Unify Financial Redondo Beach CA Credit Union | Low Mortgage Rates & Top Checking

Introduction

Welcome to Unify Financial! Located at 1 Space Park Blvd Bldg S, Redondo Beach, CA 90278, we are proud to serve our community with dedication and care. Established in 1963, our credit union has grown to support over 252,114 members with a strong foundation built on trust and reliability. At Unify Financial, we understand that every financial journey is unique. With total assets exceeding $3.5 billion, we are well-equipped to help you navigate life's financial milestones. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, our team is here for you. We currently manage total deposits of $193,298,017, ensuring your funds are secure while also providing competitive rates. Our commitment goes beyond just numbers; it's about the people we serve. Under the leadership of CEO Gordon Howe and Board President Tony Tam, we prioritize your needs and work tirelessly to enhance your banking experience. You can count on our experienced staff comprising 474 employees to assist you at every step. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. If you have any questions or need assistance, don't hesitate to reach out at 877-254-9328 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us at Unify Financial today! Explore all the services we offer by visiting our website at www.unifyfcu.com. Together, let's build a brighter financial future!

Branch History & Mission

At Unify Financial, we believe that a strong community is built on trust, support, and shared goals. Since our establishment in 1963, we have grown from a small local credit union into a vital financial institution serving over 252,000 members in Redondo Beach, CA, and beyond. Our branch at 1 Space Park Blvd Bldg S is not just a place for banking; it's a hub of connection and empowerment for our members. Throughout the years, Unify Financial has adapted to meet the evolving needs of our community. From our humble beginnings to becoming a powerhouse with total assets exceeding $3.5 billion, we have consistently focused on providing exceptional service and innovative solutions. We take pride in offering personal banking services including checking and savings accounts, auto loans, mortgages, and business banking options. Our commitment to making financial services accessible is evident in our various offerings and partnerships aimed at enhancing the member experience. Our mission extends beyond just financial transactions; it's about fostering financial wellness within our community. We aim to empower individuals by providing the tools they need to achieve their financial goals while supporting local initiatives that uplift those around us. We understand that when our members thrive, so does the entire community. While members can visit us at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. We encourage everyone to stop by during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether you're seeking advice on loans or simply want to learn more about our services, our friendly team is here to assist you. In an effort to make banking as convenient as possible, we offer ATM access and robust online and mobile banking options so you can manage your finances anywhere, anytime. Though we do not currently provide drive-thru services or shared service centers, we are dedicated to ensuring ADA compliance and implementing customer-centric initiatives that prioritize accessibility for all. As we look forward to the future, Unify Financial remains committed to being more than just a credit union; we are your partner in building a brighter financial future together. Join us today and discover how we can help you reach your goals while contributing positively to the community you love. For more information or to become a member, please call us at (877) 254-9328 or visit our website at Unify Financial. Together, let's continue this journey of growth and support!

Branch Location & Accessibility

Accessibility Features

At Unify Financial, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit comfortably. Plus, there's ample parking available so you can focus on your banking needs without worrying about finding a spot.

Contact Us

If you have any questions or would like more information about our services, feel free to give us a call at 877-254-9328. Our friendly team is ready to assist you! While members can visit us at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. Come visit Unify Financial today we look forward to welcoming you!

Nearby Landmarks

Our branch is situated near several local landmarks, making it a breeze to stop by. If you're out exploring the area, you might recognize us as being close to the scenic Redondo Beach Pier and just a short drive from the bustling shopping centers nearby. We're also easily reachable from major roads, ensuring you can get here quickly and efficiently.

Operating Hours & Services

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM. During these hours, you'll have access to a variety of services including personal banking accounts, auto loans, mortgage options, and more. While we don't have a drive-thru service at this location, our ATM is available for your convenience, allowing you to withdraw cash or check balances with ease.

Member Eligibility

At Unify Financial, we believe that everyone deserves a supportive financial community. Becoming a member is simple and open to a wide range of individuals. If you live, work, or go to school in the area, you're likely eligible to join us! We also welcome family members of current members, making it even easier to enjoy the benefits of membership. By joining Unify Financial, you gain access to personalized services like low-interest loans, competitive savings accounts, and a variety of banking solutions tailored just for you. To learn more about our eligibility criteria and see if you qualify, check out our detailed information at http://www.unifyfcu.com/unify-membership . When you're ready to take the next step, opening an account is a breeze! Just visit us online at https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e , or feel free to give us a call at (877) 254-9328 for any questions. We can't wait to welcome you into our community at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. This includes everything from startups to established companies looking to expand their reach. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions that adapt to your unique needs. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine receiving payments quickly and securely while managing transactions effortlessly. Our solutions are designed to enhance cash flow and improve customer satisfaction, allowing you to focus on what truly matters growing your business. Located at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278 in Redondo Beach, CA, we invite you to explore how our business banking and commercial services can empower your success. Reach out today at (877) 254-9328, and let's get started on your journey towards greater financial freedom!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new vehicle? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream car. We offer competitive rates and flexible terms to fit your budget, allowing you to focus on enjoying your ride rather than stressing about payments.

