Ukrainian National Credit Union Perth Amboy NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Ukrainian National, your trusted credit union in the heart of Perth Amboy, NJ. Located at 615 Amboy Ave, we have been serving our community since 1965 with a commitment to financial well-being and member satisfaction. With over 6,700 members benefiting from our services, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to helping you achieve your financial goals. At Ukrainian National, our total assets stand at an impressive $151,739,135, ensuring that we have the resources necessary to support our members effectively. Whether you're looking for personal banking solutions such as checking and savings accounts or seeking financing options like auto loans and mortgages, our dedicated team is here to help. Currently, we have provided 1,622 loans and leases, empowering many in our community with the funds they need. Our leadership team, including CEO Natalia Pachashynska and Board President Esteban Kaczurak, is passionate about fostering a welcoming environment where every member feels valued. Our staff of 32 employees works diligently to ensure that you receive personalized service tailored to your needs. While members can visit us at 615 Amboy Ave, official correspondence should be sent to the same address. We invite you to explore our wide range of services designed with you in mind. From online banking to business loans, we're here to provide the tools you need for financial success. Feel free to reach out at 732-802-0480 for any inquiries or assistance. We look forward to welcoming you into the Ukrainian National family! Visit our website at ukrnatfcu.org for more information about how we can serve you better.

Branch History & Mission

Community Focus

Over the years, we have established strong partnerships within the community, participating in outreach programs that reflect our values. We are committed not only to providing exceptional service but also to being a good neighbor. This dedication has helped us build lasting relationships based on trust and mutual respect. As we continue on this path of growth and service, we invite you to join our family at Ukrainian National Credit Union. Experience firsthand how we can help you achieve your financial dreams while supporting each other along the way. Contact us today at 732-802-0480 or visit us online at Ukrainian National Credit Union. Together, let's build a brighter future!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe in empowering individuals through accessible financial products and education. We strive to create an environment where everyone feels valued and can achieve their financial goals. We are proud to offer various member services tailored to meet your needs. Whether it's checking and savings accounts or more complex services like debt consolidation and business loans, we are here for you. Additionally, with ATM availability and convenient operating hours Tuesday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM we ensure that banking with us fits seamlessly into your busy life.

Our Story

The Ukrainian National Credit Union was founded to support the financial needs of our local Ukrainian community while fostering a spirit of cooperation and mutual assistance. From our humble beginnings at 615 Amboy Ave, we have expanded our services to meet the diverse needs of our members. Today, with total assets exceeding $151 million, we provide a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our location at 615 Amboy Ave is easy to find and is surrounded by local landmarks that resonate with our community. While you can always reach us there for your banking needs, official correspondence should be directed to our mailing address: 615 Amboy Ave, Perth Amboy, NJ 08861.

Branch Location & Accessibility

Convenient Access

Our location offers ample parking, making it easy for you to pop in and take care of your banking needs. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may require additional assistance. Whether you're stopping by to open an account or simply need some cash from our ATM, we've got you covered!

Operating Hours

We understand that life can get busy, which is why our doors are open during convenient hours. Visit us from Tuesday to Thursday between 9 AM and 4 PM, on Friday until 7 PM, or on Saturday until 2 PM. Our friendly staff is always ready to assist you during these times.

Services at Your Fingertips

At Ukrainian National, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we provide personalized solutions for both personal and business banking. And if you ever have any questions, feel free to give us a call at (732) 802-0480. While members can visit us at 615 Amboy Ave, official correspondence should be sent to the same address as well. We invite you to come by and discover how we can help enhance your financial journey today!

Member Eligibility

Becoming a member of Ukrainian National is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Perth Amboy area, you're already on your way to becoming part of our community! We believe everyone deserves access to quality financial services, and we offer a range of benefits designed to support you on your journey. From competitive loan rates to personalized service, our members enjoy advantages that make banking feel more personal and fulfilling. To get started, simply visit us at 615 Amboy Ave Perth Amboy Nj 08861, or give us a call at (732) 802-0480 for more information on how you can open an account. You can also check out the eligibility details here to see if you qualify. It's quick and easy to become a member with Ukrainian National, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. Imagine a local bakery that dreams of expanding its offerings but needs funds for new equipment and renovations. With the right financing from us, that dream can become a reality.

