Unify Financial Camarillo CA Credit Union | Top Auto Loans & Mobile Banking

Introduction

Welcome to Unify Financial, your trusted financial partner located at 4950 Verdugo Way, Camarillo, CA 93012. Established in 1963, our credit union has grown to serve over 252,114 members, embodying a strong commitment to the community we cherish. With total assets reaching an impressive $3,509,573,656, we pride ourselves on offering financial solutions that cater to your unique needs. At Unify Financial, we understand that every member has distinct goals and dreams. That's why we provide a diverse range of services including personal banking, auto loans, mortgage financing, and business banking options. Whether you're looking to purchase your first home or seeking assistance with debt consolidation, our dedicated team is here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. Under the leadership of CEO Gordon Howe and Board President Tony Tam, our team of 474 employees is devoted to ensuring that your experience with us is not just satisfactory but exceptional. We believe in empowering our members by providing valuable financial education and personalized support. With total deposits amounting to $193,298,017 and a net worth of $280,101,782, Unify Financial demonstrates stability and reliability in the ever-changing financial landscape. Our total loans exceed 122,006, showcasing our dedication to helping you achieve your financial aspirations. We invite you to explore what Unify Financial can do for you. Feel free to reach out at 877-254-9328 or visit us online at unifyfcu.com to learn more about opening an account or applying for a loan today! Your future starts here.

Branch History & Mission

Commitment to Community

Over the years, Unify Financial has actively engaged in community outreach initiatives. We partner with local organizations to support various causes that uplift and strengthen our neighborhoods. This commitment is reflected not only in our services but also in the way we engage with members and non-members alike. While members can visit us at 4950 Verdugo Way for their banking needs, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267.

Join Us Today!

As we look towards the future, we invite you to become part of the Unify Financial family. Experience firsthand how we can help you achieve your dreams through our comprehensive financial solutions. Join us today and see how we can support you on your path towards financial success! For more information or assistance, please call us at 877-254-9328 or visit our website at unifyfcu.com.

Modern Banking Experience

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we offer online and mobile banking options along with ATM availability for quick cash withdrawals. Our lobby hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We are continually evolving our services to meet your needs while ensuring ADA compliance and promoting customer-centric initiatives.

Our Mission

At Unify Financial, our mission goes beyond simply providing banking services; we aim to empower our members with the tools and support they need to achieve their financial goals. We believe that everyone deserves access to quality financial products and education. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We are dedicated to being more than just a bank; we want to be a trusted partner in your financial journey. Whether you are looking for assistance with debt consolidation or seeking advice on saving for your future, we are here to help.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. Parking is readily available, and we ensure our facilities are ADA compliant, making it easy for everyone to access our services. While you're here, you can take advantage of our ATM services for quick cash withdrawals and balance inquiries. Although we don't offer drive-thru banking, we strive to make your visit as comfortable as possible.

Nearby Landmarks

Located near popular spots like the Camarillo Premium Outlets and the scenic parks of Ventura County, visiting Unify Financial is not just a banking errand but also a chance to enjoy your day out. While members can visit us at 4950 Verdugo Way, official correspondence should be sent to our mailing address at PO Box 10018, Manhattan Beach, CA 90267. We invite you to come by and see how Unify Financial can support your financial needs. For any questions or assistance before your visit, don't hesitate to call us at 877-254-9328. We look forward to welcoming you!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our team is eager to help you during these times!

