Unicity Credit Union Coppell TX | Best Auto Loans & Business Banking

Introduction

Welcome to Unicity, your trusted financial partner located at 9797 Rombauer Rd, Coppell, TX 75019. Since our establishment in 1955, we have been committed to serving our community with a focus on trust and reliability. With nearly 10,000 members and total assets amounting to an impressive $104,880,828, we pride ourselves on fostering a supportive environment where everyone can thrive financially. At Unicity, we understand that banking is not just about numbers; it's about people. That's why we are dedicated to providing personalized services tailored to meet your needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, our goal is to help you achieve your financial dreams. Our total deposits reach $7,054,453, showcasing the confidence our members have in us. We are led by our CEO, Kevin Scott, alongside Board President John Chipps, who both share a deep commitment to ensuring that our credit union remains a pillar of strength within the community. With a team of 27 employees, we strive to deliver exceptional service every day. While members can visit us at our branch location, official correspondence should be sent to PO Box 630347, Irving, TX 75063. If you have any questions or need assistance, don't hesitate to reach out at 972-580-4374. Join us today and discover how Unicity can help you navigate your financial journey with confidence! For more information about our services and how to become a member, visit us online at lascolinasfcu.com.

Branch History & Mission

Welcome to Unicity, a cornerstone of financial support in Coppell, Texas. Since our founding in 1955, we've grown into a vibrant community credit union dedicated to serving our members and the surrounding neighborhoods. Located at 9797 Rombauer Rd, Coppell, TX 75019, we are proud to offer a range of financial services tailored to meet the needs of our nearly 9,895 members. Over the years, Unicity has achieved significant milestones that reflect our commitment to excellence. We have seen our total assets reach an impressive $104,880,828, demonstrating our strength and stability as a trusted financial partner. As we continue to expand our services and member base, we remain focused on fostering lasting relationships within the community. At Unicity, our mission is clear: to empower individuals and families through accessible financial solutions while promoting community well-being. We aim to provide personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our commitment goes beyond just numbers; we strive to make a positive impact on every member's life. While members can visit us at 9797 Rombauer Rd, official correspondence should be sent to PO Box 630347, Irving, TX 75063 if needed. Our operating hours are Monday through Friday from 10:00 AM to 4:30 PM, making it easy for you to stop by when it suits your schedule. In addition to traditional banking services, we understand the importance of digital advancements in today's world. That's why we offer online banking, mobile payments, and electronic signatures to ensure that your banking experience is both convenient and secure. While we currently do not have ATM or drive-thru services available at this branch location, our focus remains on delivering exceptional customer service. Community outreach is also a vital part of who we are. We actively seek partnerships with local organizations and initiatives that align with our values. By supporting local events and programs, we aim to strengthen the fabric of Coppell and create a better future for everyone. We invite you to join the Unicity family! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Reach out to us today at 972-580-4374 or visit us online at Unicity for more information about membership eligibility and account opening options. Let's build a brighter financial future together!

Branch Location & Accessibility

Operating Hours & Services

We know your time is valuable! That's why we're open Monday through Friday from 10:00 AM to 4:30 PM. During these hours, our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, we offer online and mobile banking options so you can manage your finances on the go! Unfortunately, we currently do not have ATM availability or drive-thru banking services at this location. However, our staff is always ready to help with any inquiries you may have over the phone at 972-580-4374.

Parking & Accessibility

At Unicity, we prioritize accessibility for all our members. Our branch features ample parking, ensuring that you can find a convenient spot when visiting us. We are committed to being ADA compliant with accessible ramps and pathways, making it easy for everyone to enter and navigate our space comfortably.

Visit Us Today!

We encourage you to stop by Unicity's Signet Branch today! Experience firsthand how we can support your financial journey with personalized care and community-focused services. We're excited to welcome you into our credit union family!

Member Eligibility

At Unicity, we believe that everyone deserves a place in our community, and becoming a member is both easy and rewarding. If you live, work, or attend school in the Coppell area, you're already on your way to joining us! Our eligibility criteria are designed to be inclusive, welcoming individuals who want to take advantage of our personalized services and supportive atmosphere. You can find more detailed information about who can join by visiting our eligibility page. Once you confirm your eligibility, opening an account with us is just a few simple steps away. We prioritize making this process smooth and straightforward because we know how important your time is. For those ready to take the leap, you can start your application by visiting this link. If you have any questions or need assistance along the way, feel free to give us a call at (972) 580-4374. Join us at Unicity, located at 9797 Rombauer Rd Coppell Tx 75019, and experience the many benefits of being part of our financial family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $909,191, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to expand your operations or invest in new technology. Our loans can provide the boost your business needs at critical moments.

