Unify Financial Huntington Beach CA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Unify Financial, your trusted partner in financial growth and community support located at 6885 Warner Ave, Huntington Beach, CA 92647. Since our establishment in 1963, we have dedicated ourselves to serving our members with integrity and care, building a strong foundation for lasting relationships. With over 252,000 members and total assets exceeding $3.5 billion, we are proud to be a significant part of the Huntington Beach community. At Unify Financial, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored just for you, including personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For businesses, we provide merchant services and business loans designed to help your enterprise thrive. Our commitment to our members extends beyond just financial products; it's about creating a positive impact in the community. With total deposits of $193 million and cash in hand amounting to $22.6 million, we ensure that your funds are secure while also reinvesting them into local initiatives that matter. Under the leadership of CEO Gordon Howe and Board President Tony Tam, our team of 474 employees is dedicated to providing you with exceptional service every day. Whether you're visiting us for the first time or have been with us for years, we're here to assist you in achieving your financial goals. If you have any questions or need assistance, don't hesitate to reach out! Call us at 877-254-9328 or visit our website at unifyfcu.com. We look forward to welcoming you into the Unify Financial family!

Branch History & Mission

Join Us

As we look towards the future, we invite you to join the Unify Financial family. Experience firsthand how we can help you navigate your financial journey with confidence and care. Explore our offerings today at Unify Financial or give us a call at 877-254-9328. Together, let's build a brighter financial future!

Our Mission

At Unify Financial, our mission is clear: we are here to empower our members through financial education and personalized service. We understand that each member has unique goals and dreams. That's why we focus on delivering tailored solutions that help you achieve your financial aspirations. Whether you're looking to save for a home, finance a vehicle, or manage your day-to-day expenses, we're here to guide you every step of the way. While members can visit us at 6885 Warner Ave Huntington Beach Ca 92647, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. Our dedicated team is available during lobby hours from Monday to Thursday from 10 AM to 6 PM and Friday from 9 AM to 6 PM. Though we currently do not have ATM or drive-thru services at this location, we're always here for you with friendly advice and resources.

Our Story

From our inception, Unify Financial has been about more than just banking; it's about building lasting relationships and supporting our community. Over the years, we've expanded our offerings to meet the evolving needs of our members. Today, with total assets exceeding $3.5 billion, we provide a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and so much more. Our branch has always aimed to create an inclusive environment where everyone feels welcome. We are proud to be ADA compliant and continuously strive to enhance accessibility for all. Our commitment extends beyond financial services; we actively participate in local events and initiatives that uplift and strengthen our community ties.

Branch Location & Accessibility

Accessibility Features

At Unify Financial, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces that make it easy for everyone to visit us comfortably. Whether you're coming in for personal banking or business services, our team is ready to assist you.

Get in Touch

We encourage you to reach out if you have any questions or need assistance! You can give us a call at 877-254-9328. Our team at Unify Financial is excited to help you navigate your financial journey come see us today!

Operating Hours

We're open Monday through Thursday from 10 AM to 6 PM, and on Fridays from 9 AM to 6 PM. We invite you to come by during these hours so we can help with everything from checking and savings accounts to auto loans and mortgages.

Services Offered

While visiting us, you'll find a range of services designed with you in mind. From personal loans and credit cards with rewards to business banking solutions like merchant services, we aim to meet your unique financial needs. Unfortunately, we currently do not have ATM or drive-thru services available at this location, but our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Unify Financial feels like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to be part of our supportive community, the eligibility requirements are pretty straightforward! Generally, anyone who lives, works, worships, or attends school in the area can apply. This means that you don't have to jump through hoops to become part of something special. For those seeking more specific details or any updates on membership criteria, feel free to check out our website at http://www.unifyfcu.com/unify-membership . Once you're ready to take the next step, opening an account with us is a breeze! We're here to guide you through the process and ensure it's as simple as possible. If you have any questions along the way, don't hesitate to reach out at (877) 254-9328. We can't wait for you to join us at Unify Financial, located at 6885 Warner Ave Huntington Beach Ca 92647, where your financial goals become our mission!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify your day-to-day operations. Imagine processing payments seamlessly, whether you're at a local farmers market or running an online store. Our tools provide quick access to funds and detailed transaction reports, allowing you to focus on what truly matters growing your business. Visit us at 6885 Warner Ave Huntington Beach Ca 92647 in Huntington Beach, CA, or call us at (877) 254-9328 to learn how we can partner with you on your journey to success.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in that new car without the stress of overwhelming payments our team is here to help you make that dream a reality.

