Unify Financial Ventura CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Unify Financial, where we believe in building strong relationships with our members and the community. Located at 1722 S Victoria Ave, Ventura, CA 93003, we have been serving our local community since 1963. With a dedicated team of 474 employees, we pride ourselves on our commitment to providing exceptional service and financial solutions tailored to your needs. At Unify Financial, our mission is to empower you on your financial journey. With over 252,000 members benefiting from our services, we've grown to manage assets totaling an impressive $3,509,573,656. Our focus is not only on numbers but also on making a positive impact in the lives of our members. We offer a variety of services including auto loans, mortgages, and credit cards with rewards, ensuring that you find the right products for your financial goals. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. Under the leadership of CEO Gordon Howe and Board President Tony Tam, we are committed to transparency and trustworthiness. Our strong financial foundation is reflected in our total deposits of $193,298,017 and net worth of $280,101,782. Additionally, we maintain a healthy cash reserve of $22,599,827, allowing us to support our members effectively. We invite you to explore how Unify Financial can help you achieve your financial aspirations. Whether you're looking for a loan or simply want to learn more about managing your finances better, our team is here for you. Feel free to reach out at 877-254-9328 or visit us online at unifyfcu.com for more information. Let's take this journey together!

Branch History & Mission

At Unify Financial, we proudly reflect on our journey that began in 1963 in the heart of Ventura, California. With a commitment to fostering financial well-being within our community, we have grown from a small credit union into a trusted financial partner for over 252,000 members. Located at 1722 S Victoria Ave, our branch serves as a beacon of support and opportunity for individuals and families alike. Over the decades, Unify Financial has continually evolved to meet the changing needs of our members. From our modest beginnings, we've expanded our services significantly, now boasting total assets of $3,509,573,656. Our mission is simple yet powerful: to provide accessible financial solutions while nurturing strong community ties. We believe that when our members thrive, so does our community. Our operating hours are designed with your convenience in mind Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 3 PM. We also offer ATM services for quick access to your funds anytime you need them. Although we do not have drive-thru banking available, we are dedicated to ensuring an inviting atmosphere inside our branch where personalized service is always a priority. At Unify Financial, we strive to be more than just a financial institution; we aim to be a vital part of the Ventura community. Our outreach efforts include partnerships with local organizations and initiatives that uplift those around us. We actively support educational programs and community events, reinforcing our belief that by investing in our neighbors, we build a stronger future together. As technology advances, we embrace digital solutions that enhance member experiences while maintaining ADA compliance for all. With online banking and mobile payment options available, managing your finances has never been easier. If you're looking for a place where your voice matters and your financial goals are prioritized, join us at Unify Financial. Together, let's create lasting success because when you succeed, we all succeed! For any inquiries or assistance, feel free to reach out at 877-254-9328 or visit us online at www.unifyfcu.com. Experience the difference today!

Branch Location & Accessibility

Call to Action

Ready to take the next step? We invite you to visit us at Unify Financial in Ventura or give us a call at 877-254-9328. Our dedicated team is eager to help you with all your banking needs!

Convenient Access and Amenities

At Unify Financial, we prioritize your convenience. Our branch offers ample parking and features that make it easy for everyone to access our services. We are committed to being ADA compliant, ensuring that all members can navigate our space comfortably.

Operating Hours

We understand that life gets busy! That's why we offer convenient banking hours from Monday to Friday, opening at 10 AM and closing at 6 PM. On Saturdays, you can visit us from 9 AM to 3 PM. Our team is ready to assist you during these hours, whether you need help setting up an account or discussing loan options.

Services Offered

Unify Financial provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Although we do not have drive-thru service available, our ATM is ready for your cash withdrawal needs.

