Ume Credit Union Burbank CA | Best Auto Loans & Personal Banking

Introduction

Welcome to Ume, your trusted financial partner located at 3000 W Magnolia Blvd, Burbank, CA 91505. Established in 1940, we have been dedicated to serving our community for over 80 years. With a robust membership of 17,330 individuals and total assets reaching an impressive $341,451,063, we stand as a pillar of support for our members' financial needs. At Ume, we pride ourselves on offering a wide range of services tailored to meet the unique needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, we've got you covered. Our commitment extends beyond just banking; we aim to empower our members with sound financial advice and personalized service. While you can visit us at our branch address for in-person assistance, please note that official correspondence should be sent to our mailing address: P.O. Box 7767, Burbank, CA 91510-7767. Our leadership team is dedicated to ensuring that Ume remains a reliable resource for all your financial needs. Under the guidance of CEO Robert Einstein and Board President Edward Hill, we continue to focus on growth and member satisfaction. With total loans amounting to 7992 and total deposits reaching $16,155,049, we maintain a healthy financial position while working tirelessly to support our members. Our net worth stands at $27,669,047, reflecting our strong commitment to stability and security. We invite you to experience the Ume difference. For any inquiries or assistance, feel free to call us at (818) 238-2900 or visit our website at umecreditunion.com. Together, let's build a brighter financial future!

Branch History & Mission

Community Focused

While members can visit us at 3000 W Magnolia Blvd Burbank Ca 91505, official correspondence should be sent to P.O. Box 7767, Burbank, CA 91510-7767. We are proud of our ATM availability and strive to provide access that meets your needs though please note that we do not currently offer drive-thru banking. Our lobby hours are designed for your convenience: open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. At Ume, we believe in supporting not just financial growth but personal growth too. Our member-centric initiatives include educational workshops on budgeting and saving as well as outreach programs designed to assist those in need within our community.

Join Us

As we look towards the future, Ume remains steadfast in its mission to serve you better every day. We invite you to join our growing family of members who benefit from personalized service and a wide range of financial products tailored just for you. Experience the difference that comes with being part of a credit union that truly cares about your financial success. For more information or to open an account today, visit us at umecreditunion.com or call us at 818-238-2900. Together, let's build a brighter future!

Our Journey

Ume's journey has been marked by significant milestones that reflect our commitment to serving the community. From our initial focus on providing essential banking services to a diverse membership base, we have continuously adapted to meet the changing financial landscape. As technology advanced, so did we; today, we offer convenient online and mobile banking options, ensuring that our members can manage their finances anytime and anywhere. Our mission is simple yet powerful: to empower individuals and families through accessible financial services while actively contributing to the well-being of our community. This means not only offering products like auto loans, mortgages, and credit cards but also engaging in initiatives that uplift those around us. Whether it's through partnerships with local organizations or sponsoring community events, Ume is committed to making a positive impact in Burbank.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near popular spots like the Burbank Town Center and the iconic Warner Bros. Studio, our branch is not only easy to find but also surrounded by great shopping and entertainment options. Parking is readily available for your convenience, ensuring that your visit is hassle-free. Plus, we prioritize accessibility with features such as ramps and ADA compliance to ensure that everyone can reach us comfortably.

Operating Hours and Services

We know your time is valuable! Our lobby hours are designed to fit your busy schedule: we're open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. Feel free to call us at 818-238-2900 if you have any questions or need assistance before you arrive. At Ume, we offer a variety of services including personal banking with checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and even business banking services. With ATM availability on-site for quick cash withdrawals and balance checks, managing your finances has never been easier.

Your Invitation to Visit Us

We invite you to stop by our Ume branch in Burbank. Whether you're a current member or thinking about joining us, we're excited to meet you! Come experience the welcoming atmosphere and personalized service that makes banking with us a pleasure. Don't hesitate to reach out via phone or visit our website at umecreditunion.com for more information. We look forward to serving you soon!

