Unify Financial Torrance CA Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

At Unify Financial, we believe in building a strong community where everyone has access to financial resources that empower their lives. Located at 2750 Pacific Coast Hwy, Torrance, CA 90505, our branch has proudly served members since 1963. With over 252,000 members, we are dedicated to providing personalized banking solutions tailored to your needs. As a member-driven credit union, Unify Financial boasts impressive assets of $3.51 billion and total deposits reaching $193.30 million. Our commitment to financial health is reflected in our total loans and leases amounting to 122,006. We prioritize your financial well-being with options like auto loans, personal loans, and mortgage financing. While you can visit us at our Torrance location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 10018, Manhattan Beach, CA 90267. Our friendly team of 474 employees, led by CEO Gordon Howe and Board President Tony Tam, is here to assist you. We take pride in being a part of the local community and strive to create lasting relationships with our members. If you're looking for reliable banking services and support, call us today at 877-254-9328 or visit our website at Unify Financial. Together, we can achieve your financial goals!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to join our growing family at Unify Financial. Experience firsthand the benefits of being part of a credit union that values you and your aspirations. With operating hours that fit your schedule Monday through Thursday from 10:00 AM to 6:00 PM and Friday from 9:00 AM to 6:00 PM our doors are always open for you. Come see how Unify Financial can help turn your financial goals into reality! For more information or assistance, feel free to call us at 877-254-9328. Let's build a brighter future together!

Our Journey

Located at 2750 Pacific Coast Hwy, Torrance, CA 90505, our branch stands as a testament to our commitment to providing excellent financial services. The bustling Pacific Coast Highway not only serves as a key route for travelers but also connects us to the heart of the community. Our branch is more than just a place for transactions; it's a hub where relationships are built and dreams are nurtured. In our journey, we have continuously adapted to meet the needs of our members. We embrace technology and customer-friendly initiatives that make banking easier. From online banking to mobile payments, we strive to ensure that your banking experience is simple and accessible.

Our Mission

At Unify Financial, our mission is clear: to empower every member by providing reliable financial services while fostering a sense of community. We believe in helping you achieve your financial goals through personalized service and unwavering support. Whether you're looking for checking accounts, auto loans, or business financing options, we are here for you. We also prioritize giving back to our community through various outreach programs and partnerships. Our goal is not just about finances; it's about making a positive impact on those around us. While members can visit us at 2750 Pacific Coast Hwy, official correspondence should be sent to PO BOX 10018, Manhattan Beach, CA 90267.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is fully compliant with ADA standards, ensuring that everyone can navigate comfortably. There's ample parking available, including spaces designated for those with disabilities. If you need assistance or have questions during your visit, our staff is always ready to help.

Call to Action

We invite you to stop by our Torrance Pch branch soon! If you have any questions or would like more information about our services, don't hesitate to give us a call at 877-254-9328. We look forward to serving you!

Operating Hours

We want to be available when you need us! Our lobby hours are Monday through Thursday from 10:00 AM to 6:00 PM, and on Fridays, we open a bit earlier at 9:00 AM and close at 6:00 PM. We're also open on Saturdays from 9:00 AM to 3:00 PM for your convenience.

Services Offered

At Unify Financial, we offer a variety of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered! Plus, our ATM service is available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Unify Financial, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're interested in joining us, you'll find that eligibility is straightforward and welcoming. We invite individuals who live, work, or worship in the areas we serve, as well as their family members, to become part of our community. This means if you have a connection to our vibrant neighborhoods around 2750 Pacific Coast Hwy Torrance Ca 90505, we'd love for you to join us! Not only do our members enjoy competitive rates and personalized service, but they also gain access to a range of financial products tailored to fit their needs. Starting your journey with us is easy! To learn more about the specific eligibility criteria, please visit http://www.unifyfcu.com/unify-membership . Once you're ready to take the next step, opening an account is just a click away at https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, feel free to reach out at (877) 254-9328. We're here to help you every step of the way!

Business Banking & Commercial Services

Lending Solutions for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services that can simplify your transactions and enhance customer satisfaction. Imagine being able to accept payments from anywhere online, in-store, or on-the-go while tracking sales effortlessly. Our solutions are designed not just for convenience but also to help you manage your finances better. Visit us at 2750 Pacific Coast Hwy Torrance Ca 90505 in Torrance, CA, or call us at (877) 254-9328 to learn more about how we can assist your business journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking solutions. From merchant services that facilitate transactions smoothly, to tailored business loans, we have the resources to help your business thrive.

Commitment to Our Members

We pride ourselves on being more than just a financial institution; we're part of the community. Our commitment extends beyond transactions; we aim to build lasting relationships with our members by understanding their needs and offering personalized service. If you're ready to explore how Unify Financial can help you with all these services and more, don't hesitate to reach out! Call us at (877) 254-9328, or visit us in person at our branch location. We look forward to serving you!

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your accounts anytime, anywhere. With tools like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our accessible ATMs ensure that cash withdrawals are straightforward and hassle-free.

Credit Cards and Rewards

At Unify Financial, we believe in rewarding our members. That's why our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to treat yourself while managing your expenses wisely.

Personal Banking Solutions

We offer a variety of personal banking options that cater to different lifestyles and financial situations. Our checking and savings accounts make it easy for you to manage your day-to-day finances while also building your savings for future goals. If you're considering buying a car, our auto loans and vehicle financing options provide competitive rates and flexible terms that can fit your budget. Thinking about homeownership? Our mortgage loans and refinancing services are tailored to guide you through the process, whether you're purchasing your first home or looking to refinance an existing mortgage for better rates. Additionally, we provide personal loans for those unexpected expenses or plans you want to fund, along with options for debt consolidation to help simplify your payments.

Digital & Online Banking

Convenience and Accessibility

The user-friendly interface of our online banking portal ensures that everyone can navigate their accounts with ease. With real-time account management at your disposal, keeping track of transactions has never been easier. Our commitment to providing top-notch digital services means you have the tools needed to manage your finances efficiently. Experience the freedom of banking when it suits you best with Unify Financial's range of digital services. Visit us today at http://www.unifyfcu.com to learn more about how we can help simplify your banking experience!

Key Services Offered

With our online banking, you can manage your accounts anytime, anywhere. From the comfort of your home or on the go, access your account 24/7. You can easily view e-statements and stay updated on your finances all while knowing that your information is protected through secure electronic signature authorization. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy! Just a few taps on our mobile application, available for download now, and you can send money securely without any hassle. Plus, if you're a fan of modern payment methods, our mobile payments feature allows you to pay directly from your phone perfect for those busy days when you're out and about.

Financial Strength

Commitment to Growth

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,905 in used auto loans and $2,942,195,674 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 479,637, showcasing a strong and growing member base that trusts us with their finances.

Solid Foundation

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 2750 Pacific Coast Hwy Torrance Ca 90505 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or cover operating costs, our lending solutions are designed for businesses of all sizes. If you're considering refinancing any existing loans or want to learn about eligibility options for any of our products, we're here to help! You can reach us at 877-254-9328, or visit us at our branch located at 2750 Pacific Coast Hwy Torrance Ca 90505. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting our community with trustworthy financial solutions that empower you today and into the future.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to help you maximize your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, making buying or refinancing simple. We aim to provide straightforward processes and competitive rates so you can focus on making your house a home.

Loan Aggregator

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UNIFY FINANCIAL FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans