Unify Financial Credit Union Siloam Springs AR

Introduction

Welcome to Unify Financial, your trusted partner in financial well-being, located at 2075 E Main St Ste E, Siloam Springs, AR 72761. Established in 1963, our credit union has proudly served a growing community of over 252,000 members, offering personalized banking solutions tailored to your needs. With total assets exceeding $3.5 billion and deposits of $193 million, we are committed to ensuring that your money works for you. At Unify Financial, we believe in building lasting relationships with our members, and our dedicated team of 474 employees is here to support you every step of the way. Under the leadership of our CEO, Gordon Howe, and Board President, Tony Tam, we strive to create a welcoming environment where you can feel confident about your financial choices. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 10018, Manhattan Beach, CA 90267. We encourage you to take advantage of our wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking options. With total loans amounting to 122,006, we are equipped to help you achieve your financial goals. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of our members and the broader community. Ready to experience exceptional service? Call us today at 479-636-3448 or visit us online at Unify Financial to learn more about how we can assist you on your financial journey!

Branch History & Mission

Welcome to Unify Financial, a cornerstone of community banking in Siloam Springs, Arkansas. Since opening our doors in 1963, we have dedicated ourselves to serving our members with compassion and integrity. Located at 2075 E Main St Ste E, our branch has witnessed the growth and transformation of this vibrant city while remaining committed to the financial well-being of our community. Over the decades, Unify Financial has evolved from a small credit union into a thriving institution with over 252,000 members and total assets exceeding $3.5 billion. Our journey has been marked by significant milestones that reflect our commitment to enhancing financial services and fostering a sense of belonging among our members. As we grew, so did our offerings, which now include a comprehensive range of personal and business banking services designed to meet diverse needs. Our mission is simple yet powerful: to provide accessible financial solutions that empower individuals and strengthen communities. We believe in building relationships based on trust and transparency. Every member is valued, and we strive to support their financial goals through personalized service and innovative products. Whether you're looking for a checking account, an auto loan, or assistance with home financing, we are here to help you navigate your financial journey. At Unify Financial, we also understand the importance of convenience and accessibility. That's why we offer drive-thru banking and ATM services for quick transactions. Our operating hours are designed with your busy schedule in mind open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. While members can visit us at our physical location on E Main St, official correspondence should be sent to PO Box 10018 in Manhattan Beach, CA. We take pride in being ADA compliant and continually work toward enhancing digital advancements such as mobile banking and online services that cater to your needs anytime, anywhere. Community outreach is at the heart of what we do. We actively participate in local events and initiatives aimed at supporting education, health services, and economic development in Siloam Springs. Through partnerships with local organizations, we work hard to give back to the community that has given us so much. Join us at Unify Financial where your financial success is our top priority! Experience the difference that comes from being part of a credit union that truly cares about its members. Visit us today or explore more about membership benefits on our website at Unify Financial. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to Unify Financial, your local credit union dedicated to providing exceptional service and support in Siloam Springs! Conveniently located at 2075 E Main St Ste E, our branch is easy to find and accessible to all members of the community. If you need to send us official correspondence, please use our mailing address: PO Box 10018, Manhattan Beach, CA 90267. Situated near popular landmarks, including local shops and eateries, our location makes it simple for you to drop by while running errands or grabbing a bite. We strive to ensure that visiting us is a pleasant experience. Our parking area is well-maintained, and we are proud to offer ADA-compliant features such as ramps for accessibility. At Unify Financial, we understand that your time is valuable. That's why we have flexible operating hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM making it convenient for you to come in when it works best for your schedule. For those on the go, we offer ATM services right at our branch along with drive-thru banking options for quick deposits and withdrawals without leaving your vehicle. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services, we've got you covered! If you have any questions or need assistance, don't hesitate to reach out at 479-636-3448. We're here to help! Visit us today at Unify Financial in Siloam Springs; we can't wait to serve you!

Member Eligibility

Becoming a member of Unify Financial feels like joining a warm, welcoming family where your financial well-being is our top priority. At Unify Financial, we believe that everyone deserves access to quality financial services, which is why our membership is open to a diverse range of individuals. If you live, work, worship, or attend school in the Siloam Springs area, you're likely eligible to join us! We also welcome family members of existing members and employees of select organizations. To find out more about specific eligibility criteria, please check out our detailed information at http://www.unifyfcu.com/unify-membership . Joining Unify Financial opens the door to a variety of benefits designed just for you. From competitive loan rates to personalized service, we strive to make your banking experience as enjoyable as possible. Ready to take the next step? Opening an account with us is straightforward and hassle-free. You can begin the process online by visiting https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e , or feel free to give us a call at (479) 636-3448 if you have any questions. Our friendly team is here to guide you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having a reliable partner that streamlines your payment processes. Our merchant services offer convenient solutions, allowing you to focus more on what you do best running your business. From processing payments efficiently to managing transactions securely, we help make banking simple so you can thrive. Visit us at 2075 E Main St Ste E Siloam Springs Ar 72761, Siloam Springs, AR, and let's talk about how we can help your business flourish!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have access to funds when needed. Plus, if you're in a hurry, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Unify Financial, we are committed to making banking easy and accessible for everyone in our community. If you'd like more information about any of these services or want to open an account today, don't hesitate to reach out! Call us at (479) 636-3448, visit us at Siloam Springs, or check out our website at http://www.unifyfcu.com . We look forward to serving you!