Member Eligibility

Joining the Ume family is as easy as stepping through our welcoming doors at 3000 W Magnolia Blvd, Burbank, CA 91505. At Ume, we believe in creating a community where everyone can thrive together. To become a member, you typically need to meet certain eligibility criteria that include living, working, or attending school in our local area. Whether you're looking for personal banking services, auto loans, or just a place to grow your savings, becoming a member at Ume opens up a world of benefits designed with you in mind. For detailed and updated information about eligibility, feel free to check out our website at https://www.umecreditunion.com/ . Getting started is simple! If you're ready to take the next step toward membership or want to open an account, visit us online at https://www.umecreditunion.com/apply-for-a-loan/ or give us a call at 818-238-2900. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Picture a bustling store where customers can pay seamlessly with their credit cards or mobile payments. Our merchant solutions enhance customer experience and help increase sales. With these services at Ume, located at 3000 W Magnolia Blvd Burbank Ca 91505 in Burbank, CA, we're here to ensure your business thrives. For more information, call us at (818) 238-2900 and let's explore how we can work together for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. Imagine a local coffee shop needing funds to buy new equipment or a tech startup requiring capital to launch its first product. With our tailored loan options, we can help make those dreams a reality.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? With our ATM & Cash Withdrawal Services, accessing your money is easy and straightforward. We also provide basic ATM access for balance checks so you can stay informed about your finances without any hassle. At Ume, we are proud to offer these comprehensive services to meet all aspects of your financial life. If you're ready to take control of your finances or want more information on how we can assist you further, don't hesitate to call us at (818) 238-2900 or visit us online at Main Office. Your financial well-being is our top priority!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing provide competitive rates that make owning a vehicle more accessible. Imagine driving off in your dream car without breaking the bank! Our easy application process means you can get on the road sooner rather than later.

Business Banking Services

For our entrepreneur members, we offer Business Banking solutions, including merchant services and business loans designed to fuel growth and stability. We know how challenging running a business can be, which is why we provide tools and support tailored specifically for small businesses.

Credit Cards with Rewards

Maximize your spending power with our Credit Cards with Rewards program. Enjoy perks like cashback or travel points while managing your purchases effectively. It's not just about spending; it's about earning rewards that can enhance your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. Our Mortgage Loans & Refinancing options help you navigate this important step smoothly. We understand how vital it is to find the right mortgage, so our team is here to guide you every step of the way, ensuring you secure a loan that aligns with your financial goals.

Online & Mobile Banking

In today's fast-paced world, managing finances on-the-go is essential. Our Online & Mobile Banking services allow you to check balances, transfer funds, and pay bills anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been more convenient.

Personal Banking Solutions

Managing your daily finances should be straightforward. That's why we offer Personal Banking, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or need a secure place for your paycheck, we have options that cater to your needs.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide you with quick access to cash when you need it most. Whether it's for home repairs, medical bills, or consolidating high-interest debt into one manageable payment, we're here to help ease your financial stress.

Digital & Online Banking

Key Features

For those who prefer using their smartphones, our mobile application is available to make banking even more convenient. You can enjoy features like mobile payments, allowing you to make purchases right from your phone without needing cash or cards. Our app also supports person-to-person transfers, making it easy to send money to friends and family with just a few taps. We care about your security as much as you do. While we currently do not offer electronic signature authorization for documents, rest assured that all transactions are protected with advanced security measures. Additionally, opting for e-statements means you can view your account statements digitally, helping reduce paper clutter while keeping your information safe. With real-time account management and user-friendly features, Ume is committed to making banking simple and accessible for everyone. So whether you're at home or on the go, rest easy knowing that your finances are just a click away!

Financial Strength

Commitment to Service Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 33,036, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $39,144,949, we have the flexibility to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ume is your trusted partner. Visit us at 3000 W Magnolia Blvd Burbank Ca 91505 or call (818) 238-2900 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $27,669,047 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,204 in used auto loans and $161,205,395 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $19,958,044 in share certificates and $73,503,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $27,669,047, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $810, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those interested in other forms of borrowing, we have total credit lines available amounting to $168,770,837, providing additional flexibility for personal or business needs. If you're considering refinancing any existing loans or checking eligibility for any of our products, feel free to ask about our options during your visit or call us for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are committed to supporting our community by offering transparent and accessible loan solutions that empower our members financially. Visit us today at Ume and see how we can help you secure your future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,019,955 in used vehicle loans and $6,238,580 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the perfect fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,312,350, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through each step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,254,182 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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UME FEDERAL CREDIT UNION - Burbank, CA