Ukrainian Credit Union Citrus Heights CA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Ukrainian, your trusted financial partner in the heart of Citrus Heights, CA. Located at 7084 Auburn Blvd Ste 100, we have proudly served our community since 1953. With a total membership of over 28,417 individuals, we are committed to providing personalized financial solutions that empower you and your family. At Ukrainian, we understand that every member has unique needs. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our goal is to make banking simple and accessible for everyone. Financial strength is vital for any institution. We are proud to report our total assets stand at an impressive $389,990,963, with total deposits of $10,915,646. Our net worth is $32,778,095, which reflects our commitment to the long-term stability of our credit union. Additionally, we have a robust loan portfolio totaling 14,812 loans and leases that help members achieve their financial goals. Leadership plays a crucial role in guiding us toward success. Under the guidance of our CEO Oleg Lebedko and Board President Wasyl Kornylo, our dedicated team of 92 employees works tirelessly to ensure exceptional service for every member who walks through our doors or connects with us online. While you can reach us directly at 916-721-1188 for any inquiries or assistance, we also encourage you to visit our website at ukrainianfcu.org for more information about our services and online banking options. Whether you're looking to open a new account or secure a loan for your next vehicle or home project, we're here to guide you every step of the way. Experience the difference with Ukrainian where community matters and financial well-being is our priority! We invite you to stop by or give us a call today!

Branch History & Mission

At Ukrainian, our journey began in 1953, when we opened our doors in the vibrant community of Citrus Heights, CA. Over the decades, we have blossomed from a small credit union into a trusted financial partner for over 28,417 members. Our branch is located at 7084 Auburn Blvd Ste 100, a convenient spot that is easily accessible for all our members. Our mission is clear: to provide exceptional financial services while fostering community support and growth. We believe in the power of people helping people, and this philosophy drives everything we do. From personal banking services like checking and savings accounts to auto loans and mortgages, we are dedicated to meeting the diverse needs of our members. Throughout our history, we've made significant strides in enhancing our offerings. As technology evolved, so did we. Our commitment to digital advancements means you can enjoy online and mobile banking services that make managing your finances simpler than ever. We also prioritize accessibility by ensuring that our services meet ADA compliance standards. While we pride ourselves on innovation, our roots remain deeply embedded in community outreach. We actively seek partnerships with local organizations to give back and support those in need. Whether through financial literacy programs or community events, we strive to make a positive impact right here in Citrus Heights. As we continue to grow now boasting total assets of over $389,990,963 our focus remains unwavering: providing member-centric solutions that empower individuals and businesses alike. To experience the benefits of being part of our family, visit us at 7084 Auburn Blvd Ste 100 or contact us at 916-721-1188. Official correspondence can be sent to 7084 Auburn Blvd Ste 100, Citrus Heights, CA 95621-4334 if needed. Join us today and discover how Ukrainian can help you achieve your financial goals while being part of a caring community!

Branch Location & Accessibility

Come Visit Us!

We look forward to welcoming you at the Ukrainian Credit Union's Citrus Heights Branch! Stop by today and discover how we can support your financial journey. Remember, while members can visit us at 7084 Auburn Blvd Ste 100 Citrus Heights Ca 95621, official correspondence should be sent to 7084 Auburn Blvd Ste 100, Citrus Heights, CA 95621-4334 if it differs. See you soon!

Easy Access and Nearby Landmarks

Finding us is a breeze! We're situated just off Auburn Boulevard, close to familiar landmarks like the Citrus Heights Community Center and several popular dining spots. Ample parking is available right outside our door, ensuring that you can pop in without any hassle. Our branch is also ADA compliant, featuring ramps and accessible entrances to accommodate all our members.

Operating Hours Tailored to You

We understand that life gets busy, which is why we offer flexible operating hours. Join us Monday through Wednesday from 9:30 AM to 5 PM and extend your banking experience on Thursday and Friday until 6 PM. We even open our doors on Saturday from 9 AM to 1 PM for those who need assistance over the weekend. Our friendly staff is ready to help you with everything from personal banking needs to loan inquiries.

Services Designed for Your Needs

At Ukrainian Credit Union, we pride ourselves on offering a range of services tailored to fit your lifestyle. While we currently do not have ATM or drive-thru facilities at this branch, our team is dedicated to providing exceptional service inside the lobby. We invite you to explore personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 916-721-1188. We're here to help!

Member Eligibility

Joining the Ukrainian at 7084 Auburn Blvd Ste 100, Citrus Heights, CA 95621 means becoming part of a warm and welcoming community that truly cares about its members. To become a member, you need to meet some simple eligibility criteria, which primarily includes being part of the Ukrainian community or having a family member who is. This makes it easy for many people to connect with us and enjoy the benefits we offer, such as competitive rates on loans and personalized service. If you're curious about the exact details, you can check out our eligibility information at this link. Opening an account is just as straightforward. You can easily start your journey with us by visiting our account opening page here. If you have any questions along the way, feel free to give us a call at (916) 721-1188. We're excited to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $758 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $95,703,471, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to seize new opportunities, invest in equipment, or expand your operations. Our tailored loan options provide the financial backing you need to turn your vision into reality.

