Umatilla County Credit Union Pendleton OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Umatilla County, your trusted financial partner since 1983. Located at 911 SW Dorion Ave, Pendleton, OR 97801, we are dedicated to serving our community with reliable banking solutions tailored to meet your needs. Whether you're looking for personal banking services, auto loans, or business financing, we have you covered. At Umatilla County F.C.U., we pride ourselves on our commitment to our members. With a total membership of 2,333, we strive to create a welcoming environment where you can feel secure in your financial decisions. Our total assets stand at an impressive $50,105,166, which reflects our stability and ability to provide robust financial services. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1305, Pendleton, OR 97801. With a team of four dedicated employees led by CEO Stuart Roberts and Board President Nicholas Michael, we're here to help you navigate your financial journey. Our wide array of services includes everything from checking and savings accounts to mortgage loans and credit cards with rewards. We also offer business banking options, ensuring that whether you're an individual or a local business owner, you find the support you need. As part of our mission, we prioritize helping our members achieve their financial goals. Our total deposits amount to $1,146,224, and we've issued over 1,243 loans and leases, demonstrating our commitment to lending within the community. If you have any questions or would like more information about how we can assist you today, please don't hesitate to reach out. You can contact us at 541-276-6317 during our lobby hours from 9 AM to 5 PM, Monday through Friday. We look forward to serving you!

Branch History & Mission

At Umatilla County, we take pride in our rich history and steadfast commitment to the community. Established in 1983, our branch has grown alongside the vibrant city of Pendleton, Oregon. Located at 911 SW Dorion Ave, we are not just a financial institution; we are a part of the fabric of our community. With a strong membership base of over 2,333 members and total assets reaching $50,105,166, we have become a trusted partner in financial well-being for many families and businesses in the area. Our mission is simple yet profound: to provide accessible financial services while fostering community support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, financing a vehicle, or saving for the future. We strive to offer personalized banking solutions that cater to the unique needs of our members. By focusing on relationships rather than transactions, we aim to empower individuals with the knowledge and resources they need to succeed. While members can visit us at 911 SW Dorion Ave, Pendleton, OR 97801, official correspondence should be sent to PO Box 1305, Pendleton, OR 97801. Our branch operates from 9 AM to 5 PM, Monday through Friday, providing ample time for you to come in and discuss your financial needs with our dedicated team. Umatilla County is equipped with drive-thru banking services for quick and convenient transactions. While we currently do not offer ATM services or shared service centers, our commitment remains strong in providing personal service that meets your needs. As we look back on our history and forward into the future, we are excited about ongoing advancements that make banking easier for everyone. Our focus on community outreach ensures that we are always finding ways to give back and support local initiatives. Join us at Umatilla County Credit Union experience how our mission translates into real benefits for you and your family. Together, let's build a stronger financial future! For more information or assistance, feel free to reach out at 541-276-6317 or visit us online at Umatilla County FCU.

Branch Location & Accessibility

Accessible Features

We prioritize accessibility for all our members. Our branch is equipped with features that ensure everyone can access our services comfortably. We have dedicated parking spaces and ADA-compliant ramps for easy entry. Plus, if you're in a hurry, we offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Get in Touch

If you have any questions or need assistance, feel free to call us at (541) 276-6317. We invite you to visit our branch and experience the difference that community-focused banking can make in your life. Come see us soon!

Operating Hours

Our friendly team is here to assist you during convenient hours: Monday through Friday from 9 AM to 5 PM. Whether you need help with checking accounts, loans, or other services, we're ready to serve you!

Services Offered

At Umatilla County, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for every financial goal. Our drive-thru service allows for efficient transactions on-the-go perfect for busy days!

