Uncle Credit Union Livermore CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Uncle at our Livermore branch, located at 7000 East Ave Bldg 6425, Livermore, CA 94550. Since our establishment in 1957, we have dedicated ourselves to serving our community with trust and commitment. With a total membership of 37,673 and assets exceeding $753,952,319, we are proud to be a cornerstone of financial support for individuals and families in the area. At Uncle, we believe in empowering our members through personalized financial solutions. Our diverse offerings include personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We aim to meet the unique needs of each member while fostering a sense of belonging and support. Our leadership team is devoted to guiding our mission. Under the expertise of CEO Harold Roundtree and Board President Chung Bothwell, we continuously strive to enhance your banking experience. With 107 dedicated employees working hard every day, you can count on us for reliable service. For any official correspondence, please note that it should be directed to our mailing address: 2100 LAS POSITAS COURT, LIVERMORE, CA 94551. We invite you to visit us or reach out at 925-447-5001 during our lobby hours from Monday to Friday between 9 AM and 4:30 PM. Whether you're looking for advice on loans or simply want to explore what we offer, our friendly staff is ready to assist you. Discover how Uncle can help you achieve your financial goals today! For more information about our services and membership eligibility, feel free to check out our website at www.unclecu.org.

Branch History & Mission

Community Commitment

Our mission goes beyond just banking; it's about making a real impact in Livermore and surrounding areas. We believe in giving back through various community outreach initiatives and partnerships aimed at improving the lives of those we serve. Whether it's supporting local events or providing financial education workshops, Uncle is dedicated to being an integral part of our community. While members can visit us at 7000 East Ave Bldg 6425, official correspondence should be sent to 2100 LAS POSITAS COURT, LIVERMORE, CA 94551. Our branch operates Monday through Friday from 9 AM to 4:30 PM, making it easy for you to stop by or reach out at 925-447-5001.

Join Us

As we look toward the future, Uncle remains committed to enhancing member experiences through customer-centric initiatives and ADA compliance measures. We invite you to join us and discover how we can help you achieve your financial aspirations while being part of a caring community. Explore more about our services and become a member today by visiting our website. At Uncle, you're not just a member; you're family!

Our Journey

From the beginning, Uncle has focused on providing exceptional financial services while fostering a sense of community. We started with the mission of helping individuals achieve their financial goals through personalized banking solutions. Over the decades, we have expanded our offerings to include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our commitment to innovation is evident in our adoption of modern technology for online and mobile banking, ensuring that our members can manage their finances conveniently and securely.

Branch Location & Accessibility

Connect With Us

Don't hesitate to reach out! You can contact us at 925-447-5001 if you have any inquiries or need assistance before your visit. We look forward to welcoming you at Uncle's Lab Office where community banking meets convenience!

Convenient Access and Amenities

At Uncle, we understand that accessibility is key. Our branch offers ample parking and is designed to meet ADA compliance standards, ensuring a comfortable experience for all our members. If you prefer to conduct your banking from home, remember that while you can visit us at this address for in-person services, any official correspondence should be sent to our mailing address at 2100 Las Positas Court, Livermore, CA 94551.

Operating Hours

We're open Monday through Friday from 9 AM to 4:30 PM, providing convenient hours for you to drop by before or after work. Our dedicated team is ready to assist with a range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and more.

Services Tailored for You

While we currently do not offer ATM or drive-thru services at this location, our friendly staff is always available to help with any questions or transactions you may need. We also provide online and mobile banking options so you can manage your finances on-the-go.

Member Eligibility

At Uncle, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is straightforward and open to anyone who lives, works, or worships in our local area. We cherish the diverse backgrounds of our members and aim to provide financial services tailored just for you. By joining Uncle, you'll gain access to exceptional banking products, competitive rates, and personalized service designed to support your financial journey. To learn more about the specific eligibility requirements, please visit our website at https://www.unclecu.org/membership/ . If you're ready to take the next step toward membership or have any questions, feel free to give us a call at (925) 447-5001. We're excited to help you start your journey with us at our branch located at 7000 East Ave Bldg 6425 Livermore Ca 94550!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, our merchant services offer practical tools to help streamline your operations. Imagine accepting payments effortlessly through mobile payments or online transactions all designed to enhance customer satisfaction and improve cash flow. Whether you're at a bustling market or a storefront in Livermore, CA, we provide reliable solutions tailored for your business needs. Let us help you take your business further. Visit us at 7000 East Ave Bldg 6425 Livermore Ca 94550 or call us at (925) 447-5001 to learn more about how we can support your journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $868,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Uncle provides specialized Business Banking services. Our Merchant Services help streamline transactions so you can focus on running your business smoothly. Additionally, if you're looking for funding options, our Business Loans are designed to support growth and expansion.

