Ukrainian Credit Union Matthews NC | Affordable Auto Loans & Business Banking

Introduction

Community Impact

Our commitment extends beyond numbers. Under the leadership of CEO Oleg Lebedko and Board President Wasyl Kornylo, we strive to positively impact the Matthews community through various financial products and services tailored to meet diverse needs. From personal banking options like checking and savings accounts to business loans that empower local entrepreneurs, we are dedicated to fostering growth and prosperity for all. While members can visit us at our branch location in Matthews, official correspondence should be sent to our mailing address: 1730 Matthews Township Pkwy, Suite E, Matthews, NC 28105. We invite you to explore all that Ukrainian has to offer by visiting our website at https://ukrainianfcu.org or calling us at 704-246-3040. Whether you're looking for guidance on loans or simply want to learn more about our services, our friendly team is ready to assist you. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Welcome to the story of Ukrainian, a credit union that has proudly served the community since its inception in 1953. Located at 1730 Matthews Township Pkwy Ste E, Matthews, NC 28105, our branch has grown and evolved alongside the vibrant community we serve, fostering strong relationships built on trust and support. Over the years, Ukrainian has transformed into a vital financial institution with a total membership of 28,417 individuals. We are committed to providing accessible financial services while also uplifting our community through various outreach efforts. Our journey began with a simple mission: to empower members by offering affordable financial solutions and exceptional service. Today, we proudly manage assets totaling $389,990,963, ensuring that we can meet the diverse needs of our members effectively. At Ukrainian, we believe that our mission extends beyond mere banking. We strive to create an environment where every member feels valued and supported in achieving their financial goals. This commitment is reflected in our wide range of services, including personal banking accounts, auto loans, mortgages, business banking solutions, and online banking options that cater to modern-day needs. Our operating hours are designed for your convenience: Monday through Thursday from 10 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 10 AM to 1 PM. While we currently do not offer drive-thru banking or ATM services at this location, our dedicated staff is always ready to assist you during lobby hours. As part of our ongoing commitment to accessibility and innovation, we have implemented features such as mobile payments and online banking for ease of use. We take pride in being an ADA-compliant establishment where everyone can feel welcome and secure while managing their finances. While members can visit us at 1730 Matthews Township Pkwy Ste E, official correspondence should be sent to our mailing address: 1730 Matthews Township Pkwy, Suite E, Matthews, NC 28105. As we continue to grow and adapt to the changing financial landscape, our focus remains on serving you our members. We invite you to join Ukrainian today and experience firsthand the benefits of being part of a community-centered credit union. Together, let's build a brighter financial future! For more information or assistance, please contact us at 704-246-3040.

Branch Location & Accessibility

Accessibility Features

The Matthews Branch is fully compliant with ADA standards, ensuring that all members of our community can access our services comfortably. Our friendly staff is always on hand to assist if you have any special requests. We encourage you to visit us soon! If you have questions or would like more information about what we offer, feel free to give us a call at 704-246-3040. We look forward to welcoming you at Ukrainian Credit Union!

Nearby Landmarks

Situated near popular local spots, our branch is just a stone's throw away from the vibrant Matthews Community Center and the beautiful Squirrel Lake Park. This prime location means you can run errands or enjoy a day out while still taking care of your banking needs.

Operating Hours and Services

Our doors are open to serve you during convenient hours: Monday through Thursday from 10 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 10 AM to 1 PM. We invite you to come in during these times for personal banking services like checking and savings accounts, auto loans, mortgage loans, and much more! At this branch, we offer many services tailored for both individuals and businesses. From personal loans and credit cards with rewards to business banking solutions, we're committed to helping you manage your finances effectively. Although we don't have ATM services or drive-thru banking at this location, our team is always ready to assist you inside the branch.

