Ukrainian Selfreliance Credit Union Warren MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ukrainian Selfreliance Michigan, your trusted financial partner in the heart of Warren, MI. Located at 26791 Ryan Rd, our branch has been dedicated to serving the community since 1952. With a commitment to member satisfaction and community support, we have grown to serve over 4,355 members while managing assets totaling an impressive $131,132,875. At Ukrainian Selfreliance Michigan, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our goal is to empower you to achieve your financial aspirations. Led by our CEO Khrystyna Ferenchuk and Board President John Dicky, our team of 16 dedicated employees is here to provide you with personalized service. Whether you're looking for advice on loans where we've approved over 1,326 loans and leases or simply need assistance managing your deposits which currently stand at $5,699,047 we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 26791 Ryan Rd, Warren, MI 48091-4073. You can also reach us by phone at 586-756-3300 or explore more about our services on our website at usmfcu.org. Join us in celebrating a legacy of trust and reliability in financial services. We invite you to stop by or give us a call today; let's work together towards your financial goals!

Branch History & Mission

Welcome to the Ukrainian Selfreliance Michigan, located at 26791 Ryan Rd in Warren, MI. Since opening our doors in 1952, we have proudly served our community for over seven decades. Our journey began with a simple mission: to provide financial services tailored to the needs of our members while fostering a sense of unity and support within the Ukrainian community. As we've grown, so has our commitment to our members. Today, we proudly serve 4,355 members and manage total assets of $131,132,875. We are dedicated to offering personal banking services that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our evolution reflects not only our financial growth but also our deep-rooted values of service and community support. Our mission is clear: we strive to empower individuals and families by providing accessible financial solutions while promoting economic self-reliance among our members. We believe that when our members thrive, so does the community around them. This belief drives us to engage in various outreach efforts that strengthen local initiatives and support those in need. In addition to traditional banking services, we embrace modern technology to enhance your experience. Our online and mobile banking options allow you to manage your finances anytime, anywhere. Plus, with an ATM on-site and a drive-thru service available, accessing your funds is convenient and easy. While you can visit us at 26791 Ryan Rd for all your banking needs, please note that official correspondence should be directed to our mailing address at 26791 Ryan Rd, Warren, MI 48091-4073. We invite you to join us on this journey of financial empowerment and community building. Whether you're looking for a new bank or seeking assistance with your current financial goals, Ukrainian Selfreliance Michigan is here for you. Come experience the difference call us today at 586-756-3300 or visit usmfcu.org to learn more about how we can serve you better!

Branch Location & Accessibility

Accessibility Features

At Ukrainian Selfreliance Michigan, we prioritize your comfort and convenience. Our branch features ADA-compliant access, including ramps and designated parking spaces for those who need them. We want everyone to feel welcome when they visit us.

Call to Action

So why wait? Come visit us at Ukrainian Selfreliance Michigan today! If you have any questions or need assistance, don't hesitate to call us at 586-756-3300. We look forward to serving you!

Nearby Landmarks

Our location is just a short drive from local landmarks like the bustling shopping centers and community parks that make Warren a vibrant place to live. Whether you're stopping by after a day of errands or visiting us on your way home, we're here to help with all your banking needs.

Operating Hours and Services

We know your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 9:30 AM to 5:30 PM, Friday from 9:30 AM to 6:30 PM, and Saturday from 9:00 AM to 2:00 PM. Our team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. For added convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. Plus, if you prefer to bank from the comfort of your home, our online and mobile banking services are just a click away.