Credit Cards and Rewards

We also know how important it is to earn rewards on everyday purchases. That's why we offer Credit Cards with Rewards that give back as you spend. It's like getting paid for shopping!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services make it easy for you to manage accounts from anywhere at any time. With features like electronic signatures and mobile payments, accessing your finances has never been easier. While we currently do not have ATMs or drive-thru service at this location, our online platform ensures that you can perform transactions quickly and efficiently from the comfort of your home.

Get Started Today!

We invite you to explore all the services available at Uncle. Our dedicated team is ready to assist you in finding the right financial solutions tailored just for you. Visit us at 7000 East Ave Bldg 6425 Livermore Ca 94550 in Livermore, CA, or call us at (925) 447-5001 today! Let us help you take control of your financial future with confidence!

Personal Banking Services

Our personal banking services are designed with you in mind. If you're looking for a reliable place to manage your money, our Checking & Savings Accounts offer competitive rates and easy access to your funds. Imagine having peace of mind knowing your money is safe while also earning interest! For those considering a new vehicle, our Auto Loans & Vehicle Financing options can make that dream car a reality. We offer flexible terms and competitive rates that fit your budget. Homeownership is another exciting milestone, and with our Mortgage Loans & Refinancing services, we're here to guide you through the process. Whether you are buying your first home or refinancing an existing mortgage for better rates, we have solutions that cater to your needs. If you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide straightforward options without hidden fees.

Digital & Online Banking

Key Features

Managing your finances has never been easier. Our mobile application allows you to bank from the palm of your hand. You can make person-to-person transfers, ensuring that sending money to friends and family is quick and hassle-free. Plus, with mobile payments, you can shop securely without needing cash or cards. Security is our priority. We offer electronic signature authorization for added peace of mind when signing documents online. And if you prefer paperless options, our e-statements are available to help you keep track of your finances while reducing clutter. We've designed our digital banking tools to be user-friendly and accessible for everyone. Real-time account management means you're always in control of your funds. Whether it's checking recent transactions or managing your savings goals, we're here to support you every step of the way. At Uncle, we believe that banking should be simple and secure so you can focus on what truly matters in life. Experience the ease of online banking today!

Financial Strength

Committed Team Ready to Serve

We also take pride in having 99 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to service is as strong as our financial standing.

Focused on Members' Needs

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Trust

Total Share and Deposit Accounts: 69,044, showing a strong and growing member base that trusts us with their finances. This trust is vital for us as it fuels our mission to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Uncle is your trusted partner. Visit us at 7000 East Ave Bldg 6425 Livermore Ca 94550 or call (925) 447-5001 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $53,587,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment means more resources dedicated to enhancing your banking experience.

Secure Savings for Members

Members' savings are secured through $152,254,092 in share certificates and $126,646,812 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member savings distinguishes us from traditional banks.

Solid Financial Foundations

With a net worth of $58,390,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $774 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $4,121 in used auto loans and $625,909,412 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,837,848 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $90,693,804 in used vehicle loans and $143,491,114 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you save even more on your current auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $868,745 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to providing tailored solutions that fit your business goals. Whether you're a first-time borrower or looking to refinance an existing loan, we have eligibility options available that can work for you. Our friendly staff at 7000 East Ave Bldg 6425 Livermore Ca 94550 in Livermore, CA is ready to assist you with any questions or concerns you may have. Feel free to reach out at (925) 447-5001, and let's discuss how we can help you take the next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,922,594, make buying or refinancing simple. Our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,536,246 in loans helping members manage their finances effectively. This option allows you to have easy access to credit when you need it most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to empower users with the information they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to using verified sources means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on these established institutions, LendMesh builds trust in its comparisons. One of the standout features of LendMesh is its verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, there are no sponsored listings on LendMesh. The platform does not prioritize lenders based on paid promotions its goal is to provide unbiased results for all users. The real-time rate comparisons available through LendMesh enable users to see up-to-date loan rates from multiple institutions. This timely information helps individuals make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your loan options without the hassle, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNCLE CREDIT UNION