Unify Financial Springdale AR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Unify Financial, your trusted credit union located at 2894 W Sunset Ave, Springdale, AR 72762. Established in 1963, we have proudly served our community for over six decades, fostering a spirit of cooperation and financial empowerment among our 252,114 members. With total assets exceeding $3.5 billion, we are committed to providing robust financial solutions tailored to meet the diverse needs of our members. At Unify Financial, we understand that your financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our aim is not just to be a bank but to be a partner in your financial success. Under the leadership of CEO Gordon Howe and Board President Tony Tam, our dedicated team of 474 employees works tirelessly to ensure that every member receives personalized service and support. We believe in building lasting relationships rooted in trust and transparency. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. With a net worth of $280,101,782 and cash reserves totaling $22,599,827, you can rest assured knowing that your finances are secure with us. We invite you to explore all that Unify Financial has to offer by visiting our website at http://www.unifyfcu.com or calling us at 877-254-9328. Join us today and experience a credit union dedicated to serving you!

Branch History & Mission

At Unify Financial, we take pride in our rich history and unwavering commitment to our community. Established in 1963, our Springdale branch has been a cornerstone of financial support for families and businesses in the heart of Arkansas. Located at 2894 W Sunset Ave, Springdale, AR 72762, we are conveniently positioned near local landmarks that make banking accessible for everyone. Over the years, Unify Financial has grown significantly, now proudly serving over 252,000 members and managing total assets of approximately $3.5 billion. Our evolution reflects not just growth in numbers but also an expansion of our services to meet the changing needs of our members. From personal banking to business loans, we've tailored our offerings to provide comprehensive solutions that empower individuals and foster local businesses. Our mission is clear: we strive to enhance the financial well-being of our members while making a positive impact in our communities. We believe that banking should be about more than just transactions; it's about building relationships and supporting each other through life's challenges. Whether it's offering low-interest auto loans or providing resources for debt consolidation, we aim to be a reliable partner on your financial journey. While you can visit us at our branch address, please note that official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267 if different from your physical visit. Our operating hours are designed with your convenience in mind: we're closed on Mondays but open Tuesday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 3 PM. At Unify Financial, we understand the importance of modern banking. That's why we offer various digital services like online banking and mobile payments to ensure you can manage your finances anytime, anywhere. Plus, with ATM availability at our branch, accessing your funds has never been easier. We're also dedicated to giving back through partnerships and community outreach efforts that strengthen the neighborhoods we serve. Together with local organizations, we work towards creating better opportunities for all residents of Springdale. Join us at Unify Financial and experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Your journey begins here let's build a brighter future together! For more information or to become a member today, call us at 877-254-9328 or visit [our website]( http://www.unifyfcu.com ).

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is easy to find, situated near popular local spots that make it part of your daily routine. Just a short drive from major thoroughfares, you'll find ample parking available right outside our doors. Accessibility is important to us; our location features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. While members can visit us at 2894 W Sunset Ave, official correspondence should be sent to PO Box 10018, Manhattan Beach, CA 90267. If you're in the area, don't hesitate to stop by our team is ready to assist you!

Operating Hours and Services

We understand that life gets busy, which is why we offer flexible hours to fit your schedule. Our branch operates from Tuesday to Friday between 9 AM and 6 PM and is open on Saturdays from 9 AM to 3 PM. Please note that we are closed on Mondays. At Unify Financial, we provide a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Plus, enjoy the convenience of ATM access for quick withdrawals and balance checks anytime you need.

Visit Us Today!

Whether you're looking for advice on loans or want to explore our range of banking products, we invite you to come by our Springdale branch or give us a call at 877-254-9328. Let Unify Financial be your partner in achieving your financial goals!

Member Eligibility

At Unify Financial, we believe that everyone deserves to be part of a community that truly cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Springdale area, you're likely already eligible to join us. We also welcome family members of existing members, making it easy for loved ones to benefit from our friendly service and tailored financial products. For more detailed information about eligibility, feel free to check out our website at http://www.unifyfcu.com/unify-membership . Joining Unify Financial opens the door to a world of advantages, including competitive rates on loans, access to a variety of financial services, and the support of a dedicated team ready to help you achieve your goals. The account opening process is designed to be straightforward; you can start today by visiting us online at https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e or give us a call at (877) 254-9328 for any questions. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that just opened its doors. By using our merchant services, they can accept card payments easily and securely, ensuring every customer can enjoy their favorite drink without hassle. This not only enhances customer satisfaction but also boosts sales. Our tailored merchant services provide the tools necessary for businesses of all sizes to thrive in today's marketplace. Let Unify Financial be your partner in success. Visit us at 2894 W Sunset Ave Springdale Ar 72762, Springdale, AR, or call us at (877) 254-9328 to learn more about how we can help your business grow!