Auto Loans & Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. We understand that purchasing a car is a big decision, which is why our team is dedicated to helping you find the right loan with terms that fit your budget.

Business Banking Services

For entrepreneurs and business owners, we offer robust Business Banking services including merchant services and business loans. We recognize how vital it is for small businesses to thrive and grow; therefore, our offerings are structured to support your business ambitions every step of the way.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only give you purchasing power but also reward you for using them. Think about earning points on every purchase points that can be redeemed for travel, cash back, or other exciting rewards.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide comprehensive Online & Mobile Banking options so you can manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills all at your fingertips through our user-friendly mobile app.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to guide you through the process. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions that cater to your unique situation. Picture yourself in your new home, enjoying peace of mind knowing you've made a smart financial choice.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer Personal Banking services that include both checking and savings accounts. Imagine having a reliable checking account that helps you track your spending while also earning interest on your savings. Our competitive rates make it easier for you to save for that dream vacation or unexpected expenses.

Personal Loans

Sometimes life throws unexpected challenges your way. With our Personal Loans & Debt Consolidation options, you can take control of your finances and tackle those challenges head-on. Whether it's consolidating debt or covering an emergency expense, we're here to provide support when you need it most.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can access your accounts anytime, anywhere. This means no more rushing to the branch before closing time! Check your balance, transfer funds, and pay bills all from the comfort of your own space. We also offer e-statements, making it simple to keep track of your transactions without the clutter of paper. Plus, if you need to sign documents quickly, our electronic signature authorization feature allows you to do so safely and efficiently. Need to send money to a friend? Our person-to-person transfers make it easy to share funds with just a few taps on your smartphone. Speaking of smartphones, don't forget about our convenient mobile application that puts banking right in your pocket. You can even use mobile payments for quick transactions at stores that accept them.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your information while ensuring that you have a smooth banking experience. With all these features designed for ease of use and accessibility, managing your finances has never been more straightforward. Whether you're checking on your account or making a payment, Unify Financial is here for you every step of the way. Explore all that we offer by visiting us online today at http://www.unifyfcu.com !

Financial Strength

Growing Membership Base

Total Share Accounts: 479,637, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 2075 E Main St Ste E Siloam Springs Ar 72761 or call (479) 636-3448 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $23,905 in used auto loans and $2,942,195,674 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have options designed for every budget.

Credit Lines and More

For those who require additional flexibility, our total credit lines amount to $872,463,427, giving you access to funds when you need them most. Whether for personal use or emergencies, having a line of credit can be an invaluable resource.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, make buying or refinancing simple. We offer flexible terms and competitive rates to ensure your journey towards owning a home is smooth and affordable.

Refinancing Options

If you already have existing loans, don't hesitate to reach out about refinancing options. We are here to help you explore ways to lower your payments or adjust your terms to fit your current financial situation better. Our branch is located at 2075 E Main St Ste E Siloam Springs Ar 72761 in Siloam Springs, AR. You can reach us at (479) 636-3448 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or check out our website for more details on how we can assist with your financial needs today!

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $93,657,378 in loans available, our credit cards help members manage their finances effectively while providing rewards for responsible usage.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users can confidently navigate their loan options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for consumers. By leveraging verified data, LendMesh provides insights that help users make informed decisions about their loans. One of the standout features of LendMesh is its dedication to providing verified data. Loan offers are sourced from legitimate financial institutions, which means users can trust that the information presented is accurate. Additionally, LendMesh operates without sponsored listings this means that lenders are not prioritized based on paid promotions, ensuring that the results are truly unbiased. Real-time rate comparisons further enhance the experience for users. With up-to-date loan rates from multiple institutions, individuals can quickly assess their options and find what best suits their financial needs. Thousands of users have already benefitted from this service. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" In summary, if you're looking for an effective way to compare loan offers without bias or misleading claims, LendMesh is your go-to resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNIFY FINANCIAL FEDERAL CREDIT UNION - Siloam Springs, AR

Type of Loan Offerings

Vehicle Loans