Ukrainian National Credit Union New York NY | Best Auto Loans & Business Banking

Introduction

Welcome to Ukrainian National, your trusted credit union located at 215 2Nd Ave, New York, NY 10003. Since our establishment in 1965, we have proudly served our community, building a strong foundation of trust and support for our 6,704 members. With total assets reaching an impressive $151,739,135, we are dedicated to providing financial solutions that empower our members to achieve their goals. At Ukrainian National, we understand that each member's financial journey is unique. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. Our commitment to excellent service is reflected in our robust offerings, including $3,623,516 in total deposits and a net worth of $19,364,377. While members can visit us at our branch location for friendly assistance and guidance, official correspondence should be directed to our mailing address: PO Box 160, Cooper Station, New York, NY 10276. Our dedicated team of 32 employees, led by CEO Natalia Pachashynska and Board President Esteban Kaczurak, is here to help you navigate your financial needs with care and expertise. We invite you to explore the many ways we can support you on your financial journey. For any questions or to learn more about our services, please feel free to reach out at (212) 533-2980. Join us today and experience the Ukrainian National difference!

Branch History & Mission

Welcome to Ukrainian National, a cornerstone of financial support and community engagement in New York, NY. Since opening our doors in 1965, we have proudly served our members with dedication and integrity. Our branch at 215 2nd Ave, New York, NY 10003, has become more than just a place for banking; it is a hub for connection, support, and growth within our community. Over the years, Ukrainian National has evolved alongside the needs of our members. From humble beginnings, we have grown into a robust institution with total assets of $151739135 and a membership base that has reached an impressive total of 6,704 individuals. Our mission is clear: to empower our members by providing accessible financial services while fostering a strong sense of community. Our branch is conveniently located near several landmarks in the bustling city of New York, making it easy for you to visit us during our operating hours: Tuesday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. While members can visit us at 215 2Nd Ave New York Ny 10003, official correspondence should be sent to PO Box 160, New York, NY 10276. At Ukrainian National, we understand that banking is not just about transactions; it's about building relationships. Our commitment extends beyond traditional financial services. We actively engage in community outreach efforts and partnerships that aim to uplift those around us. Whether it's through educational workshops or local sponsorships, we believe in giving back to the neighborhoods that support us. In an increasingly digital world, we strive to enhance your banking experience with features like online banking and mobile access. Although we currently do not offer ATM or drive-thru services, our focus remains on personal service and convenience tailored to your needs. As we look towards the future, we invite you to join our family at Ukrainian National. Experience firsthand how we prioritize your financial well-being while nurturing the community spirit that defines us. Contact us today at (212) 533-2980 or explore more about our offerings at our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all members. The building complies with ADA standards, featuring ramps and other amenities to ensure everyone can easily access our services. While parking can be a challenge in the city, there are public parking options nearby.

Operating Hours

We understand that convenience is key when it comes to banking. That's why we offer flexible operating hours: visit us Tuesday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. This ensures you have ample opportunity to stop by during your busy week!

Services Offered

Our branch provides a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we're here to help you achieve your financial goals. Additionally, while we do not have ATM facilities or drive-thru banking at this location, our friendly staff is always ready to assist you in person. If you need any assistance or have questions about our services, feel free to call us at 212-533-2980. We also invite you to reach out via our website at Ukrainian National for more information. We look forward to welcoming you at our branch soon!

Member Eligibility

At Ukrainian National, we believe in creating a warm and welcoming community for all our members. Joining us is simple and rewarding! To become a member, you typically need to live, work, worship, or attend school in the local area. We also welcome family members of existing members. This means if you have a loved one who is already part of our credit union, you can easily join in on the benefits too! Being a member at Ukrainian National comes with many advantages like competitive rates on loans, personalized service, and access to various financial products tailored to meet your needs. If you're ready to take that step towards membership, opening an account is easy! You can find all the details you need to get started by visiting our account opening page at https://www.trustage.com/life?orgidentifier=000000009734&marketingcampaigncode=cbgl000001&utm_source=000000009734&utm_medium=culk_banner&utm_campaign=cbgl000001&utm_content=cc000358 . For any questions or assistance along the way, don't hesitate to reach out to us at (212) 533-2980. We're here to help you every step of the way! To learn more about eligibility criteria, check out this resource: . Join us today and experience the difference at Ukrainian National, located at 215 2Nd Ave New York Ny 10003.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $11,370,854, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Think about how easy it would be for your customers to pay with cards at checkout while you enjoy quick access to funds. Our services help streamline payments so you can focus on what you do best growing your business. Located at 215 2Nd Ave New York Ny 10003 in New York, NY, we invite you to reach out at (212) 533-2980 or visit us online at https://www.ukrnatfcu.org/ to learn more about how we can support your business journey.

