UMassFive College Credit Union Leeds MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Umassfive College, your trusted partner in financial well-being! Located at 421 N Main St, Leeds, MA 01053, we have proudly served our community since 1967. With a strong commitment to our members, we are dedicated to providing personalized banking solutions that meet your unique needs. At Umassfive College, we believe that every member deserves a fair chance at achieving their financial goals. With over 50,876 members and total assets of $707,070,417, we are here to support you through every stage of your financial journey. Our extensive range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions tailored for entrepreneurs looking to grow their ventures. While members can visit us at our branch location in Leeds, official correspondence should be sent to 421 N Main St, Building 1 Room 204, Leeds, MA 1053 if different from our physical address. Our team is led by the experienced CEO, Richard Kump, and Board President, Jacqueline Watrous, who together foster an environment of trust and transparency. Our dedicated staff of 132 employees is always ready to assist you in navigating your financial options. With a net worth of $62,693,860 and total deposits amounting to $29,802,135, our credit union stands strong as a reliable institution for all your banking needs. We also maintain a solid cash reserve of $3,250,507 to ensure liquidity and stability. We invite you to discover how Umassfive College can help you achieve your financial dreams. Call us today at 413-256-5500 or visit our website at umassfive.coop to learn more about our offerings or open an account. Join us on this journey towards financial empowerment!

Branch History & Mission

At Umassfive College, we take pride in our rich history and our unwavering commitment to serving the community of Leeds, MA. Since opening our doors in 1967, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for over 50,000 individuals. Our branch, located at 421 N Main St, is more than just a place for transactions; it's a hub of support and guidance for financial success. Our mission centers around empowering members through accessible financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. With total assets exceeding $707 million, we are well-equipped to provide a range of services including personal banking, auto loans, mortgages, and business banking. Our commitment extends beyond traditional banking; we actively engage in outreach efforts that uplift those in need throughout the region. While members can visit us at 421 N Main St Leeds Ma 01053, official correspondence should be sent to 421 N Main st, Leeds, MA 1053. We offer convenient operating hours: Monday to Friday from 9 a.m. to 1 p.m., with extended video banking hours on weekdays from 7:30 a.m. to 6 p.m., and Saturday from 9 a.m. to noon. As part of our dedication to modern banking needs, we provide ATM access and online banking options to ensure members can manage their finances with ease and security. Our digital advancements include features like mobile payments and e-statements, allowing for seamless transactions no matter where you are. At Umassfive College, we understand the importance of community partnerships. We work closely with local organizations to support initiatives that address various social issues and foster economic growth in our area. We invite you to join us on this journey toward financial empowerment and community connection. Discover how Umassfive College can help you achieve your goals today! For more information or assistance, please contact us at (413) 256-5500 or visit us online at Umassfive College. Together, let's build a brighter future!

Branch Location & Accessibility

Come Visit Us!

At Umassfive College, we pride ourselves on providing excellent service in a welcoming environment. Whether you're an existing member or considering joining us, we invite you to stop by our branch in Leeds today! Let's work together towards achieving your financial goals!

Convenient Access and Amenities

At Umassfive College, we strive to make your visit as pleasant as possible. We offer ample parking space, ensuring you won't have to worry about finding a spot when you arrive. Our branch is fully accessible with features like ramps, making it easy for everyone to come in and enjoy our services. Our operating hours are designed with your convenience in mind. You can visit us Monday through Friday from 9 a.m. to 1 p.m., and on Saturdays from 9 a.m. to noon. For those who prefer video banking, we're here for you Monday through Wednesday from 7:30 a.m. to 5 p.m., and Thursday through Friday until 6 p.m. This flexibility allows you to choose the best time that fits your schedule.

Services Tailored for You

We understand that our members have diverse financial needs. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, if you're looking for business banking solutions, we've got you covered with merchant services and business loans. For added convenience, we have an ATM available for quick cash withdrawals and balance checks right outside our branch. Unfortunately, we do not currently offer drive-thru service or shared service centers at this location. If you need assistance or have questions about our offerings, feel free to give us a call at 413-256-5500. We're here to help!