Merchant Services That Empower

In addition to loans, we offer merchant services that help streamline your payment processes. Picture this: a busy Saturday morning with customers eager to check out. With our efficient payment solutions, you'll be able to process transactions quickly and securely, keeping the lines moving and your customers happy. Located at 7084 Auburn Blvd Ste 100 Citrus Heights Ca 95621 in Citrus Heights, CA, we invite you to visit us or call (916) 721-1188 to learn more about how our business banking services can elevate your operations. Your success is our priority!

Comprehensive List Of Services

Business Solutions

For entrepreneurs and small business owners, we offer comprehensive Business Banking services. This includes Merchant Services that make accepting payments seamless and efficient, as well as tailored Business Loans to help you grow your operations. We are here to support your business journey every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking solutions that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your money has never been easier. While we currently do not have ATM services at this location, our online platform ensures that cash withdrawal needs are met conveniently through partner networks.

Engage with Us

At Ukrainian, we're more than just a credit union; we're a community focused on helping our members thrive financially. Whether you have questions about opening an account or need assistance with loans, feel free to reach out at (916) 721-1188 during our operating hours: - Monday-Wednesday: 9:30 AM - 5 PM - Thursday-Friday: 9:30 AM - 6 PM - Saturday: 9 AM - 1 PM Explore all these services and more by visiting us online at Citrus Heights Branch. We look forward to serving you!

Loans and Financing

Need a new car? Our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates, helping you get behind the wheel without breaking the bank. If you're considering purchasing a home, our Mortgage Loans & Refinancing services guide you through the process with ease, ensuring you find a plan that works for you. If you're looking to consolidate debt or finance a personal project, our Personal Loans & Debt Consolidation offerings can help simplify your financial obligations. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, turning spending into savings.

Personal Banking

We understand that managing your money is essential for your peace of mind. That's why our personal banking services include Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a rainy day or planning for a big purchase, our accounts come with competitive interest rates and no hidden fees, making it easier for you to grow your savings.

Digital & Online Banking

Key Features

Enjoy the benefits of e-statements with Yes availability. This feature not only helps you keep track of your finances but also reduces paper clutter saving trees and keeping things organized! For those moments when you need to sign documents quickly, our electronic signature authorization Yes ensures that everything is done securely and efficiently. We know many people rely on their mobile devices for daily tasks. That's why we offer a dedicated mobile application Yes that allows for easy access to your accounts wherever you are. Want to make a quick payment? Our mobile payments feature Yes lets you pay anyone instantly right from your phone. If you've ever needed to send money to a friend or family member in a hurry, our person-to-person transfers Yes are perfect for that!

Security You Can Trust

We prioritize your security. Our online banking services are protected with robust encryption technology, ensuring that your personal information remains confidential and safe from unauthorized access. With all these features combined, managing your money becomes not only simpler but also more secure. Join us at Ukrainian to experience hassle-free banking anytime and anywhere!

Financial Strength

A Growing Community

Total Share Accounts: 51,362, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,014,533. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ukrainian is your trusted partner. Visit us at 7084 Auburn Blvd Ste 100 Citrus Heights Ca 95621 or call (916) 721-1188 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $30,597,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $381 in used auto loans and $338,369,052 in total loans and leases show our commitment to supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $140,904,165 in share certificates and $15,584,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,046,878, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $690,059 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $32,778,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,173,077 in used vehicle loans and $6,241,149 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $95,703,471 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to offer tailored solutions that align with your aspirations. At Ukrainian, we're dedicated to making borrowing straightforward and hassle-free. If you're interested in refinancing or exploring eligibility options, please don't hesitate to reach out. You can contact us at (916) 721-1188 or visit us at 7084 Auburn Blvd Ste 100 Citrus Heights Ca 95621 in Citrus Heights, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,731,481, make buying or refinancing simple. Our experienced team will guide you through the process, ensuring you find a loan that fits your budget and goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,738,990 in loans helping members manage their finances effectively. Whether you need to make unexpected purchases or consolidate debt, our credit card options provide the flexibility you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help borrowers make informed decisions without the confusion often associated with comparing multiple lenders. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By focusing on verified data, LendMesh provides peace of mind to those looking for reliable loan options. One of the key benefits of using LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, ensuring users can trust the information presented to them. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. The goal is to provide unbiased results, allowing users to compare rates fairly. Real-time rate comparisons set LendMesh apart from traditional methods. Users can access up-to-date loan rates from multiple institutions at their fingertips, making it easier to find the best deal available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UKRAINIAN FEDERAL CREDIT UNION - Citrus Heights, CA

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