Unify Financial Georgetown KY Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to Unify Financial, your trusted credit union located at Toyota Motor Manufacturing, Georgetown, KY 40324. Established in 1963, we have proudly served our community for over 60 years, fostering financial wellness and growth among our 252,114 members. With total assets reaching an impressive $3,509,573,656, we stand as a pillar of strength in the financial landscape. At Unify Financial, we understand that every member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans or mortgages, we've got you covered. With a total of 122,006 loans issued and deposits amounting to $193,298,017, our commitment to providing valuable financial services is clear. Our dedicated team of 474 employees, led by CEO Gordon Howe and Board President Tony Tam, is here to ensure you receive personalized service and support. We believe in building strong relationships within our community, offering not just financial products but also guidance and resources that empower you to make informed decisions. For any official correspondence, please note that while you can visit us at our branch address, you may also reach us via our mailing address at PO Box 10018, Manhattan Beach, CA 90267. Ready to take the next step in your financial journey? Visit us online at Unify Financial or call us at 877-254-9328. Your future starts here!

Branch History & Mission

At Unify Financial, we take pride in our rich history and unwavering commitment to serving the community in Georgetown, KY. Established in 1963, our branch has grown from humble beginnings to a trusted financial partner for over 252,000 members. Located at Toyota Motor Manufacturing, Georgetown Ky 40324, we are proud to be part of this vibrant community that thrives on innovation and collaboration. Our mission is simple yet powerful: to provide accessible financial services while fostering a spirit of community support and empowerment. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's securing a home loan or saving for a dream vacation. With total assets exceeding $3.5 billion, we have the resources to help our members navigate their financial journeys confidently. Over the years, we've embraced technological advancements to enhance our services. Our members can enjoy online banking, mobile payments, and e-statements for convenience and ease. While we currently do not have ATM or drive-thru services at this location, our commitment to customer service remains strong through our dedicated team available during lobby hours: Monday-Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. While members can visit us at Toyota Motor Manufacturing for all their banking needs, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. Our journey is marked by meaningful partnerships and community outreach initiatives aimed at giving back and uplifting those around us. We strive to make a positive impact through various programs that support local organizations and promote financial literacy. Join us at Unify Financial and experience firsthand how we can help you reach your financial aspirations. Discover the benefits of membership today! For more information or to open an account, visit us online at Unify Financial or give us a call at 877-254-9328. Your financial future starts here!

Branch Location & Accessibility

Convenient Access

At Unify Financial, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities to ensure everyone can enjoy a hassle-free banking experience. Ample parking is available right outside our doors, making it easy for you to stop by whenever you need assistance.

Operating Hours That Fit Your Schedule

We're here to serve you with friendly faces during convenient hours! Visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Friday from 9:00 AM to 6:00 PM. Whether you're looking to open an account, apply for a loan, or just ask a question about your finances, our team is ready to assist you.

Services Tailored for You

Unify Financial offers a variety of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got something for everyone. While we don't have an ATM or drive-thru service at this location, our dedicated staff is always available to help with transactions and inquiries.

Visit Us Today!

We invite you to come down to our Georgetown branch and discover how we can support your financial journey. If you have any questions or want more information before your visit, don't hesitate to call us at 877-254-9328. At Unify Financial, we're committed to providing personalized service and solutions that empower our members!