Member Eligibility

Becoming a member of Unify Financial means joining a community that cares about your financial well-being. We welcome individuals who live, work, or worship in our service area, as well as those related to existing members. This means that if you have a family member who's already part of our credit union, you're eligible too! Joining us not only provides access to a range of financial products and services but also gives you the opportunity to enjoy lower fees and better interest rates compared to traditional banks. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.unifyfcu.com/unify-membership. Ready to get started? Opening an account with us is simple and straightforward. Just visit https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e where you can easily complete your enrollment online. If you have any questions or need assistance, don't hesitate to call us at (877) 254-9328. We're here for you every step of the way as you embark on this exciting journey with Unify Financial, located at 4950 Verdugo Way Camarillo Ca 93012!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, our merchant services simplify everyday transactions. Imagine a busy café in Camarillo with our solutions, owners can easily accept payments via card or mobile apps, ensuring a quick and hassle-free checkout experience for customers. This not only enhances customer satisfaction but also streamlines cash flow management. Explore how Unify Financial can empower your business journey. For more information on our services, visit us at 4950 Verdugo Way Camarillo Ca 93012 or call us at (877) 254-9328.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks at any time. You can rely on us for basic ATM access whenever you need it. At Unify Financial, we're not just about offering services; we're about building relationships with our members and ensuring they have the tools they need for financial success. Discover how we can assist you by visiting us at 4950 Verdugo Way Camarillo Ca 93012 or calling (877) 254-9328 today! Let's work together towards achieving your financial dreams!

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, our auto loans make it simple. We offer competitive rates and flexible terms that fit your budget. Imagine driving away in your new ride while knowing you've secured an affordable loan that won't break the bank.

Business Banking

If you're a business owner, our banking services cater specifically to your needs. From merchant services that simplify payment processing to business loans that fuel growth, we're committed to helping your business thrive in today's competitive landscape.

Convenient Access

Our online and mobile banking platforms provide 24/7 access so that managing your finances is just a click away. Whether it's transferring funds, paying bills, or checking balances, everything is designed for ease and convenience.

Credit Cards with Rewards

With our credit cards, you'll earn rewards on everyday purchases, making it easier to enjoy the things you love while managing your spending wisely. It's all about getting more from what you already buy!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance their existing mortgage, we have you covered. Our mortgage loans come with personalized guidance to help you navigate the process smoothly. Whether it's your first home or you're looking to upgrade, we strive to make homeownership accessible.

Personal Banking

Whether you're looking to open a checking account for daily expenses or a savings account to save for the future, our personal banking options are tailored for you. With features like online and mobile banking, you can easily track your finances anytime, anywhere. Need a little extra help with unexpected costs? Our personal loans and debt consolidation services can provide the support you need without adding stress.

Digital & Online Banking

Accessible Anytime

Our online banking platform provides real-time account management so you can monitor your finances anytime, anywhere. It's not just about convenience; it's about empowering you with the tools you need to take control of your financial journey. Whether you're checking balances late at night or paying bills during lunch breaks, Unify Financial has the digital solutions to meet your needs. Experience modern banking made simple!

Key Features

You can dive into all these features by visiting our online portal at http://www.unifyfcu.com. Our mobile application makes banking even more convenient. Whether you're making mobile payments or sending money to friends through person-to-person transfers, everything is just a tap away. Plus, our app is user-friendly and designed with your needs in mind.

Security You Can Trust

Security is a top priority for us at Unify Financial. We use electronic signature authorization to ensure that your transactions are secure and verified. This means you can feel confident when accessing your accounts or signing documents electronically. Additionally, we offer e-statements to help you stay organized while keeping your financial information safe.

Financial Strength

At Unify Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial practices ensures that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $23,905 in used auto loans and $2,942,195,674 in total loans and leases, supporting members' financial goals across various sectors. Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 479,637, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 4950 Verdugo Way Camarillo Ca 93012 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our terms are flexible and tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other operational costs, our team is here to assist you with straightforward applications and competitive rates.

Eligibility and Refinancing Options

If you're considering refinancing an existing loan or want to explore eligibility options for any of our products, don't hesitate to reach out. Our dedicated team at Unify Financial can guide you through the process and help find solutions tailored specifically for you. For more information on how we can assist you with our loan offerings, feel free to call us at (877) 254-9328 or visit us at 4950 Verdugo Way Camarillo Ca 93012 in Camarillo, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We have various plans to accommodate different needs and budgets, ensuring that your journey toward owning a home is as straightforward as possible.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $93,657,378 in loans helping members manage their finances effectively, our credit cards come with no collateral requirements and easy repayment options.

Loan Aggregator

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Unify Financial