Comprehensive List Of Services

Business Banking

Entrepreneurs will appreciate our robust business banking services, including merchant services and business loans. Running a small business requires support and resources; we are here to provide both so you can focus on growing your venture without financial worries.

Convenience at Your Fingertips

To complement all these offerings, we also provide essential features such as ATM and cash withdrawal services, ensuring that accessing your money is quick and convenient. We know how important it is for you to have easy access to your funds when needed. If you're ready to take control of your financial future or want more information about any of our services, don't hesitate to reach out! You can call us at (212) 533-2980 or visit us at our location: 215 2Nd Ave New York Ny 10003 in New York, NY. Join the many satisfied members who trust Ukrainian National where community banking meets exceptional service!

Credit Cards

Our credit cards with rewards offer flexibility and benefits that enhance your spending power. Use them for daily purchases while earning rewards it's a win-win! Imagine enjoying cashback or points just for using your card like you normally would.

Home Loans

If buying or refinancing a home is on your mind, our mortgage loans can help turn that dream into reality. With competitive rates and personalized service, we guide you every step of the way from pre-approval to closing. You can trust us to make this significant investment as smooth as possible.

Personal Banking

We offer personal banking options that include checking and savings accounts designed to help you manage your everyday finances easily. Imagine being able to access your funds anytime through our user-friendly online and mobile banking services. Whether you're at home or on the go, keeping track of your budget has never been easier. When life presents unexpected expenses, our personal loans and debt consolidation services can provide the relief you need. Think about how nice it would be to consolidate multiple payments into one manageable monthly bill, allowing you to focus on what truly matters.

Vehicle Financing

For those considering a new car, our auto loans and vehicle financing options make purchasing a vehicle straightforward. We work closely with our members to ensure they find an affordable solution that fits their budget. Picture yourself driving off in that new car without the stress of complicated financing!

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer option. This allows you to send money to friends and family quickly and securely, making those shared expenses a breeze. Plus, with the availability of e-statements, you can go paperless while keeping track of your finances efficiently. For those who prefer managing their accounts on the go, our mobile application brings the bank right to your fingertips. With just a few taps on your smartphone, you can access all the features of online banking. Although mobile payments aren't available yet, we're committed to providing secure transactions and look forward to expanding our offerings in the future.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization for online transactions, rest assured that all your data is protected through advanced security measures. You can bank with confidence knowing that your information is safe. With 24/7 online banking services available at Yes, you have the freedom to manage your finances when it suits you best. At Ukrainian National, we're dedicated to enhancing your banking experience by offering accessible tools that make financial management simple and efficient. Join us today and discover how easy it is to take charge of your finances!

Financial Strength

Community Trust

Total Share Accounts stand at 12,267, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $852,015, further reinforcing our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ukrainian National is your trusted partner. Visit us at 215 2Nd Ave New York Ny 10003 or call (212) 533-2980 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $55,880,354 in share certificates and $3,396,815 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,453,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $47,961, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 21 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Position

With a net worth of $19,364,377, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,276 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $19,314,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also extended $9 in used auto loans and $114,896,574 in total loans and leases, supporting our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,158 in used vehicle loans and $45,110 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easier than ever to drive away in a car that fits your lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $11,370,854 provide the capital needed to grow and expand your business. We're here to support your entrepreneurial journey every step of the way. Whether you're interested in purchasing a vehicle or investing in real estate, Ukrainian National has loan products tailored for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit us or contact us today to learn more about how our loan offerings can help you achieve your financial dreams!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, we offer total credit lines of $16,670,000. Additionally, our unsecured credit card loans amount to $542,617, helping members manage their finances effectively with flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,622, make buying or refinancing simple. We also provide refinancing options to ensure you get the best rate possible for your financial situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers, free from misleading information.

UKRAINIAN NATIONAL FEDERAL CREDIT UNION - New York, NY