UmassFive College Credit Union Hadley MA | Quick Personal Loans & ATM Access

Introduction

Welcome to Umassfive College, your trusted partner in financial growth and community well-being. Located at 200 Westgate Center Dr, Hadley, MA 01035, our branch has been serving members since 1967. With a strong commitment to our local community, we proudly support over 50,876 members with personalized banking solutions tailored to meet diverse needs. While you can easily visit us at our Hadley location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 1060, Hadley, MA 1035. At Umassfive College, we understand the importance of financial stability and growth. With total assets reaching an impressive $707,070,417, we are well-equipped to provide robust services ranging from checking and savings accounts to auto loans and mortgages. Our total deposits currently stand at $29,802,135, showcasing the trust our members place in us. As a member-owned credit union, we prioritize your needs above all else. Led by CEO Richard Kump and Board President Jacqueline Watrous, our dedicated team of 132 employees is here to ensure you receive the highest level of service. We believe that strong relationships with our members foster a thriving community one where everyone can achieve their financial goals. We invite you to explore the many services we offer, including online and mobile banking options for convenient access anytime you need it. If you're ready to take the next step towards securing your financial future or have any questions, don't hesitate to reach out! Call us today at 413-256-5500 or visit our website at Umassfive College. We're here to help you every step of the way!

Branch History & Mission

Welcome to Umassfive College, a beacon of community and financial empowerment in Hadley, MA. Since opening our doors in 1967, we have proudly served our members, growing from a small credit union to a thriving institution with over 50,876 members. Our journey has been marked by commitment, innovation, and a deep-rooted mission to support the financial well-being of our community. Located at 200 Westgate Center Dr, Hadley, MA 01035, our branch is easily accessible to everyone in the area. We invite you to visit us and experience the warm service that defines us. If you need to reach us via mail for official correspondence, please send it to PO Box 1060, Hadley, MA 1035. At Umassfive College, we understand that banking is not just about numbers; it's about people and their dreams. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community among our members. We offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions designed to meet the diverse needs of our members. Throughout the years, we have embraced technology and modern banking practices without losing sight of our core values. Our digital advancements ensure that your banking experience is convenient and secure. With features like online banking and mobile payments available, managing your finances has never been easier. Our commitment goes beyond traditional banking; we strive to be an active part of the Hadley community. We engage in partnerships and outreach efforts that support local initiatives and help those in need. Whether through educational workshops or community events, we aim to uplift those around us. As we look forward to the future with assets totaling over $707 million, we remain dedicated to ensuring that every member feels valued and supported. Our operating hours from Monday to Friday 8:00 am - 5:00 pm and Saturday from 9:00 am - Noon make it easy for you to connect with us when it's most convenient for you. Plus, with ATM availability and drive-thru services, accessing your funds is hassle-free. Join us at Umassfive College and become part of something bigger a community committed to helping each other thrive financially. Experience the difference today! For more information or to open an account, visit us online at umassfive.coop or call us at 413-256-5500. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

At Umassfive College, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible entrances, ensuring that everyone can navigate comfortably. Parking is ample and convenient, allowing for easy access whether you're driving through or stopping in.

Call to Action

Ready to experience personalized banking? We invite you to visit us at the Umassfive College branch or give us a call at 413-256-5500. Your financial journey matters to us, and we're excited to help you every step of the way!

Operating Hours

Our friendly team is ready to assist you during our operating hours: Monday through Friday from 8:00 am to 5:00 pm and Saturday from 9:00 am to Noon. We understand that your time is valuable, so we strive to make your visits efficient and pleasant.

Services Offered

We offer a variety of services tailored to meet your banking needs. From personal banking like checking and savings accounts to auto loans and mortgage refinancing, we have options for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. For those who prefer the drive-thru, we provide basic banking transactions such as deposits and withdrawals without leaving your vehicle. As part of our commitment to community service, we also participate in shared branching. This means that members of partner credit unions can conduct basic transactions with us another layer of convenience!

Member Eligibility

At Umassfive College, we're excited to welcome new members into our community, where everyone can experience the benefits of being part of something special. If you're interested in joining us, eligibility is quite straightforward! Generally, you can become a member if you live, work, or attend school in our service area or have a family member who is already a member. We believe in making banking accessible and personal, which is why we encourage anyone who meets these criteria to reach out and explore the advantages we offer, such as competitive loan rates and personalized service. Ready to take the next step? Opening an account with us is simple! You can start the process by visiting this link or give us a call at (413) 256-5500 for any questions you might have. For more details about eligibility requirements and updates, feel free to check out our dedicated page at this link. Join us at Umassfive College, located at 200 Westgate Center Dr Hadley Ma 01035, and let's achieve your financial goals together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,739,935, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from your customers. Our merchant services empower local businesses like yours to process transactions efficiently and securely. From point-of-sale solutions to online payment options, we help you create a smooth experience for your customers, boosting satisfaction and loyalty. Located at 200 Westgate Center Dr Hadley Ma 01035 in Hadley, MA, our dedicated team is ready to assist you. Reach out today at (413) 256-5500 and discover how we can help your business thrive!