Member Eligibility

Becoming a member of Umatilla County means joining a welcoming community that values your financial well-being. To qualify, you typically need to live, work, or worship in the Umatilla County area, along with meeting some straightforward criteria. This makes it easy for local residents to access our personalized services and support tailored to your needs. As a member, you'll enjoy a range of benefits including competitive loan rates, low fees, and friendly service that puts you first. If you're ready to take the next step, opening an account is simple! You can find all the details about eligibility on our website, where we provide updated information to help you through the process. If you have any questions or need assistance, don't hesitate to reach out to us at (541) 276-6317. We look forward to welcoming you to Umatilla County, located at 911 Sw Dorion Ave Pendleton Or 97801!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to manage transactions smoothly, enhance customer experiences, and streamline operations. Our merchant services offer you the ability to accept payments easily, whether you're at a storefront or on-the-go. This means less hassle for you and more satisfaction for your customers. At Umatilla County located at 911 Sw Dorion Ave Pendleton Or 97801 in Pendleton, OR, we are dedicated to being your partner in success. Connect with us today at (541) 276-6317 to explore how we can help your business reach new heights!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. In addition, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that empower entrepreneurs.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing options can help make that dream a reality. We understand that purchasing a car is a significant decision, so we offer competitive rates and flexible terms to suit your budget. Picture yourself driving off in your new ride without the stress of high monthly payments.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Running a business can be challenging; let us provide the financial support you need to thrive. You can focus on growing your enterprise while we handle the banking side.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting perks. Enjoy the benefits of earning points on everyday spending while building your credit score at the same time. Think about how rewarding it would be to earn cash back or travel points just by shopping for groceries!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Umatilla County F.c.u., we prioritize online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Drive-Thru and ATM Services

While we don't have ATMs at this branch yet, our basic drive-thru banking services allow for quick deposits, withdrawals, and simple transactions without needing to enter the building. It's perfect for those busy days when every minute counts! We invite you to visit us at 911 Sw Dorion Ave Pendleton Or 97801 in Pendleton or give us a call at (541) 276-6317 if you have any questions about how we can assist you with these services or anything else! At Umatilla County, we're more than just a credit union; we're your financial partner committed to helping you succeed!

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your existing mortgage, our mortgage loans are tailored to help you achieve that goal. Our experienced team will guide you through the process, ensuring you understand each step. Imagine settling into your new home with peace of mind knowing you made a smart financial choice.

Personal Banking

Our personal banking services make it easy for you to manage your finances. With options for checking and savings accounts, you can choose the right fit for your lifestyle. Imagine effortlessly keeping track of your spending while also saving for that special trip you've always wanted. Our accounts are designed with your needs in mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for an emergency repair or consolidating debt to simplify payments, we are here to help. Visualize gaining control over your finances and reducing stress by managing everything with just one loan.

Digital & Online Banking

Key Features

Our online platform allows for 24/7 access to your accounts. You can manage your finances in real-time without needing to visit a branch. While we don't have a mobile app yet, you can still access your account via any web browser on your phone or computer. For those who frequently send money to friends or family, please note that person-to-person transfers are not available right now. However, our team is always looking for ways to improve our offerings and better serve our members. While we may not have all the bells and whistles today, we prioritize security and ease of use in everything we do. Your financial safety is paramount at Umatilla County, and our systems are designed with that in mind. Explore our digital banking options today by visiting https://www.umatillacfcu.com/. Your financial well-being is just a click away!

Financial Strength

Lending Capacity

Our lending capacity supports your financial goals across various sectors. With $452 in used auto loans and $29,884,932 in total loans and leases, we are here to help you drive away in the vehicle you want or finance other significant purchases. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Umatilla County is your trusted partner. Visit us at 911 Sw Dorion Ave Pendleton Or 97801 or call (541) 276-6317 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

We prioritize our members above all else. Currently, we do not have any non-member deposits or share certificates; this focus allows us to channel all resources back into serving you better. While we don't have money market shares or share certificates at this time, we are committed to exploring options that benefit our community and enhance your savings opportunities.

Solid Foundation

With a net worth of $8,373,479, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Employment

With $8,278,410 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Although our current net income stands at $174,583, it reflects our commitment to operational efficiency and prudent management of resources. We also take pride in having 4 full-time employees ready to assist you with your financial needs. Each team member is dedicated to making your experience as smooth as possible.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,051,854 in used vehicle loans and $5,158,452 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible terms and competitive rates designed just for you.

Credit Lines and Unsecured Loans

For those seeking more flexibility with their spending, we offer total credit lines of $4,000,000. Additionally, our unsecured credit card loans are designed to help members manage their finances effectively; however, we currently do not have any outstanding unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through other mortgage solutions that may fit your needs.

Refinancing Options

If you're looking to lower your monthly payments or adjust your loan terms, refinancing options may be available. Our knowledgeable staff is here to discuss eligibility and help you navigate the refinancing process smoothly. Our branch hours are convenient for you open Monday through Friday from 9 AM to 5 PM. Feel free to reach out at (541) 276-6317 if you have any questions or want to explore how our loan products can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Umatilla County, we're committed to helping our members find the right financial solutions for their unique situations. Let's work together toward achieving your financial goals!

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UMATILLA COUNTY FEDERAL CREDIT UNION - Pendleton, OR

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