Member Eligibility

Welcome to the Ukrainian Selfreliance Michigan community, where becoming a member means joining a family dedicated to your financial well-being. If you're interested in opening an account with us at Ukrainian Selfreliance Michigan, located at 26791 Ryan Rd Warren Mi 48091, we'd love to help you get started. To become a member, you'll need to meet certain eligibility criteria which generally include being part of the Ukrainian community or having a family member who is. We believe in making banking accessible, so whether you're a long-time resident or new to the area, there's a place for you here. Ready to take the next step? Opening your account is simple! You can find all the details you need by visiting our account opening page at https://usmfcu.symapp.jhahosted.com/. If you have any questions or want to learn more about membership benefits, feel free to give us a call at (586) 756-3300. For the most updated eligibility information, check out our website at . Join us and experience a supportive environment that prioritizes your financial goals!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,907,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Your Business

In addition to loans, we offer practical merchant services that simplify daily operations. Imagine being able to accept payments easily from your customers, whether they're paying in person or online. Our services help streamline transactions, allowing you to focus on what you do best growing your business. Visit us at 26791 Ryan Rd Warren Mi 48091 in Warren, MI or call us at (586) 756-3300 to learn more about how we can partner with you on your path to success!

Comprehensive List Of Services

Accessible Banking Services

We also value face-to-face interactions for those who prefer them. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car, making banking easier than ever during busy days. Whether you're visiting us in person or utilizing our digital services, we are committed to providing an experience that prioritizes accessibility and ease. If you have questions or need assistance, don't hesitate to reach out to us at (586) 756-3300. We invite you to explore all that Ukrainian Selfreliance Michigan has to offer. Come visit us or check out our website at https://www.usmfcu.org today! Your financial success starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Usmfcu-main Office offers robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can check balances, make transfers, and pay bills from the comfort of your home or on the go. Our ATM services enable easy cash withdrawals and balance checks without any hassle.

Loan Options for Everyone

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Additionally, with our credit cards with rewards, you can earn points on everyday purchases, making each transaction more rewarding. For business owners, we understand that running a business comes with its own set of challenges. Our business banking services, which include merchant services and business loans, are tailored to support your entrepreneurial endeavors.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed for your everyday needs. Our checking and savings accounts provide you with the flexibility to manage your money effectively while earning interest on your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want. Plus, if you're thinking about buying a home, our mortgage loans and refinancing services can help turn your dream into reality.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which lets you manage your accounts right from your smartphone. Whether you're making person-to-person transfers or setting up mobile payments for quick transactions at your favorite stores, everything is just a tap away. Plus, you can enjoy the added benefit of e-statements, allowing you to keep track of your account activity in a secure and environmentally friendly way.

Security You Can Trust

Your security is our priority. Although we do not currently offer electronic signature authorization for certain transactions, our robust online banking platform uses advanced security measures to protect your personal information. You can feel confident knowing that your data is safe while you take advantage of all these convenient features.

Stay Connected

Whether you need to view statements or make payments on the go, our digital solutions are designed with ease-of-use in mind. We invite you to explore how our digital banking offerings can simplify your financial life. For more details about our services and how to get started, visit us at https://www.usmfcu.org/ or give us a call at (586) 756-3300. Experience the modern way to bank with Ukrainian Selfreliance Michigan!

Financial Strength

At Ukrainian Selfreliance Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and member-focused services, we are proud to share our financial strength with you. With a net worth of $17,008,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $37,680,371 in share certificates and $2,586,214 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,987,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $95 in used auto loans and $46,792,036 in total loans and leases. Our operations reflect our efficiency, as seen in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us is evident with 8,664 total share accounts from our growing member base. This shows that more people are choosing Ukrainian Selfreliance Michigan as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ukrainian Selfreliance Michigan is your trusted partner. Visit us at 26791 Ryan Rd Warren Mi 48091 or call (586) 756-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,620,479 in new vehicle loans and $1,380,122 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the vehicle of your choice. With 190 total auto loans issued so far, our commitment to supporting our members is evident.

Business Financing

For business owners, our outstanding commercial loans totaling $10,907,311 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and having access to funds can make a significant difference.

Conclusion

With over 1,326 loans issued at our branch located at 26791 Ryan Rd, Warren MI 48091, we've helped thousands of members achieve their financial goals. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out to us at 586-756-3300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website for more details or stop by our branch today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can still assist you with other mortgage options or refinancing solutions that best suit your situation. It's essential to explore different avenues when considering a home purchase.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $930,847 in loans helping members manage their finances effectively. Our credit card products come with features that cater to everyday spending while ensuring you stay within your budget.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Ukrainian Selfreliance Michigan