Business Banking

For business owners, we provide essential business banking services, including merchant services and business loans tailored specifically for your needs. Whether you're just starting out or looking to expand, we're here to support your entrepreneurial journey every step of the way.

Credit Cards with Rewards

With our credit cards offering rewards, spending can actually work in your favor! Enjoy benefits like cashback on purchases or points toward future travel it's about making every dollar count while enjoying the flexibility of credit when needed.

Easy Access with Digital Features

In today's fast-paced world, having easy access to your finances is crucial. That's why at Unify Financial, we emphasize digital banking features such as mobile payments and person-to-person transfer options. You can manage transactions quickly and securely from the comfort of your home or on-the-go. If you're ready to take control of your financial future or simply want more information about any of these services, don't hesitate to reach out! Call us at (877) 254-9328 or visit us at 6885 Warner Ave Huntington Beach Ca 92647 in Huntington Beach, CA. Your financial journey starts here at Huntington Beach, where we're committed to serving you with care and convenience!

Mortgage Loans & Refinancing

Homeownership can feel like a daunting journey, but with mortgage loans and refinancing options available at Unify Financial, we aim to simplify the process for you. Our mortgage specialists are ready to guide you through every step, whether you're buying your first home or refinancing an existing mortgage for better terms.

Personal Banking

Managing your everyday finances has never been easier with our personal banking services. We offer a variety of checking and savings accounts that fit any lifestyle, allowing you to choose the one that works best for you. You can easily access your accounts through our robust online and mobile banking platforms, making it simple to keep track of your funds from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services are designed to ease financial burdens. Imagine combining all your debts into one manageable payment our loans can help streamline your finances and give you peace of mind.

Digital & Online Banking

Key Features

One of the standout features of our online banking is electronic signature authorization. This means you can sign documents securely from home, eliminating the need for physical paperwork. Additionally, e-statements are available, allowing you to view and manage your statements digitally no more cluttered mailboxes! Making payments has never been easier with our mobile payments feature. You can quickly send money to friends and family through person-to-person transfers, making splitting bills or sending gifts a breeze. We prioritize your security. Our online banking system uses advanced technology to protect your personal information while ensuring a user-friendly experience. So whether you're logging in from your laptop or mobile device, you can feel confident that your data is safe. At Unify Financial, we believe in making banking accessible for everyone. With our comprehensive digital services, managing your finances has never been more straightforward. Join us today and discover how easy it is to take control of your financial life!

Financial Strength

Commitment to Growth

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,905 in used auto loans and $2,942,195,674 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 479,637, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 6885 Warner Ave Huntington Beach Ca 92647 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles so you can drive away with confidence.

Business Financing

For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans totaling $1,070,153,429 are designed to meet your business needs head-on. We know that having access to funding is crucial for success in today's market.

Credit Lines and Personal Loans

For those looking to manage everyday expenses or tackle larger financial projects, we offer credit lines with a total of $872,463,427 available. This provides you with the flexibility to access funds as needed while keeping your budget intact. Additionally, our unsecured credit card loans amounting to $93,657,378 offer convenient terms for managing your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We help streamline the process so you can focus on what matters most settling into your new home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new financing solutions, we encourage you to reach out. Our team at Unify Financial is ready to assist you in navigating through these choices based on your individual circumstances. For more information about our loan offerings or to discuss how we can assist you further, feel free to contact us at 877-254-9328 or visit us at our branch located at 6885 Warner Ave Huntington Beach Ca 92647. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you find the right financial solutions tailored just for you!

Loan Aggregator

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UNIFY FINANCIAL FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans