Ulster Credit Union Saugerties NY | Affordable Auto Loans & Checking

Introduction

Welcome to Ulster, your trusted financial partner in the heart of Saugerties, NY. Established in 1974, we have proudly served our community for nearly five decades, helping over 7,178 members achieve their financial goals. Located at 9W Simmons Plz, Saugerties, NY 12477, our branch is designed to make banking easy and accessible for everyone. At Ulster, we understand that life can be unpredictable. That's why we offer a range of services from personal banking and auto loans to mortgage financing and business loans. With total assets amounting to an impressive $156,565,064 and total deposits of $13,403,195, we are well-equipped to meet your needs. Our dedicated team, led by CEO William Querbes and Board President John Mizerak, is here to provide personalized support every step of the way. While you can visit us at our Saugerties branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 2310, Kingston, NY 12402. We're also proud to offer modern conveniences like online and mobile banking so you can manage your finances anytime, anywhere. Your financial success is our mission. With a strong net worth of $16,385,628 and cash on hand totaling $1,484,762, Ulster is committed to fostering a secure and prosperous environment for our members. Whether you're looking for loans or savings options that fit your lifestyle, we are here to help. Don't hesitate to reach out! Call us at 845-246-0587 or visit our website at ulsfedcu.org for more information about how we can assist you. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Accessibility

Accessibility is important to us. Our branch features ADA compliance measures ensuring that everyone can utilize our services comfortably. With ATM availability and drive-thru banking options, we strive to make your banking experience convenient and efficient. While members can visit us at 9W Simmons Plz Saugerties Ny 12477, official correspondence should be sent to our mailing address: PO Box 2310, Kingston, NY 12402.

Join Us!

Join the Ulster family today! Experience firsthand how we blend traditional values with modern conveniences to meet your financial needs. To learn more about membership eligibility or to take the first step toward joining us, visit our website or call us at (845) 246-0587. Together, let's build a brighter financial future for you and our community!

Our Mission

At Ulster, our mission is clear: to provide exceptional financial services while fostering a spirit of community. We believe that banking should be more than just transactions; it should be about relationships. Our commitment extends beyond our doors as we actively engage in community outreach initiatives, supporting local events and organizations that make Saugerties a better place for everyone. We aim to empower our members through various services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. As technology advances, we also prioritize digital accessibility with online banking and mobile payment options available to all members.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to being accessible for everyone. We offer ADA-compliant facilities, including ramps and designated parking spaces, so all members can visit us comfortably. With ample parking available, you won't have to worry about finding a spot when you come by.

Get in Touch

Have questions or want to learn more? Don't hesitate to give us a call at 845-246-0587. We invite you to stop by and experience the friendly service that sets Ulster Credit Union apart. Your financial goals are important to us let's achieve them together!

Operating Hours

We're here to serve you during our convenient hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:30 AM to 1:00 PM. Whether you're stopping by for a quick transaction or need assistance with your financial needs, our friendly staff is ready to help.

Services Offered

At Ulster Credit Union, we provide a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car! For added convenience, we also have an ATM available on-site, ensuring that you can access your funds whenever you need them. While members can visit us at our Saugerties location, official correspondence should be sent to our mailing address at PO Box 2310, Kingston, NY 12402.