Member Eligibility

At Unify Financial, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is an easy and rewarding process! To be eligible, you should either live, work, worship, or attend school in the areas we serve. This means that if you're part of our local community in Ventura, you're likely already on the right track! Our members enjoy great benefits like lower fees and personalized service tailored just for you. For more detailed information on eligibility requirements, feel free to check out our website at http://www.unifyfcu.com/unify-membership . Ready to open your account? It's as simple as visiting our online account opening page at https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e , or you can always reach out to us directly at (877) 254-9328 if you have any questions. We're located at 1722 S Victoria Ave Ventura Ca 93003, and our friendly team is here to help you every step of the way! Join us today and experience the many advantages of being part of Unify Financial!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Beyond loans, our merchant services simplify transactions so you can focus on what matters most running your business. From secure payment processing to easy online banking tools, we offer solutions that fit your operational needs. Whether you're a local café or a bustling retail store in Ventura, CA, our goal is to empower you with financial resources that help you thrive. Explore how Unify Financial can be your trusted partner in business banking today!

Comprehensive List Of Services

Accessibility

We prioritize accessibility for all our members. Our branch offers ATM & cash withdrawal services so you can access your funds whenever necessary without hassle. At Unify Financial in Ventura, CA, we believe that managing your finances should be straightforward and stress-free. We invite you to visit us or call us at 877-254-9328 during our convenient operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 3 PM. Explore how our comprehensive list of services can meet your needs today!

Business Banking Services

For our business members, Unify Financial provides essential banking solutions tailored to help your enterprise thrive. Our merchant services and business loans support everything from payment processing to funding your next big project.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money directly to friends or family with our person-to-person payment service. Plus, with access to an ATM nearby and basic withdrawal services available, getting cash when you need it has never been easier.

Credit Cards and Rewards

We understand that using credit wisely is important. That's why we offer credit cards with rewards that not only provide purchasing power but also give back through points redeemable for travel, cash back, and more.

Personal Banking Solutions

Our personal banking services are designed to help you take control of your finances. We offer checking and savings accounts that allow you to easily manage your daily transactions and save for the future. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans and refinancing programs provide competitive rates and flexible terms. Additionally, if you're facing financial challenges, our personal loans and debt consolidation services can help you regain your footing by simplifying payments into one manageable monthly bill.

Digital & Online Banking

Key Features

Our commitment to security means you can manage your money confidently. We offer electronic signature authorization, making transactions quick and hassle-free. Plus, with e-statements available, you can go paperless and keep track of your finances effortlessly. If you're always on the move, you'll love our mobile application. It supports mobile payments, letting you make purchases directly from your phone with just a few taps. Need to send money to a friend? Our person-to-person transfer feature makes it easy to share funds instantly. Whether you're checking your balance or setting up payments, every feature is designed for ease of use. At Unify Financial, we prioritize making banking accessible so that you can focus on what really matters in life. Embrace the future of banking with us today!

Financial Strength

At Unify Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to serving you with the highest level of reliability and trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $23,905 in used auto loans and $2,942,195,674 in total loans and leases, we support your financial goals across various sectors. Our financial strength is further highlighted by our operational efficiency reflected in our $8,660,810, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist whenever you need it. Net Shares (Funds available for lending and investments): $0. The trust our members place in us is evident as we boast a total of 479,637 accounts. This shows a strong and growing member base that believes in what we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 1722 S Victoria Ave Ventura Ca 93003 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide financing options that can fit any budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand your operations. We understand that businesses need reliable support for their financial endeavors.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. This product can be a great solution for those looking to consolidate debt or cover unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We are here to guide you through the mortgage process every step of the way.

Refinancing Options

If you're interested in refinancing your current loans or exploring eligibility options for any of our products, please reach out! Our dedicated team is here to discuss what options are available for you. At Unify Financial in Ventura, CA, we're committed to providing personalized service and expert guidance. For more information about our loan offerings or to start your application process today, call us at 877-254-9328 or visit us online at Unify Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers are fair and transparent. Users can trust that the information they receive reflects actual market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users can focus solely on finding the best rates for their needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and efficient the platform is in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNIFY FINANCIAL FEDERAL CREDIT UNION - Ventura, CA

Type of Loan Offerings

Vehicle Loans

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Loan rates in Ventura, CA (93003)