Member Eligibility

Becoming a member of Umassfive College feels like joining a warm and welcoming community where your financial needs are truly understood. If you're looking to become part of our family, you'll be glad to know that membership is open to anyone who lives, works, or attends school in our community. This means whether you're a local resident, a student at nearby institutions, or even employed by one of our partner organizations, you can enjoy the benefits we offer. Plus, being a member gives you access to exceptional services like competitive loan rates and personalized banking experiences. For more detailed eligibility criteria, feel free to visit our resource page at http://www.umassfive.coop/our-community/membership-eligibility. Opening an account with us is straightforward and designed to make you feel right at home. Simply reach out to us at (413) 256-5500, or explore the account opening process online at https://umassfive.loanspq.com/apply.aspx?lenderref=umassfive_live&list=xast. Our friendly team is here to guide you every step of the way, ensuring your journey into membership is as smooth as possible. Join us at Umassfive College, located at 421 N Main St Leeds Ma 01053, and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Make a Difference

When it comes to managing daily transactions, our merchant services simplify the process. Imagine being able to accept payments seamlessly, whether it's through credit cards or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what truly matters growing your business. Located at 421 N Main St Leeds Ma 01053 in Leeds, MA, we invite you to explore how our business banking and commercial services can empower you to achieve your goals. For more information or assistance, give us a call at (413) 256-5500. Let's work together to make your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,739,935, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? You'll find our convenient ATM & Cash Withdrawal Services right at your fingertips. With basic ATM access for withdrawals and balance checks, we ensure that accessing your money is quick and hassle-free. At Umassfive College, we pride ourselves on being more than just a financial institution; we are part of your community in Leeds. Our commitment is reflected not only in our comprehensive range of services but also in our dedicated staff who are eager to assist you with any questions or concerns you may have. If you're ready to take control of your financial future or want to learn more about what we offer, don't hesitate to reach out! You can visit us at 421 N Main St Leeds MA 01053 or call us at 413-256-5500. Let's work together toward achieving your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new car, look no further! Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel of your next vehicle. We provide competitive rates and flexible terms to fit your budget, ensuring that you can drive away with confidence.

Business Banking

Running a business comes with its own set of challenges. That's why we offer specialized Business Banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we are here to support your entrepreneurial journey.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make. Our Mortgage Loans & Refinancing services are designed to help you find the perfect loan that matches your financial goals. Our knowledgeable staff will assist you in navigating through the mortgage process, making it easier than ever to own your dream home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With options like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why our Personal Banking services include checking and savings accounts designed for everyday needs. Imagine having easy access to your funds while earning interest at the same time! Plus, our Credit Cards with Rewards offer benefits that can help you save on everyday purchases.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to simplify your finances, our Personal Loans & Debt Consolidation options can be a lifesaver. We offer straightforward solutions that can help reduce stress and manage payments more effectively.

Digital & Online Banking

Accessible Anytime

Whether you're at home or out running errands, our digital services provide real-time account management right when you need it. With our commitment to accessibility and ease-of-use, banking with us means never missing a beat when it comes to your finances. In summary, the digital and online banking options at Umassfive College are here to simplify your life while keeping your information safe. Discover how easy managing your money can be by visiting us at http://umassfive.coop/ today!

Key Services

Our online banking system allows you to check balances, transfer funds, and pay bills with just a few clicks. You can sign up for e-statements to receive your account information electronically, making it easier to stay organized while being environmentally friendly. If you ever need to sign documents, our electronic signature authorization feature lets you do this quickly and securely from the comfort of your home. For those on the go, our mobile application offers all these features right at your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, everything is designed to be user-friendly and efficient.

Security You Can Trust

Security is a top priority at Umassfive College. Our online banking services are equipped with robust security measures to protect your personal information and financial data. You can feel confident knowing that your transactions are safe and secure every time you log in.

Financial Strength

At Umassfive College, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide reliable services, and we are proud to showcase our strong financial foundation. With a net worth of $62,693,860, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $890 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $167,107,398 in share certificates and $53,991,535 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,651,673, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $60,734,393 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,544 in used auto loans and a total of $551,437,453 in loans and leases available. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 87,254, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Umassfive College is your trusted partner. Visit us at 421 N Main St Leeds Ma 01053 or call (413) 256-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,796,328 in used vehicle loans and $14,320,093 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier for you to drive away with your dream car.

Commercial Loans

For business owners, our outstanding commercial loans totaling $13,739,935 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to providing support through tailored lending solutions.

Credit Lines and Unsecured Loans

If you're looking for additional financial flexibility, we offer various credit lines totaling $121,009,563. This can be especially helpful for unexpected expenses or planned purchases. Additionally, we have flexible terms on unsecured credit card loans, with a total of $17,492,247 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,556,373, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and our dedicated team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we offer options that may lower your payments or help you access cash. Our team will work with you to assess your situation and find the best solution. For more information about our loan products or to see if you qualify for any of our offerings, please contact us at (413) 256-5500 or visit us at 421 N Main St Leeds Ma 01053, Leeds, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Umassfive College, we're here to help you navigate your financial journey with confidence!

Loan Aggregator

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