Member Eligibility

Becoming a member of Ulster feels like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the Ulster County area, you're already on your way to enjoying all the benefits we offer! We believe in making banking accessible and personal, which is why our membership is open to anyone who meets these simple criteria. Plus, once you're part of our community, you'll gain access to exclusive services designed just for you, from competitive loan rates to personalized financial advice. To learn more about what it takes to become a member at Ulster, check out our detailed eligibility information at https://www.ulsfedcu.org/about-us/member-benefits/become-a-member.html. And when you're ready to open an account or if you have any questions, feel free to give us a call at (845) 246-0587. We're here to help you every step of the way as you start your journey with us at our branch located at 9W Simmons Plz Saugerties Ny 12477!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $297,734, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments from your customers easily whether online or in-store. Our solutions help streamline transactions, allowing you to focus on what matters most: growing your business. Located at 9W Simmons Plz Saugerties Ny 12477 in Saugerties, NY, our dedicated team is ready to assist you. Reach out at (845) 246-0587 to explore how we can partner together for your business success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? With our ATM & Cash Withdrawal Services, accessing funds is hassle-free. We also provide basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those quick stops during a busy day. At Ulster, we're here to support you every step of the way with friendly service and reliable financial solutions. If you have any questions or need assistance, don't hesitate to call us at (845) 246-0587. Come visit us or explore our services online at Saugerties today!

Business Solutions

For business owners, we understand that every dollar counts. That's why our Business Banking solutions include essential services like Merchant Services & Business Loans, helping you manage and grow your business effectively.

Digital Banking Convenience

In today's busy world, having access to your accounts anytime is crucial. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go with just a few taps on your smartphone.

Financial Support

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to ease your financial burden when it matters most. Plus, if you're looking to maximize rewards on your spending, check out our Credit Cards with Rewards, offering cash back and other perks tailored just for you.

Personal Banking

Managing your personal finances is simple with our diverse options. We offer Checking & Savings Accounts that help you keep track of your money while earning interest on your savings. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. Additionally, we provide Mortgage Loans & Refinancing options that make home ownership a reality for many families.

Digital & Online Banking

At Ulster, we understand that convenience and security are essential for our members. That's why we offer a robust suite of digital and online banking services designed to make managing your finances easy and secure, anytime and anywhere. One of the standout features is our 24/7 Online Banking service, available at https://www.ulsfedcu.org/. This service allows you to check your balances, transfer funds, and pay bills from the comfort of your home or on the go. With just a few clicks, you can access real-time account management that puts you in control of your finances. For those who prefer using their smartphones, our mobile application enhances your banking experience further. You can easily make mobile payments, allowing you to complete transactions quickly without needing cash or cards. Plus, with our person-to-person transfers, sending money to friends or family is as simple as a text message. Security is a top priority at Ulster. We provide electronic signature authorization, ensuring that your online transactions are protected. Additionally, our members can sign up for e-statements, which not only helps you stay organized but also keeps your information secure by reducing paper clutter. In today's fast-paced world, having access to your finances when you need it is crucial. Our commitment to providing user-friendly digital banking services ensures that you have everything you need right at your fingertips. Whether you're checking your balance late at night or transferring funds during lunch break, we're here to support you every step of the way. Explore all these features and more by visiting us online at https://www.ulsfedcu.org/. Experience how easy banking can be with Ulster!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 16,514, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ulster is your trusted partner. Visit us at 9W Simmons Plz Saugerties Ny 12477 or call (845) 246-0587 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $15,161,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $441 in used auto loans and $44,065,420 in total loans and leases supports members' financial goals across various sectors.

Operational Efficiency

Our $274,092 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,194,642 in share certificates and $15,573,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,385,628, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,012,406 in used vehicle loans and $3,314,659 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $297,734 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or need funds for operational expenses, we've got you covered. At Ulster in Saugerties, NY (9W Simmons Plz), we're dedicated to providing personalized service and financial solutions that work for you. If you're interested in refinancing options or would like to learn more about eligibility requirements for any of our loan products, feel free to reach out at 845-246-0587 or visit us online at ulsfedcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,526,156, make buying or refinancing simple. We guide you through the process to help you secure your dream home without stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,039,833 in loans helping members manage their finances effectively. This option allows you to make purchases and build credit without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover the options that fit your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers you see are fair and transparent, reflecting current market conditions without hidden agendas.

ULSTER FEDERAL CREDIT UNION - Saugerties, NY

Compare Loan Rates Near You

Loan rates in Saugerties, NY (12477)