Comprehensive List Of Services

Additional Services

For those who prefer face-to-face interactions but are short on time, our drive-thru banking allows for quick deposits and withdrawals without stepping inside the branch. And if you're a member of another credit union, take advantage of our shared branch transactions, where deposits and withdrawals can be made conveniently. If you have any questions about these services or would like assistance in choosing the right option for you, please don't hesitate to reach out! Give us a call at (413) 256-5500 or visit us during our operating hours: Monday through Friday from 8:00 am to 5:00 pm and Saturday from 9:00 am to Noon. At Umassfive College, we're not just here to bank; we're here to support your journey towards financial wellness. Explore all that we offer by visiting us online at Hadley Branch!

Business Banking Services

If you're a business owner, our business banking services, including merchant services and business loans, are designed with your success in mind. Whether you need capital for expansion or want tools to manage cash flow effectively, we've got you covered.

Convenient Digital Access

In today's busy world, having access to your finances at your fingertips is essential. That's why we offer robust online and mobile banking solutions. You can check balances, transfer funds, pay bills, and even deposit checks from anywhere using our user-friendly app. Plus, enjoy easy access to ATMs for quick withdrawals without hassle.

Credit Options

Managing debt can be overwhelming, but we're here to help with our personal loans and debt consolidation services. This means you can combine multiple debts into one manageable payment, making it easier for you to stay on top of your finances. Plus, if you're looking for a credit card that rewards you for everyday purchases, check out our credit cards with rewards program.

Home Financing

Dreaming of homeownership? Our mortgage loans and refinancing options are designed to make that dream a reality. We work closely with you to find the best mortgage solution, whether you're buying your first home or looking to refinance an existing mortgage for better terms.

Personal Banking Solutions

Whether you're just starting out or looking to expand, our personal banking options cover everything from basic checking and savings accounts to more complex needs. Imagine having a checking account that not only keeps your money safe but also earns interest over time. Our savings accounts offer just that, providing a great way to save for future goals. For those considering a new vehicle or refinancing an existing loan, our auto loans and vehicle financing services can help you drive away with confidence. We offer competitive rates and flexible terms tailored to fit your budget.

Digital & Online Banking

Key Services

With our online banking service, you can easily check balances, pay bills, and transfer funds anytime you need. You'll love how simple it is to manage your accounts right from your computer or smartphone. Plus, our user-friendly mobile application ensures that all the functionalities are just a tap away, making banking accessible wherever life takes you. When it comes to safety, we prioritize your security. Our electronic signature authorization feature allows you to sign documents safely online, so you can complete transactions without needing to visit a branch. Additionally, with e-statements available, you'll have secure access to your financial records without the clutter of paper statements.

Stay Connected

Need to send money to a friend or family member? Our person-to-person transfers make it easy and quick. Simply choose the amount and recipient; it's as straightforward as sending a text! Plus, if you're someone who enjoys using digital wallets, our mobile payments feature lets you make purchases right from your smartphone no cash needed! In today's fast-paced world, having real-time access to your accounts is essential. With Umassfive College's digital offerings, you're always connected to your finances. Explore our services today at http://umassfive.coop/, and take advantage of the ease and flexibility that comes with modern banking!

Financial Strength

Commitment to Innovation

Our commitment extends beyond basic banking services. With $60,734,393 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity supports your financial goals across various sectors, with $5,544 in used auto loans and $551,437,453 in total loans and leases available for our members.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, we manage net shares amounting to $0, which indicates the funds available for lending and investments. Our total share accounts stand at 87,254, showcasing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Your savings are secured through $167,107,398 in share certificates and $53,991,535 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,651,673, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $62,693,860, we maintain robust financial health, which empowers us to offer better rates, lower fees, and enhanced member services. This strong net worth is complemented by our net worth ratio of $890, demonstrating a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Umassfive College is your trusted partner. Visit us at 200 Westgate Center Dr Hadley Ma 01035 or call (413) 256-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,796,328 in used vehicle loans and $14,320,093 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right loan to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $13,739,935 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to offering solutions that cater to your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,556,373, make buying or refinancing simple. We aim to assist you through the entire process, providing clear terms and competitive rates.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for our various products, we encourage you to reach out. Our team is here to guide you through the process and help identify the best solutions for your situation. You can contact us at 413-256-5500 or visit us at our branch located at 200 Westgate Center Dr., Hadley MA 01035. Our operating hours are Monday through Friday from 8:00 am - 5:00 pm and Saturday from 9:00 am - Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how Umassfive College can assist you in achieving your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $17,492,247 in loans helping members manage their finances effectively. These credit cards come with benefits that can make everyday purchases easier while keeping your budget intact.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers when they seek loans. One of the standout features of LendMesh is its use of verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information presented. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This approach helps maintain unbiased results, allowing users to see all available options without influence from advertising. Real-time rate comparisons are another key benefit of using LendMesh. By providing up-to-date loan rates from multiple institutions, users can easily find the best options tailored to their needs. Thousands of satisfied users have shared their positive experiences with LendMesh. One member noted: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To experience these benefits for yourself, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.