Unify Financial Tustin CA Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Unify Financial, your trusted partner in financial well-being right here in Tustin, California! Located at 13229 Jamboree Rd, Tustin, CA 92782, our branch has proudly served the community since 1963. With a strong commitment to our members, we have grown to support over 252,000 individuals with a total of $3.51 billion in assets. At Unify Financial, we believe in making banking accessible and beneficial for everyone. Whether you are looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. We also offer business banking services tailored to meet the needs of local entrepreneurs. Our leadership team is dedicated to creating a welcoming environment where your financial goals are prioritized. Under the guidance of our CEO, Gordon Howe, and Board President, Tony Tam, we strive to foster a sense of community while ensuring you receive the best possible service. While members can visit us at our branch location, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. Feel free to reach out to us at 877-254-9328 for any inquiries or assistance. Join us today and discover how Unify Financial can help you achieve your financial aspirations! Visit our website at unifyfcu.com to learn more about our services or to start your membership journey. Your financial future is bright with Unify Financial by your side!

Branch History & Mission

Embracing Innovation

In an ever-changing world, Unify Financial embraces innovation while ensuring ADA compliance and enhancing accessibility for all members. With features like mobile banking apps and online account management available alongside traditional services like ATMs and basic cash withdrawal options, we provide convenience without compromising personal touch.

Join Us Today!

Whether you're looking for a new account or need assistance with your financial goals, we invite you to experience what Unify Financial has to offer. Our dedicated team is here to help you navigate your financial journey every step of the way. Call us at 877-254-9328 or visit us online at unifyfcu.com to learn more about becoming a member today!

Our Journey

From our humble beginnings, we have focused on providing personalized financial services that meet the needs of our diverse membership. Over the decades, we have achieved significant milestones, including accumulating total assets of over $3.5 billion. This growth reflects not just our success but also the trust placed in us by our members. Our headquarters in Manhattan Beach serves as the heart of our operations, guiding us in delivering quality service across all branches. We are proud to offer a variety of services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards ensuring that we cater to every financial need.

Our Mission

At Unify Financial, our mission is clear: we aim to empower our members through exceptional financial solutions while fostering a strong sense of community. We believe that everyone deserves access to sound financial advice and support. That's why we prioritize customer service and community engagement in everything we do. Our commitment extends beyond banking; we actively participate in local events and initiatives that uplift and support Tustin and its residents. We strive to create meaningful partnerships with local organizations that align with our mission of giving back. While members can visit us at 13229 Jamboree Rd for their banking needs, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267.

Branch Location & Accessibility

Call to Action

We invite you to stop by Unify Financial today! Our friendly staff is ready to assist you with any questions or banking needs you may have. If you prefer, give us a call at 877-254-9328 for more information or assistance before visiting. We look forward to welcoming you into our community!

Convenient Access

At Unify Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can comfortably access our services. If you're driving to see us, ample parking is available right outside the entrance, making it easy for you to pop in without any hassle.

Operating Hours

We're here to serve you during convenient hours: from Monday through Thursday, we're open from 10:00 AM to 6:00 PM, and on Fridays from 9:00 AM to 6:00 PM. Please note that we are closed on Saturdays. This schedule is designed to fit around your busy life so you can manage your banking needs at times that work for you.

Services Offered

Unify Financial offers a variety of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options that cater to both individuals and businesses. Plus, with our ATM available on-site, you can quickly access cash or check your balance whenever you need it. While members can visit us at 13229 Jamboree Rd, please send any official correspondence to our mailing address at PO Box 10018, Manhattan Beach, CA 90267 if it's different from your visit location.