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking services that include merchant services and business loans. We're here to help your business thrive by providing the financial tools and resources necessary for success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking options allow you to bank on-the-go. From mobile payments to person-to-person transfers, managing your finances has never been easier. Plus, with ATM access available right at your fingertips, withdrawing cash is quick and simple.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn benefits while making everyday purchases. Enjoy cash back or points that can be redeemed for travel or merchandise all while managing your spending effectively.

Home Financing Made Easy

For those considering homeownership or looking to refinance their existing mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We provide personalized assistance throughout the mortgage process, ensuring you have the support needed to make informed decisions.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why our Personal Banking services include checking and savings accounts designed to help you save and grow your money effectively. With convenient access through our online and mobile banking platforms, you can check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans for Every Need

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. Whether it's for medical bills, home repairs, or consolidating debt, we aim to provide flexible loan solutions that work for you.

Reach Out Today!

If you're ready to experience the full suite of financial services offered by Unify Financial, don't hesitate to reach out! You can call us at (877) 254-9328 during our operating hours from Monday through Friday, 9:00 AM to 5:00 PM. Visit us today at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278 in beautiful Redondo Beach, CA, or explore more about our offerings online at http://www.unifyfcu.com . We look forward to helping you achieve your financial goals!

Digital & Online Banking

Key Features

We offer a range of features to help you stay on top of your financial life. With 24/7 Online Banking Services, you can check your account balances, transfer funds, and pay bills anytime day or night. No more waiting in lines; your bank is always open online! Our Mobile Application allows you to manage your accounts on the go. It's user-friendly and packed with tools to make banking as simple as possible. Plus, if you're looking to send money quickly, our Person-to-Person Transfers feature makes it easy to send cash to friends and family instantly. Security is a top priority for us. With Electronic Signature Authorization, signing documents online is safe and straightforward. You can also opt for E-Statements, giving you easy access to your financial information without the clutter of paper statements. And let's not forget about modern payment methods! Our Mobile Payments Feature lets you make transactions directly from your smartphone, adding another layer of convenience to your banking experience. In today's fast-paced world, having control over your finances whenever and wherever you need it is essential. At Unify Financial, we're committed to providing accessible solutions that empower you to manage your money confidently. For more information about our digital services, visit us at http://www.unifyfcu.com and take charge of your banking today!

Financial Strength

Committed Team Ready to Serve

We also take pride in having 473 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable support. Our team is dedicated to ensuring that your experience with Unify Financial is always positive.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach guarantees that your interests come first.

Operational Efficiency

Our operational efficiency is highlighted by our $8,660,810, which reflects how effectively we manage our finances while delivering quality services to you. This profitability empowers us to keep offering competitive loan rates and reliable products tailored for our members.

Reinvesting for Improvement

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing commitment allows us to adapt and improve based on your needs.

Secure Savings Opportunities

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. These offerings reflect our commitment to helping you grow your wealth safely.

Strong Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability means you can trust us with your financial needs.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $23,905 in used auto loans and $2,942,195,674 in total loans and leases. Whether you're looking to finance a vehicle or need assistance with other types of loans, we have the resources available for you.

Loan Offering

Additional Services

In addition to these loan offerings, we also provide various services such as personal banking, online banking, and mobile payments. You can easily manage your accounts anytime through our user-friendly digital platforms. At Unify Financial, we are committed to providing exceptional service and support for all your financial needs. For more details about our loan products or eligibility options, please visit us online at http://www.unifyfcu.com or stop by our branch today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or cover operating costs, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We offer various loan types and competitive rates designed to fit your budget.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans, with a total of $93,657,378 in loans helping members manage their finances effectively. Our cards come with flexible terms that adapt to your lifestyle, allowing you to take control of your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. By pulling data from legitimate financial institutions, LendMesh prioritizes accuracy in every comparison.

UNIFY FINANCIAL FEDERAL CREDIT UNION - Redondo Beach, CA

Type of Loan Offerings

Vehicle Loans