Member Eligibility

At Ukrainian, we believe that everyone deserves the opportunity to be part of a supportive community where your financial needs come first. Becoming a member is simple! If you live, work, or worship in the Matthews area, you're already eligible to join us. We welcome individuals and families looking for personal banking solutions that truly make a difference. By becoming a member of Ukrainian, you'll gain access to a range of benefits, including competitive rates on loans and savings accounts, personalized service from our friendly staff, and a variety of convenient banking options. Ready to take the next step? You can find more details about our eligibility criteria by visiting https://ukrainianfcu.org/about-us/membership/. Once you're ready to join, opening an account is quick and easy; just follow the instructions at https://eopen.myvirtualbranch.com/1611/Application/. If you have any questions or need assistance, don't hesitate to call us at (704) 246-3040. We're excited to welcome you to the Ukrainian family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services designed to simplify your transactions and enhance customer experience. Imagine being able to accept payments quickly and securely, allowing you to focus on what truly matters growing your business. Our solutions are tailored to meet your specific needs, making it easier than ever to manage your finances efficiently. Visit us at 1730 Matthews Township Pkwy Ste E Matthews Nc 28105 in Matthews, NC, or call us at (704) 246-3040. Let's work together to build a brighter future for your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $758 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,703,471, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make that dream a reality. We offer flexible terms and competitive rates, ensuring you get the best deal possible. Picture yourself cruising down the road in a vehicle that fits your budget without breaking the bank.

Business Banking

For small business owners, our Business Banking services include merchant services and business loans designed to support your growth. Whether you're starting out or expanding, we can provide the financial assistance necessary to take your business to the next level.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend! Enjoy perks like cash back on everyday purchases or travel rewards that can help fund your next adventure. With easy online management tools, tracking rewards has never been simpler.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. From mobile payments to person-to-person transfers, banking has never been more accessible. We invite you to experience all these services at Matthews Branch by reaching out at (704) 246-3040 or visiting us in person at our Matthews location. Let us partner with you on your financial journey today!

Mortgage Loans & Refinancing

If buying a home is on your agenda, our Mortgage Loans & Refinancing services can guide you through the process. We will work with you to find the right mortgage solution that fits your financial picture. Plus, if you're already a homeowner looking to lower your monthly payments, refinancing might be the way to go.

Personal Banking

Our Personal Banking services are designed with you in mind. You can open checking and savings accounts that not only help you manage your money but also offer competitive interest rates. Imagine effortlessly transferring funds between accounts or setting up automatic savings plans all made simple through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are here for you. Whether it's for emergency repairs or consolidating high-interest debt into one manageable payment, we have solutions tailored just for you.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to bank on the go. Need to send money to a friend? With our person-to-person transfers, it's quick and easy. Plus, if you're always on the move, our mobile payments option lets you make purchases with just your phone no need for cash or cards. For those who prefer paperless options, we offer e-statements that keep you organized while also being environmentally friendly. You can easily view your statements from anywhere without worrying about losing important documents. Security is a top priority at Ukrainian. We use electronic signature authorization for added protection when signing important documents online. This way, you can rest easy knowing that your information is safe while enjoying the convenience of digital banking. We're committed to making banking accessible and hassle-free for everyone. No matter what time it is or where you are, our online tools are ready to assist you in real-time account management. So why wait? Explore the ease of digital banking at Ukrainian today! Visit us at https://ukrainianfcu.org/ for more information on how we can help simplify your financial journey.

Financial Strength

At Ukrainian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your hard-earned money. With a net worth of $32,778,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $140,904,165 in share certificates and $15,584,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,046,878, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,597,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $381 in used auto loans and $338,369,052 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is evident with a net income of $690,059, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,014,533. Total Share and Deposit Accounts: 51,362, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ukrainian is your trusted partner. Visit us at 1730 Matthews Township Pkwy Ste E Matthews Nc 28105 or call (704) 246-3040 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,173,077 in used vehicle loans and $6,241,149 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle simple and straightforward.

Credit Lines

If you're looking for additional flexibility, consider our credit lines totaling $65,342,875. These products allow you to access funds when needed without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,731,481, make buying or refinancing simple. We work closely with our members to ensure they understand their options, making it easier to find the right mortgage solution for their needs.

Refinancing Options

For those who are considering refinancing existing loans, we provide tailored solutions that may lower your monthly payments or help you pay off debt faster. Our team is ready to discuss eligibility options and assist you through the process. To learn more about our loan offerings or to apply, please contact us at (704) 246-3040 or visit us online at https://ukrainianfcu.org/. We're here to help you take control of your financial future! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,738,990 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to enhance your purchasing power while maintaining affordability.

Loan Aggregator

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UKRAINIAN FEDERAL CREDIT UNION - Matthews, NC

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