Unified Homeowners Credit Union Chicago IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Unified Homeowners Of Illinois, your trusted partner in personal and business banking right here in the heart of Chicago at 4464 N Milwaukee Ave, IL 60630. Established in 2006, we have proudly grown to serve over 300 members, demonstrating our commitment to providing accessible and reliable financial services tailored to the needs of our community. At Unified Homeowners Of Illinois, we understand that financial decisions can be overwhelming. That's why we strive to create a welcoming environment where you can feel confident about your banking choices. With total assets of $658,863 and total deposits reaching $92,519, our credit union stands on a solid foundation, ensuring that your money is safe and secure. Our leadership team, including CEO Teresa Rosado and Board President Maribel Lopez, is dedicated to guiding our members towards achieving their financial goals. With a team of just 2 employees, we pride ourselves on offering personalized service that larger banks often overlook. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be directed to the same address: 4464 N Milwaukee Ave, CHICAGO, IL 60630. We invite you to experience the difference with Unified Homeowners Of Illinois. Feel free to call us at 773-283-9340 during our operating hours: Monday, Tuesday, Thursday, and Friday from 10 AM to 5 PM; Saturday from 10 AM to 2 PM; closed on Wednesdays and Sundays. Join us today and see how we can help you achieve financial peace of mind! For more information about our services or to explore membership options, visit us at uhifcu.virtualcu.net.

Branch History & Mission

Welcome to Unified Homeowners Of Illinois, where our roots run deep in the vibrant community of Chicago, IL. Established in 2006, our credit union has grown significantly over the years, proudly serving a dedicated membership base of 300 individuals. Located at 4464 N Milwaukee Ave, our branch has become a trusted financial partner for many families and businesses in the area. From the beginning, Unified Homeowners Of Illinois was founded on the principle of putting members first. Our mission is clear: to provide accessible and affordable financial services while fostering community growth and support. We understand that financial stability is vital for everyone, and we strive to empower our members through a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards. In addition to offering robust banking solutions, we are committed to being active participants in our community. Our team regularly engages in outreach efforts aimed at enhancing local development and supporting those in need. We believe that by investing in our community, we can help build a brighter future for everyone. While members can visit us at our physical location for personalized service during our operating hours Monday, Tuesday, Thursday, and Friday from 10 AM to 5 PM and Saturday from 10 AM to 2 PM we also embrace digital advancements with services like online banking and mobile applications. Although we currently do not offer ATM or drive-thru services, our focus remains on providing exceptional member experiences through direct interactions. As part of our commitment to inclusivity, Unified Homeowners Of Illinois adheres to ADA compliance standards to ensure that all members can access our services without barriers. If you're looking for a financial institution that truly cares about its members and the community it serves, consider joining Unified Homeowners Of Illinois today! Experience firsthand the benefits of belonging to a credit union dedicated to your financial well-being and community upliftment. For inquiries or more information about how we can assist you, feel free to call us at 773-283-9340 or visit our website at http://www.uhifcu.virtualcu.net . Together, let's build a prosperous future!

Branch Location & Accessibility

Convenient Access and Parking

Finding us is simple! We're situated near local landmarks that you'll recognize, so you can easily navigate your way to our door. We prioritize accessibility with ADA-compliant features, including ramps that make it easy for everyone to visit us. Parking is available nearby, ensuring a hassle-free experience from the moment you arrive.

Get in Touch!

We invite you to stop by or give us a call at 773-283-9340 if you have any questions or need assistance. Our team is ready to support you with all your banking needs. Come visit us today at Unified Homeowners Of Illinois Federal Credit Union we look forward to serving you!

Welcoming Atmosphere and Services

At Unified Homeowners Of Illinois, we pride ourselves on creating a welcoming atmosphere for all members. Our lobby hours are designed with your schedule in mind: we are open Monday, Tuesday, Thursday, and Friday from 10 AM to 5 PM, and Saturday from 10 AM to 2 PM. We are closed on Wednesdays and Sundays. While we currently do not have ATM services or drive-thru banking available at this location, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. You can also take advantage of our online and mobile banking options for added convenience.