Merchant Services

In today's fast-paced market, efficient payment solutions are vital for success. That's where our merchant services come into play. Whether you need point-of-sale systems or online payment processing, we equip you with the right tools to accept payments easily and securely. This not only enhances customer satisfaction but also streamlines your cash flow. Located conveniently at 9797 Rombauer Rd Coppell Tx 75019 in Coppell, TX, we invite you to explore how Unicity can empower your business journey. Contact us at (972) 580-4374 to learn more about our offerings!

Comprehensive List Of Services

Additional Services

Although we currently do not have ATM or drive-thru services available at this location, our commitment remains strong in providing excellent service during lobby hours from 10:00 AM to 4:30 PM, Monday through Friday. Our knowledgeable staff is always ready to assist you with any questions or concerns. With all these services under one roof, Unicity aims to be your go-to financial partner in Coppell, TX. If you're ready to take the next step towards better financial health or need assistance with any of our offerings, don't hesitate to reach out! Give us a call at (972) 580-4374, or visit us at Signet Branch online for more information about how we can help you achieve your financial dreams.

Business Banking Services

For our business members, Unicity provides comprehensive banking solutions. From merchant services that simplify payment processing to business loans that help you expand or start your venture, we support local businesses with personalized service and advice.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have made online and mobile banking features a priority. Access your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. Our services include secure online banking, mobile payments, person-to-person transfers, and electronic statements allowing you to manage your finances efficiently without having to visit a branch.

Loans and Credit Options

Life can sometimes bring unexpected expenses. That's why we also offer personal loans and debt consolidation solutions to help you navigate through tough times. Plus, our credit cards come with rewards that allow you to earn while you spend, making every purchase more rewarding.

Personal Banking

Managing your personal finances has never been easier. We offer various checking and savings accounts designed to help you achieve your financial goals. If you're in the market for a new car, our auto loans and vehicle financing options can make that dream a reality with competitive rates and flexible terms. For those considering homeownership, we provide mortgage loans and refinancing options that fit your budget, ensuring you get the best deal possible.

Digital & Online Banking

Go Mobile

For those who prefer banking on the go, our mobile application is available for download, bringing all the power of online banking right to your smartphone. Whether you're making purchases or checking balances, you'll have everything at your fingertips. At Unicity, we're committed to providing accessible and efficient banking solutions that fit into your busy lifestyle. Join us today and experience the convenience of modern banking!

Key Services

Visit us at https://www.lascolinasfcu.com/ to explore our user-friendly online banking platform. Here, you can check your account balances, transfer funds, and pay bills effortlessly. If you're in need of quick transactions, our person-to-person transfer feature allows you to send money to friends and family without any hassle.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for safe and convenient document signing. Plus, with features like mobile payments through our app, managing your spending has never been easier or safer.

Stay Organized

Keep track of your financial statements with ease by opting for e-statements. They're not only environmentally friendly but also help you stay organized and informed about your account activity.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand strong at 15,829, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unicity is your trusted partner. Visit us at 9797 Rombauer Rd Coppell Tx 75019 or call (972) 580-4374 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $20,016,831 in share certificates and $8,989,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,973,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $9,648,664 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,122 in used auto loans and $83,275,175 in total loans and leases.

Strong Financial Health

With a net worth of $9,648,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $43,779,451 in used vehicle loans and $7,229,643 in new vehicle loans, helping members get on the road with confidence. Whether you are interested in financing a brand-new vehicle or a reliable used option, we have flexible terms that can suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $909,191 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are dedicated to supporting local enterprises.

Credit Lines and Credit Cards

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,074,968 in loans helping members manage their finances effectively. Additionally, our credit lines provide an easy way to access funds when you need them without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,346,845, make buying or refinancing simple. Our experienced team is here to guide you through each step, ensuring that you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore your options with us. Our team can work with you to determine if refinancing could save you money or make payments more manageable. At Unicity, we pride ourselves on being a resource for our community's financial needs. Reach out to us at (972) 580-4374 or visit us at 9797 Rombauer Rd Coppell Tx 75019 in Coppell, TX, during our operating hours from Monday to Friday, 10:00 AM - 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

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Unicity