Unicity Credit Union Addison TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Unicity, your trusted financial partner located at 16251 Dallas Pkwy, Addison, TX 75001. Since our establishment in 1955, we've been dedicated to serving our community, currently boasting a membership of nearly 9,895 individuals who rely on us for their banking needs. Our commitment to providing personalized service and financial solutions has helped us grow to total assets of over $104 million. At Unicity, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total deposits reaching $7,054,453 and an impressive net worth of $9,648,664, we have the stability and resources to support you. Our team is led by CEO Kevin Scott and Board President John Chipps, who are passionate about ensuring that our members receive the best possible service. We take pride in having a dedicated staff of 27 employees ready to assist you with your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 630347, Irving, TX 75063. If you're looking for a credit union that values community impact and member satisfaction as much as we do, we invite you to stop by or give us a call at 972-687-5667 during our lobby hours from Monday to Friday, 10:00 AM to 4:30 PM. Explore how Unicity can help you achieve your financial dreams today!

Branch History & Mission

Community Connections

Our commitment extends beyond banking; we actively participate in community outreach efforts that uplift those around us. By partnering with local organizations and initiatives, we aim to make a positive impact in Addison and surrounding areas. Even as we embrace advancements like online banking and mobile payments for easier access to services, we remain grounded in our core values integrity, service excellence, and dedication to our members' financial well-being. Join us today and experience the difference that comes from being part of Unicity. We invite you to become a member and enjoy the benefits of personalized service and community-focused banking that truly puts you first. For more information about membership eligibility or to open an account online, visit us at our website. Together, let's build a brighter future!

Our Mission

At Unicity, our mission goes beyond just offering financial products; we strive to empower individuals and strengthen communities. We believe in fostering financial literacy and providing resources that help our members achieve their goals. Whether it's buying a new car or planning for retirement, we are here to support you every step of the way. We understand that accessibility is key to serving our community effectively. While members can visit us at 16251 Dallas Pkwy, official correspondence should be sent to PO Box 630347, Irving, TX 75063 if needed. Our lobby hours are designed with your convenience in mind: Monday through Friday from 10:00 AM to 4:30 PM.

Branch Location & Accessibility

Welcome to the Unicity North Dallas Branch, your friendly neighborhood credit union located at 16251 Dallas Pkwy in Addison, Texas! Nestled right in the heart of the bustling Dallas area, our branch is easy to find and access. Whether you're coming from nearby landmarks like the Addison Circle Park or making a quick stop after a day of shopping at the Galleria Dallas, we are here to serve you. At Unicity, we understand that convenience matters. Our branch features ample parking spaces and is equipped with ADA-compliant facilities to ensure everyone can easily visit us. You can count on our dedicated team for all your banking needs during our lobby hours, which are Monday through Friday from 10:00 AM to 4:30 PM. While members can visit us at our physical location, we also have a mailing address for official correspondence: PO Box 630347, Irving, TX 75063. Feel free to reach out to us anytime at 972-687-5667 if you have any questions or need assistance. Although we currently do not have ATM services or drive-thru banking available at this branch, we offer a range of services to meet your financial needs. From personal checking and savings accounts to auto loans and business banking options, we've got you covered! Plus, with our online and mobile banking platforms, managing your finances has never been easier. We invite you to stop by the Unicity North Dallas Branch today or give us a call. Let's work together on your financial journey!