Comprehensive List Of Services

ATM Access & Cash Withdrawal Services

We understand that sometimes you need cash quickly. Our ATM services allow for easy withdrawals and balance checks, ensuring you're never left without access to your funds. To explore all these offerings further, feel free to reach out at (877) 254-9328 or visit us at our branch located at 2894 W Sunset Ave Springdale Ar 72762. We invite you to become part of our community at Springdale, where member satisfaction is our top priority! Take control of your financial journey today with us your trusted partner in achieving financial wellness!

Business Banking Services

If you're a business owner in need of financial support, we offer specialized business banking services including merchant services and business loans. These tools are designed to help you manage cash flow and grow your enterprise effectively.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why at Unify Financial, we provide robust online and mobile banking options so you can access your accounts anytime, anywhere. From checking balances to making transfers or paying bills all from the comfort of your home or on-the-go our technology makes managing money simple.

Flexible Borrowing Options

For those unexpected expenses or when life throws a curveball, our personal loans and debt consolidation services can be lifesavers. You might find yourself needing extra cash for medical bills or planning a family vacation; whatever it is, we can help turn those plans into reality. Plus, our credit cards with rewards give you even more value for your everyday purchases, allowing you to earn points while managing your finances efficiently.

Home Financing Solutions

When it comes to owning a home, our mortgage loans and refinancing options make the process straightforward. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff is ready to guide you through the paperwork and ensure you get the best deal possible. Think about how great it would feel to have a comfortable home with monthly payments that fit seamlessly into your budget.

Personal Banking Made Easy

Our personal banking services are tailored to support you in achieving your financial goals. With options like checking and savings accounts, you can easily manage your funds and save for the future. Imagine having a checking account that offers easy online access, helping you track your spending right from your smartphone. We also provide auto loans and vehicle financing that allow you to hit the road in style without breaking the bank. Picture yourself driving away in a new car while enjoying competitive rates that fit your budget.

Digital & Online Banking

Accessibility

No matter where life takes you, Unify Financial ensures that banking is always within reach. Our user-friendly interface means that anyone can navigate their accounts without hassle. With features like e-statements and mobile payments available right at your fingertips, managing your finances has never been more straightforward. Embrace the convenience of modern banking with us today! Visit http://www.unifyfcu.com to get started on enjoying all these digital services tailored for you at Unify Financial.

Key Features

With our online banking, you can enjoy real-time account management. Check your balance, transfer funds, and pay bills all from the comfort of your own space. We also offer electronic statements, so you can say goodbye to paper clutter and keep track of your finances digitally. Plus, if you're looking for fast transactions, our person-to-person transfer feature makes sending money to friends and family a breeze. Security is a top priority at Unify Financial. We use electronic signature authorization to ensure that your transactions are safe and verified. You can also rest easy knowing that all your sensitive information is protected with advanced security measures. For those who prefer banking on their mobile devices, our dedicated mobile application makes it simple to manage your accounts anywhere, anytime. And if you like using mobile payments, we support that too making shopping even easier!

Financial Strength

At Unify Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation so that you can feel confident in your banking choices with us. With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $23,905 in used auto loans and $2,942,195,674 in total loans and leases available for our members' financial goals. Our operational efficiency is evident with a net income of $8,660,810, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we proudly manage 479,637 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 2894 W Sunset Ave Springdale Ar 72762 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive off with the vehicle you want.

Business Financing

If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $1,070,153,429 provide the capital needed to grow and expand your operations. We understand the unique needs of businesses and are dedicated to supporting their financial success. At Unify Financial, we also offer refinancing options and eligibility assessments tailored to your specific situation. Our team is here to guide you through every step of the loan process, ensuring you feel confident in your decisions. For more information about our loan offerings or to start your application, please contact us at (877) 254-9328 or visit us at our branch located at 2894 W Sunset Ave Springdale Ar 72762 in Springdale, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We work closely with our members to find suitable financing solutions that fit their budget and lifestyle.

Unsecured Credit Card Loans

For those looking for manageable ways to handle everyday purchases, we also offer flexible terms on unsecured credit card loans. With a total of $93,657,378 in loans helping members manage their finances effectively, our credit card options come with rewards that can benefit you even further.

Loan Aggregator

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Unify Financial

Type of Loan Offerings

Personal Loans