Merchant Services Made Simple

Alongside our loan offerings, we provide practical merchant services that simplify payment processing for your business. Picture this: your store is bustling with customers eager to purchase their favorite products, but the checkout process feels slow and clunky. Our efficient merchant services ensure smooth transactions, allowing you to focus on what matters most serving your customers. With an outstanding commercial loan portfolio of $11,370,854, we continue to drive economic growth by financing new and expanding businesses right here in Perth Amboy, NJ. To learn more about how Ukrainian National can empower your business, give us a call at (732) 802-0480 or visit us at 615 Amboy Ave Perth Amboy Nj 08861. Together, let's build the future of your business!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we have tailored solutions as well. Our business banking services, including merchant services and business loans, help you manage cash flow and invest in growth opportunities confidently. We know how crucial it is for businesses to have reliable financial support.

Credit Options and Support

Managing debt is an important part of financial health. Our personal loans and debt consolidation services can provide relief by combining multiple debts into one manageable payment. This way, you can focus on what truly matters without the stress of juggling various payments. Additionally, our credit cards with rewards offer you benefits while making everyday purchases. Imagine earning points every time you shop it's like getting paid to buy what you need!

Digital Banking Made Easy

Understanding that convenience is key in today's fast-paced world, we offer robust online and mobile banking services. Access your accounts anytime from anywhere! Whether it's checking your balance or transferring funds, our secure platforms are designed with your needs in mind. Plus, with ATM access available for withdrawals and balance checks, managing your finances is easier than ever.

Personal Banking Solutions

Navigating personal finances can be overwhelming, but at Ukrainian National, we simplify the process. Our checking and savings accounts offer flexible options that suit your lifestyle. Imagine having a checking account that not only keeps your money safe but also helps you manage your budget effectively. With competitive interest rates on savings, you can watch your money grow over time. For those considering a new vehicle, our auto loans and vehicle financing make it easy to drive off in your dream car without breaking the bank. We understand that purchasing a car is a significant investment, so we work hard to offer affordable rates and terms that fit your budget. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans come with tailored solutions designed to make homeownership accessible. We guide you through each step, ensuring you understand all aspects of the loan process.

Reach Out Today!

We invite you to explore these services further by visiting us or giving us a call at 732-802-0480. At Ukrainian National in Perth Amboy, we believe in empowering our members through comprehensive financial solutions that fit their lives perfectly. Let us help you take the next step toward achieving your financial aspirations!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.ukrnatfcu.org/ , you can check balances, transfer funds, and pay bills anytime, anywhere. No more waiting in lines or rushing to the bank before closing hours. Our 24/7 online banking services mean you have access to your accounts around the clock, making it simple to handle your financial needs whenever it suits you. For those who prefer using their mobile devices, our user-friendly mobile application makes it easy to manage your accounts on the go. You can also enjoy person-to-person transfers, allowing you to send money directly to friends or family with just a few taps. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Security and Ease of Use

Your security is our top priority. Although we don't currently offer electronic signature authorization for transactions, rest assured that our systems are designed with robust security measures to protect your personal information. We aim to provide a safe environment where you can confidently manage your finances. Our online banking features are not only secure but also incredibly user-friendly. You don't need to be a tech expert to navigate our services; everything is designed for simplicity and ease of use. You'll be able to access real-time account management and stay updated on your financial activities without any hassle. In summary, Ukrainian National brings modern banking right to your hands with convenient digital services that are accessible whenever you need them. Experience the freedom of banking on your terms today!

Financial Strength

Commitment to Innovation

With $19,314,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to our community is evident in our lending capacity; with $114,896,574 in total loans and leases available to support your financial goals across various sectors.

Growing Membership Trust

We currently serve over 6,704 members with a total of 12,267 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $852,015, further highlighting our dedication to supporting you in achieving your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ukrainian National is your trusted partner. Visit us at 615 Amboy Ave Perth Amboy Nj 08861 or call 732-802-0480 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $55,880,354 in share certificates and $3,396,815 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,453,708, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a reported net income of $47,961, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $19,364,377, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1276 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,158 in used vehicle loans and $45,110 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $11,370,854 provide the capital needed to grow and expand. We are committed to supporting local businesses through tailored financing options that align with your business goals. At Ukrainian National, we prioritize our members' financial health. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to reach out. Our dedicated team is here to guide you through every step. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Contact us today at (732) 802-0480 or visit us at 615 Amboy Ave Perth Amboy Nj 08861 in Perth Amboy, NJ for more information about how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,622, make buying or refinancing simple. We aim to assist you throughout your journey, ensuring you understand every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $542,617 in loans helping members manage their finances effectively. These cards can provide an excellent way to handle everyday purchases while enjoying rewards and benefits tailored for our members.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh plays a crucial role in helping individuals secure better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Every financial institution listed on LendMesh has been thoroughly vetted to guarantee legitimacy.

UKRAINIAN NATIONAL FEDERAL CREDIT UNION - Perth Amboy, NJ