Member Eligibility

At Unified Homeowners Of Illinois, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We prioritize inclusivity and are dedicated to serving our members with personalized banking solutions. For specific eligibility criteria, feel free to check out our detailed guide at . Joining is easy just stop by our branch located at 4464 N Milwaukee Ave, Chicago, IL 60630, or give us a call at (773) 283-9340. Our friendly team is here to assist you in opening an account and answering any questions you may have about the membership process. We can't wait for you to experience the benefits of being part of our community!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine running your business smoothly without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From card acceptance to online payment solutions, we provide tools that help your business thrive. Located at 4464 N Milwaukee Ave Chicago Il 60630, we're here to help your business grow. Contact us today at (773) 283-9340 to learn more about how our business banking services can support your goals!

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Support

While we currently do not offer ATM or drive-thru services, our friendly staff is available during lobby hours Monday, Tuesday, Thursday, and Friday from 10 AM to 5 PM to assist you with any inquiries or transactions. Feel free to reach out at 773-283-9340 if you have questions or need assistance. In conclusion, Unified Homeowners Of Illinois is committed to meeting all your financial needs under one roof. Visit us today or explore our website at http://www.uhifcu.virtualcu.net for more information about our services and how we can assist you in achieving your financial dreams!

Credit Cards & Business Banking

Explore our credit cards with rewards that allow you to earn points on everyday purchases. This can be a great way to save money on future expenses while enjoying added benefits. For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tools and resources to help your business thrive.

Digital Banking Convenience

At Unified Homeowners Of Illinois, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even apply for loans without stepping foot in the branch. We strive to make banking as hassle-free as possible so you can focus on what matters most.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. If you're in the market for a vehicle, consider our auto loans and vehicle financing. We make it easy to drive away with a new car while enjoying competitive rates that suit your budget. For those looking to buy a home or refinance an existing mortgage, we offer tailored mortgage loans and refinancing options. Our team is ready to guide you through the process, ensuring you find the right fit for your financial situation. If debt is weighing you down, our personal loans and debt consolidation services can help ease that burden. We understand how important it is to regain control over your finances, and we're here to support you every step of the way.

Digital & Online Banking

Accessibility Made Easy

Navigating your finances shouldn't be complicated. Our user-friendly interface is designed for everyone, whether you're tech-savvy or just getting started with online banking. With our tools, you can handle transactions quickly and easily, giving you more time to focus on what matters most. Visit us online at http://www.uhifcu.virtualcu.net today to explore all the digital banking options available at Unified Homeowners Of Illinois!

User-Friendly Features

We also prioritize security with features like electronic signature authorization, allowing you to complete transactions safely from home. Our mobile application is another great tool that brings all these features right to your fingertips. You can manage your accounts on-the-go and stay updated in real-time. While we currently don't offer mobile payments or person-to-person transfers, our digital banking services ensure that you have everything you need for effective account management. At Unified Homeowners Of Illinois, we're committed to making sure your financial needs are met efficiently and securely.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 334, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to do better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unified Homeowners Of Illinois is your trusted partner. Visit us at 4464 N Milwaukee Ave Chicago Il 60630 or call (773) 283-9340 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $43,082 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-77,639 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $221,143 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $199,592 in total loans and leases.

Strong Financial Health

With a net worth of $145,724, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,212 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While currently we don't have any new or used vehicle loans available, we encourage you to check back frequently as our offerings can change. We strive to provide excellent financing options for all our members.

Credit Lines and Personal Loans

For those seeking flexibility in managing finances, we offer total credit lines of $50,000. This gives our members the ability to access funds when needed without going through a lengthy application process each time. We also provide unsecured credit card loans totaling $0 at this time. However, we are dedicated to offering flexible terms and competitive rates when these services become available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. Although there are no Junior Lien Family Property loans available right now, we remain committed to helping our members navigate the home-buying process when opportunities arise.

Refinancing Options

If you're considering refinancing your current loans, please reach out to us for eligibility options and guidance tailored to your situation. Our team is here to help you find solutions that work best for you. For any questions or additional information about our loan offerings, feel free to contact us at 773-283-9340. You can visit us at our branch located at 4464 N Milwaukee Ave, Chicago, IL 60630 during our business hours: Monday, Tuesday, Thursday, and Friday from 10 AM - 5 PM; Saturday from 10 AM - 2 PM; closed on Wednesday and Sunday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Unified Homeowners Of Illinois, we're ready to help you take the next step in achieving your financial goals!

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listed loan comes from legitimate financial institutions, so users can trust the data they see.

UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION