service and expert guidance as you navigate your financial journey. To learn more about our loan offerings or start your application today, give us a call at 877-254-9328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. These credit cards come with rewards that allow you to earn while spending on everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, giving you the support you need when purchasing your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that all offers presented are fair and reliable.

Unify Financial