Member Eligibility

Joining the Unicity community is a wonderful opportunity to gain access to personalized financial services and support. To become a member, you simply need to meet a few friendly eligibility criteria. If you live or work in the area, or even attend school here, you're likely already eligible! We welcome individuals who share our commitment to building a strong financial future together. For more detailed information about eligibility requirements, feel free to check out our resource at http://www.lascolinasfcu.com/who-can-join. Getting started is easy! You can open an account online by visiting https://internetloanapplication.cudl.com/lascolinas/ or give us a call at (972) 687-5667 if you have any questions. We're located at 16251 Dallas Pkwy Addison Tx 75001, and we'd love to help you take this exciting step towards better banking. Welcome to the family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services provide seamless solutions that allow you to accept payments easily, whether in-store or online. Imagine being able to serve your customers better while keeping track of transactions effortlessly this is what we strive to offer at Unicity. Explore how our business banking solutions can help you achieve your goals at our convenient location: 16251 Dallas Pkwy Addison Tx 75001, Addison, TX. For more information, give us a call at (972) 687-5667!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $909,191, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored Business Banking solutions that include Merchant Services & Business Loans. We understand the challenges of running a business and strive to provide support that fosters growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we proudly offer robust Online & Mobile Banking features. Access your accounts anytime, anywhere with user-friendly tools that allow you to transfer funds, pay bills, and manage transactions from your smartphone or computer. Plus, our secure platform ensures your financial information remains protected. While we don't have ATM services at this location, our members can still enjoy easy access to cash through convenient partnerships and local ATMs. At Unicity, we believe in providing comprehensive banking solutions tailored to fit every member's lifestyle. Visit us today at 16251 Dallas Pkwy Addison Tx 75001 in Addison, TX, or give us a call at (972) 687-5667 to learn more about how we can assist you on your financial journey. Your success is our priority!

Credit Card Options

With our Credit Cards with Rewards, managing your expenses becomes more rewarding! Earn points on everyday purchases and redeem them for travel, merchandise, or cash back making every dollar spent work harder for you.

Personal Banking Solutions

We offer various Personal Banking options that cater to your everyday financial activities. Whether you're looking to open a Checking or Savings Account, manage your funds, or save for a future goal, we've got you covered. Our accounts come with features designed for ease and flexibility, ensuring you can access your money whenever you need it. If you're considering a new vehicle, our Auto Loans & Vehicle Financing service makes the process straightforward. We help you secure financing that suits your budget, so you can drive off in the car of your dreams without hassle. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide competitive rates and personalized assistance throughout the entire process. Our experienced team will guide you every step of the way. Need some extra cash? Our Personal Loans & Debt Consolidation services can help simplify your finances. Whether it's consolidating debts or funding personal projects, we work with you to find the best solution.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it easier for you to sign documents from the comfort of your home. No more rushing to the branch; you can handle everything digitally! Plus, we offer e-statements so you can go paperless while keeping track of your financial activities easily. If you're always on the go, you'll love our mobile application. It allows you to manage your accounts right from your smartphone, giving you control at your fingertips. Our mobile payments feature enables quick transactions, whether you're splitting the bill with friends or buying something online. Need to send money to someone? With our person-to-person transfer feature, sending cash is as simple as a few taps on your screen. And if you ever need assistance, our friendly support team is just a call away at (972) 687-5667. At Unicity, we're committed to providing accessible and efficient banking solutions that make managing your money a breeze. Dive into our digital banking experience today!

Financial Strength

Commitment to Growth

With $9,648,664 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,122 in used auto loans and $83,275,175 in total loans and leases.

Growing Trust Among Members

We have established a strong relationship with our community as shown by our Total Share Accounts: 15,829, demonstrating a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unicity is your trusted partner. Visit us at 16251 Dallas Pkwy Addison Tx 75001 or call (972) 687-5667 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $20,016,831 in share certificates and $8,989,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,973,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $9,648,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,779,451 in used vehicle loans and $7,229,643 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have flexible financing options available to suit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $909,191 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to offering tailored solutions that meet your specific needs.

Conclusion

At Unicity, we strive to provide loan products that cater to various financial situations while ensuring competitive rates and excellent member service. If you're interested in learning more about our loan offerings or checking your eligibility, feel free to reach out at (972) 687-5667 or visit us at 16251 Dallas Pkwy Addison Tx 75001 in Addison, TX. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,346,845, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly. If you're looking to refinance your current mortgage, talk to us about your options we're here to assist!

Unsecured Credit Card Loans

For those who need extra flexibility in managing expenses, we also offer unsecured credit card loans with a total of $1,074,968 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your day-to-day spending.

Loan Aggregator

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Unicity