Member Eligibility

At Unify Financial, we believe that becoming a member is like joining a caring family that supports your financial journey. We welcome individuals who live, work, worship, or attend school in certain areas, as well as those who have family members already part of our community. This makes it easy for you to connect with us and enjoy the benefits of membership. By choosing Unify Financial, you'll gain access to a range of services designed to help you thrive, from competitive loan rates to personalized banking solutions. Ready to take the next step? Opening an account with us is straightforward and welcoming. If you're interested in learning more about the specific eligibility requirements, feel free to check out our detailed information at http://www.unifyfcu.com/unify-membership. And when you're ready to join, you can easily start the account opening process by visiting https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out at (877) 254-9328. We're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical solutions for everyday transactions. Imagine having a reliable partner that simplifies payment processing, making it easier for you to focus on what matters most growing your business. From easy card acceptance to online payment options, we provide the tools you need to thrive in today's marketplace. Located at 13229 Jamboree Rd Tustin Ca 92782 in Tustin, CA, we're here to help you take your business to the next level. Reach out today at (877) 254-9328 to explore how our tailored financial solutions can support your journey!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM services ensure you can easily access funds whenever necessary. With basic ATM access for withdrawals and balance checks, managing cash has never been simpler.

Business Banking

For entrepreneurs, our business banking services, including merchant services and business loans, are crafted to fuel growth. We know running a business comes with unique challenges; that's why we're here to provide tailored solutions that help you thrive in today's market.

Credit Cards

Don't forget about our credit cards with rewards! Enjoy benefits that can enhance your spending power while earning rewards along the way. Imagine using a card that not only helps build your credit but also gives back every time you swipe it at stores or restaurants.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features like mobile payments and person-to-person transfers allowing you to manage your finances anytime and anywhere. For more information about these services or any other inquiries, please feel free to reach out at (877) 254-9328 or visit us online at Tustin. Let us be part of your financial journey today!

Home Loans

If homeownership is on your radar, explore our mortgage loans and refinancing options. We understand that buying a home is one of the most significant decisions you'll make. With flexible terms and competitive rates, we aim to make home financing as stress-free as possible. Envision settling into your new home while knowing you secured an excellent mortgage deal with us.

Personal Banking

When it comes to managing your everyday finances, our personal banking options stand out. We offer checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, our accounts come with features that help you stay on top of your finances. Imagine having the convenience of easy access through our online and mobile banking services check balances, transfer funds, and pay bills right from your phone!

Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. Whether it's for medical bills or home improvements, having access to quick funding can provide peace of mind when it matters most. Our personal loan options are designed to help you manage life's surprises without added stress.

Vehicle Financing

For those looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing solutions make the process straightforward and affordable. Picture driving off in your new car with a loan that fits your budget perfectly. Our team is here to guide you through every step, ensuring you find the best rates available.

Digital & Online Banking

Key Services Available

With our online banking platform at http://www.unifyfcu.com, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills from the comfort of your own space. Plus, our user-friendly mobile application makes it even simpler to manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds without hassle. It's perfect for splitting bills or sending a gift! Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are safe and protected. You can also opt for e-statements, which not only keep your financial information secure but also help reduce paper clutter. If you're someone who loves using mobile payments, you'll be pleased to know that we support this feature as well. With just a few taps on your phone, you can make purchases without needing cash or cards. In a world where time is precious, Unify Financial is committed to providing you with the tools you need for real-time account management and convenience. We invite you to explore all our digital banking options today at http://www.unifyfcu.com your financial journey just got easier!

Financial Strength

A Growing Community

Total Share Accounts: 479,637, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to provide you with the best possible banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Unify Financial is your trusted partner. Visit us at 13229 Jamboree Rd Tustin Ca 92782 or call 877-254-9328 to learn more about how we can help you achieve your financial goals.

Continuous Growth and Reinvestment

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,905 in used auto loans and a total of $2,942,195,674 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget. If you're considering refinancing your current auto loan, we have options available that may help lower your monthly payments.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $1,070,153,429 are tailored to support your business journey. At Unify Financial located at 13229 Jamboree Rd Tustin CA 92782, our team is ready to assist you with personalized service. Feel free to contact us at 877-254-9328 for more information about any of our loan products or eligibility options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. No matter what stage of life you're in or what financial needs arise, Unify Financial has a loan product designed just for you.

Credit Options

We also provide flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. This is a great way to handle unexpected expenses while enjoying rewards on your purchases. For those who may need additional funds for various purposes, our total credit lines amount to $872,463,427, allowing you to access cash as needed without having to apply for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, which can be an excellent choice for first-time buyers or those looking to refinance an existing mortgage.

Loan Aggregator

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Unify Financial