Member Eligibility

At Unify Financial, we believe that everyone deserves a supportive community where they can thrive. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become part of our family. We celebrate diversity and invite individuals from all walks of life to enjoy the benefits of membership, including personalized banking solutions and a commitment to your financial well-being. For more detailed eligibility criteria, feel free to check out our website at http://www.unifyfcu.com/unify-membership. Getting started is just as easy! You can open your account online by visiting https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e, or you can give us a call at (877) 254-9328 if you have any questions or need assistance. We're located at Toyota Motor Manufacturing Georgetown Ky 40324, ready to help you take this important step toward better banking!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a local café that can accept payments from customers seamlessly, making it easy for them to enjoy their favorite coffee. Our merchant services provide just that tools to help businesses process transactions efficiently, whether in-person or online. From mobile payments to point-of-sale systems, we offer solutions tailored to meet your unique needs. Located at Toyota Motor Manufacturing Georgetown Ky 40324, Georgetown, KY, we're here to partner with you on your business journey. Let's work together to make your vision a reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to help. We offer competitive rates and flexible terms that can make owning a vehicle more affordable. Picture yourself driving off in your dream car without the stress of high payments it's possible with our financing solutions!

Business Banking

For small business owners, we provide specialized services like merchant services and business loans. Your entrepreneurial dreams deserve support, and we're here to empower you with the tools needed to thrive in today's competitive marketplace.

Convenience at Your Fingertips

Our commitment extends beyond traditional banking hours. With features like mobile payments and person-to-person transfers, accessing your money has never been easier. Plus, our online banking platform ensures that whether it's 2 PM or 2 AM, you have control over your finances whenever you need it. If you're ready to explore how these services can enhance your financial journey, don't hesitate to reach out! Call us at (877) 254-9328 or visit us at http://www.unifyfcu.com for more information on becoming a member today. At Unify Financial, we're excited to serve you!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase becomes an opportunity to earn benefits. Whether it's cash back on groceries or points toward travel, you'll enjoy the perks while managing everyday expenses. It's like getting paid for shopping!

Mortgage Loans & Refinancing

If buying a home is on your horizon or if you're considering refinancing an existing mortgage, our mortgage loans provide various choices that can help you secure the best deal for your situation. Imagine stepping into your new home with confidence, knowing you've made a smart financial decision with our guidance.

Personal Banking

Our personal banking services include checking and savings accounts that cater to all lifestyles. Whether you're saving for a rainy day or managing daily expenses, we have options to fit your needs. You can easily access your accounts through our online and mobile banking platforms, making it simple to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise or when debt feels overwhelming, our personal loans can be a lifeline. We also offer debt consolidation options that simplify payments and can potentially lower interest rates. Think of it as taking control of your finances allowing you to breathe easier as you work towards financial freedom.

Digital & Online Banking

Always Available

We know life is busy, which is why our 24/7 online banking services are always available to fit your schedule. No matter when you need assistance or want to manage your accounts, we're here for you. Join us at Unify Financial today and experience how our digital banking services can simplify your financial life while keeping your information safe and secure!

Key Features

Stay organized with e-statements available through our online banking service. No more paper clutter! You can view your statements anytime and keep track of your spending more effectively. Plus, with person-to-person transfers, sending money to friends or family is straightforward no need for cash or checks. For those on the go, our mobile application makes banking even easier. With features like mobile payments, you can pay for goods and services directly from your phone. Whether you're picking up coffee or shopping for groceries, you'll have everything you need right in your pocket.

Financial Strength

Member Savings and Deposits

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 479,637, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at Toyota Motor Manufacturing Georgetown Ky 40324 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Our Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $23,905 in used auto loans and $2,942,195,674 in total loans and leases, supporting our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. With a total of $47,810 in auto loans issued, we are committed to providing flexible financing options that suit your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $93,657,378 in unsecured credit card loans available, our credit solutions help members manage their finances effectively while enjoying rewards for their spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, designed to guide you through the process of securing your dream home with ease.

Other Financing Options

For those looking for business opportunities, our outstanding commercial loans provide the capital needed to grow and expand your business. With a total of $1,070,153,429 in commercial loans available for business owners, we support your entrepreneurial journey. Additionally, if you're interested in refinancing any of these options or exploring eligibility criteria for our loan products, please don't hesitate to contact us at 877-254-9328 or visit us at our branch. At Unify Financial in Georgetown, KY, we're here to help you navigate your financial journey with confidence. Let us assist you in making informed decisions about your future today!

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Unify Financial